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HomeFlood Insurance AgentsTexas › Lancaster

Find Flood Insurance Agents Near You in Lancaster, TX

Browse flood insurance agents serving Lancaster, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Lancaster, Texas is La Familia Auto Insurance, rated 4.9 stars across 1,020 reviews. Other highly rated options include A-MAX Auto Insurance, ALPA Insurance, Farmers Insurance - Louis Taylor. This directory lists 15 flood insurance agents serving Lancaster.

Showing 15 flood insurance agents in Lancaster, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1La Familia Auto Insurance3250 W Pleasant Run Rd Ste. 120(972) 441-4021
2A-MAX Auto Insurance1445 W Pleasant Run Rd #600(972) 227-5000
3ALPA Insurance1450 Pleasant Run Rd Ste. 148(972) 218-2221
4Farmers Insurance - Louis Taylor1053 W Pleasant Run Rd(469) 547-3550
5Kimberly Giddings - State Farm Insurance Agent211 W Pleasant Run Rd #101(972) 227-2302
6Fred Loya Insurance404 I-35E #102(469) 643-5236
7Premier Cover Insurance Co.1450 Pleasant Run Rd(469) 306-0846
8Ken Allen Insurance222 Pleasant Run Rd #102(972) 218-6700
9SIG/Pruner Insurance Group1506 S Interstate 35 E(972) 224-3333
10Hubbard Insurance747 W Main St(972) 227-1900
LF
3250 W Pleasant Run Rd Ste. 120
La Familia Auto Insurance
Flood Insurance Agent · Lancaster, TX

La Familia Auto Insurance serves Lancaster, Texas, and the surrounding communities in Dallas County. It handles flood insurance policies designed to protect homes and businesses from water damage caused by rising waters, flash floods, and severe storms common to the region. The company works with clients to review their property's specific flood zone risk and identify suitable coverage limits. To handle a typical job, it evaluates the individual property location and policyholder needs before presenting clear coverage options and processing the application efficiently.

MA
1445 W Pleasant Run Rd #600
A-MAX Auto Insurance
Flood Insurance Agent · Lancaster, TX

Serving Lancaster, Texas, A-MAX Auto Insurance offers flood insurance options that can be obtained through a one-time policy for a specific term or as a recurring annual renewal to maintain continuous coverage. Policies typically protect structures and contents from rising water damage not covered by standard homeowners insurance. Assistance with policy selection and application completion is provided to help clients comply with local flood zone requirements. Service for this flood coverage runs on a scheduled basis with premium payments due each policy term.

AI
1450 Pleasant Run Rd Ste. 148
ALPA Insurance
Flood Insurance Agent · Lancaster, TX

ALPA Insurance specializes in securing policies that protect residential and commercial properties from flood damage in Lancaster, Texas. It guides clients through the National Flood Insurance Program and offers private market alternatives for comprehensive coverage. The agency evaluates individual risk factors to help property owners meet lending requirements and maintain financial security. It assists with year-round adjustments, while its core focus becomes critical during hurricane season when heavy rains elevate local flood risks.

FI
1053 W Pleasant Run Rd
Farmers Insurance - Louis Taylor
Flood Insurance Agent · Lancaster, TX

Farmers Insurance - Louis Taylor serves Lancaster, Texas, and surrounding Dallas County areas as a flood insurance agent. The agency focuses on helping property owners secure coverage against flood damage, a specialized need often excluded from standard homeowners policies. Services include assessing individual flood risks for both residential and commercial properties. It provides guidance through the National Flood Insurance Program policies and also offers private flood insurance options for those seeking additional coverage or higher limits.

KG
211 W Pleasant Run Rd #101
Kimberly Giddings - State Farm Insurance Agent
Flood Insurance Agent · Lancaster, TX

Kimberly Giddings - State Farm Insurance Agent in Lancaster, TX, provides flood insurance policies designed to protect properties from water damage due to rising waters and heavy storms. The office offers guidance on policy selection and assists with claims filing to help clients navigate coverage after a flood event. Services are available for single-family homes, apartments, retail businesses, and local restaurants.

FL
404 I-35E #102
Fred Loya Insurance
Flood Insurance Agent · Lancaster, TX

Spring storms and shifting creek channels put Lancaster homes at risk of unexpected flood damage, and Fred Loya Insurance helps residents secure proper coverage before the next downpour. As a local flood insurance agent, the company focuses on policies that protect structures and belongings when water rises. Clients receive straightforward guidance on federal program options and private plans suited to their property. The process begins with a thorough review of the home and its flood zone to assess necessary protection levels.

PC
1450 Pleasant Run Rd
Premier Cover Insurance Co.
Flood Insurance Agent · Lancaster, TX

Homeowners, businesses, and property managers in Lancaster, Texas, turn to Premier Cover Insurance Co. for specialized flood insurance policies. This agency helps clients understand NFIP requirements and find coverage that protects structures and personal belongings from water damage. The team works with local property owners to navigate flood maps and assess risk for the area. They also serve surrounding communities throughout the southern Dallas-Fort Worth metro, including Cedar Hill and DeSoto.

KA
222 Pleasant Run Rd #102
Ken Allen Insurance
Flood Insurance Agent · Lancaster, TX

Serving Lancaster, Texas, and the surrounding communities in Dallas County, Ken Allen Insurance helps property owners manage flood insurance needs. The agency assists with applications for coverage through the National Flood Insurance Program, addressing both standard residential policies and commercial structures in designated flood zones. Guidance is provided on policy limits, waiting periods, and the distinction between building and contents coverage. For a typical job, the agent reviews the property’s Flood Insurance Rate Map designation and then presents coverage options based on the client’s specific elevation and replacement cost.

SP
1506 S Interstate 35 E
SIG/Pruner Insurance Group
Flood Insurance Agent · Lancaster, TX

SIG/Pruner Insurance Group specializes in assessing and securing tailored flood insurance policies for residential and commercial properties. Beyond flood coverage, the agency provides comprehensive personal and commercial insurance services to clients throughout Lancaster, Texas. The team works closely with property owners to navigate flood zone designations and National Flood Insurance Program requirements. With the region’s susceptibility to heavy spring rains and flash flooding from nearby creeks, the agency helps residents secure coverage well before storm seasons arrive.

HI
747 W Main St
Hubbard Insurance
Flood Insurance Agent · Lancaster, TX
AN
3200 W Pleasant Run Rd Suite 460
American National Insurance Company - District Office
Flood Insurance Agent · Lancaster, TX
(972) 274-0119
TF
3380 N Interstate 35 East Service Rd
Texas Farm Bureau Insurance Company
Flood Insurance Agent · Lancaster, TX
(972) 224-8247
txfb-ins.com
SF
#272
State Farm
Flood Insurance Agent · Lancaster, TX
DJ
1911 Crepe Myrtle Dr
DAVID JACKSON INSURANCE AGENCY
Flood Insurance Agent · Lancaster, TX
(214) 375-4283
david-jackson-insurance-agency.square.site
GA
1550 N Interstate 35 E Rd
GI Auto Insurance
Flood Insurance Agent · Lancaster, TX
(214) 566-8912
giautoinsurance.com

What Does a a Flood Insurance Agent in Lancaster Cost?

In Lancaster Texas, flood insurance premiums through the NFIP typically range from 700 to 2,000 dollars per year for a standard single-family home, depending on flood zone and deductible. Private insurers may offer policies starting around 500 dollars annually for low-risk areas. Costs increase significantly for properties in high-risk zones or with a history of claims. This is general information and not insurance advice.

About flood insurance agents in Lancaster

Flood insurance agents in Lancaster Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Lancaster sits in a region with designated floodplains near the Trinity River, so many homes require flood insurance as a condition of a mortgage. Texas law does not mandate flood insurance for all properties, but lenders often require it for homes in high-risk zones.

Frequently Asked Questions

Do I need flood insurance in Lancaster Texas?

Flood insurance is not required by Texas state law for all properties. However, if your home is in a Special Flood Hazard Area as shown on FEMA flood maps, your mortgage lender will likely require it. Even outside high-risk zones, flooding can occur, so many agents recommend coverage.

How does a flood insurance agent help me in Lancaster?

A flood insurance agent reviews your property location against current FEMA flood maps and helps you choose the right coverage amount. They can explain the 30-day waiting period for NFIP policies and assist with filing claims after a flood event. Agents also help you understand elevation certificates and rate adjustments.

What is the typical cost for flood insurance in Lancaster Texas?

Costs vary based on your property flood zone, elevation, and coverage limits. For an NFIP policy, premiums often range from 700 to 2,000 dollars per year for standard homes. Private flood insurance may offer different rates. An agent can provide a specific quote based on your address.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.