The top-rated flood insurance agent in Lewisville, Texas is Royalty Insurance, rated 5.0 stars across 1,376 reviews. Other highly rated options include Fabio Fernandez - State Farm Insurance Agent, Freeway Insurance, Dan Miller - State Farm Insurance Agent. This directory lists 17 flood insurance agents serving Lewisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Royalty Insurance | Royalty Insurance, 2550 E State Hwy 121 BUILDING #9 | (972) 801-9188 |
| 2 | Fabio Fernandez - State Farm Insurance Agent | 870 Hebron Pkwy Suite 703 | (972) 318-4444 |
| 3 | Freeway Insurance | 383 Huffines St Ste 275D | (458) 214-7012 |
| 4 | Dan Miller - State Farm Insurance Agent | 1760 S Stemmons Fwy Suite 285 | (972) 829-3073 |
| 5 | Fellers Insurance Agency | 1422 W Main St #201 | (214) 222-2886 |
| 6 | A-MAX Auto Insurance | 724 W Main St #440 | (972) 436-2222 |
| 7 | Goosehead Insurance - Justin Wiggains | 4400 State Hwy 121 #300 | (972) 607-3394 |
| 8 | Farmers Insurance - Kevin Foster | 2785 Rockbrook Dr Ste 104 | (972) 315-1017 |
| 9 | Spencer Insurance Agency | 2681 MacArthur Blvd Ste 201 | (972) 242-1756 |
| 10 | Nova Insurance Services, P.C. | 570 Edmonds Ln STE 107 | (214) 807-9335 |
Royalty Insurance serves Lewisville and surrounding Denton County, offering professional flood insurance agent services to property owners in the region. The agency helps clients navigate National Flood Insurance Program requirements and private market options specific to local flood zone risks. Policyholders receive guidance on coverage limits, deductibles, and elevation certificate needs. Royalty Insurance handles both residential and commercial flood insurance placements tailored to this area.
Fabio Fernandez - State Farm Insurance Agent provides flood insurance services to property owners in the Lewisville, Texas area. The agency assists clients in understanding their flood risk and selecting appropriate coverage options. Service includes reviewing existing policies, explaining policy details, and helping with claims filing assistance when needed. Pamphlets and risk assessment tools are available to help property owners prepare for potential flooding. The office serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Freeway Insurance provides flood insurance policies for properties in the Lewisville, Texas area, helping property owners manage risks from seasonal storms and heavy rainfall. The agency specializes in tailoring coverage for specific flood zones and policyholder requirements. It ensures commercial clients have adequate protection against water damage that standard policies typically exclude. The company serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.
Homeowners, businesses, and property managers in the Lewisville area turn to Dan Miller – State Farm Insurance Agent for flood insurance policies tailored to their property needs. The firm helps clients understand flood zone risks and navigate coverage options to protect against water damage from severe weather events. Guidance is provided on policy limits and deductibles to ensure adequate financial safeguards. This agent serves nearby communities throughout Denton County, extending coverage into the greater Dallas-Fort Worth metroplex.
Serving Lewisville and the surrounding communities in Denton County, Fellers Insurance Agency handles flood insurance policies for homeowners and businesses. It works with the National Flood Insurance Program and private carriers to secure coverage for properties in flood zones. The agency assesses each property's flood risk based on location, elevation, and claim history. For a typical job, it explains policy options clearly and submits the paperwork directly with the chosen insurer.
A-MAX Auto Insurance in Lewisville, Texas provides residential flood insurance for homeowners seeking protection against water damage. The agency also offers commercial flood coverage for local businesses operating in the area. Serving Lewisville and the surrounding communities, this agent helps property owners secure vital policies. Clients can return for coverage updates or file claims assistance between regular visits to ensure continuous protection.
Goosehead Insurance - Justin Wiggains in Lewisville, TX distinguishes between one-time policies for single-event protection and recurring annual plans for ongoing coverage needs. They assist clients in assessing flood risk and selecting appropriate limits for both structure and contents. Balancing comprehensive protection with cost considerations, they explain key policy provisions and waiting periods. Service is provided on a scheduled basis during annual renewal periods, with as-needed consultations for claims or property changes.
With Lewisville experiencing sudden downpours and flash flooding from quick-rising creeks, property owners often secure flood coverage through a local specialist. Farmers Insurance agent Kevin Foster provides quotes and policies that address the risks common to this region. Clients typically discuss their home’s elevation or business location when selecting a plan. The initial step involves scheduling an on-site walkthrough to assess water intrusion points and advise on coverage needs.
Spencer Insurance Agency specializes in securing coverage against flood damage for residential and commercial properties. It provides personalized guidance to property owners in Lewisville, TX, helping them evaluate their specific risk from nearby water sources. The agency works with standard insurance solutions to protect buildings and their contents from rising water. As spring storms and heavy rainfall increase local flood risks, it helps clients review their policies and adjust coverage limits before the high-water season arrives.
Nova Insurance Services, P.C. assists property owners in Lewisville, TX, with securing coverage to protect against financial losses from flooding and water damage. The agency specializes in flood insurance policies, offering solutions tailored for residential and commercial properties. This includes coverage for physical structures and their contents, addressing the unique risks that local weather patterns pose to businesses. Their services support offices, warehouses, and food service establishments in maintaining adequate financial safeguards.
What Does a a Flood Insurance Agent in Lewisville Cost?
Flood insurance costs in Texas vary based on flood zone, property elevation, building value, and coverage amount. NFIP rates average around $700 to $1,200 per year for standard policies, but high-risk properties can exceed $2,000. Private market policies may offer lower rates or higher limits. This is general information, not insurance advice.
About flood insurance agents in Lewisville
Flood insurance agents in Lewisville, Texas help property owners secure coverage through the National Flood Insurance Program and private carriers. Texas law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can guide you on flood zone maps and policy options specific to the Lewisville area.
Frequently Asked Questions
Do I need flood insurance in Lewisville Texas?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many homeowners choose optional coverage.
What does a flood insurance agent do in Lewisville?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most policies take effect.
How long does it take for flood insurance to start in Texas?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. Exceptions exist for loans closing on a property or map changes. Private insurers may have different rules, so ask your agent for details.
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