The top-rated flood insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,269 reviews. Other highly rated options include LSM Insurance Agency, Pirkle Weir Insurance Agency, The Shropshire Insurance Agency, Inc.. This directory lists 18 flood insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 3 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 4 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 5 | SIG Dansby & Associates | 5147A 69th St | (806) 785-0840 |
| 6 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 7 | Farmers Insurance - Rebecca Craycraft | 4409 71st St | (806) 793-9766 |
| 8 | Alliance Insurance Agency | 2706 82nd St | (806) 792-0135 |
| 9 | Hettler Insurance Agency | 4720 S Loop 289 | (806) 798-7800 |
| 10 | Charles Short Insurance Agency | 2415 20th St | (806) 763-4409 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas, metro area and surrounding county as a flood insurance agent. The company helps homeowners, renters, and business owners obtain coverage for flood-related property damage. Given the region’s susceptibility to flash flooding and heavy rain events, securing appropriate flood protection is essential. The agency guides clients through policy options available through the National Flood Insurance Program. Grimes Insurance Agency Inc. handles both residential and commercial flood insurance policies in the Lubbock area.
LSM Insurance Agency provides comprehensive flood insurance services in Lubbock, TX, helping property owners evaluate their risk of water damage and secure appropriate coverage. It offers ongoing policy review and support to ensure clients maintain adequate protection as flood zones and regulations change. By staying current with National Flood Insurance Program guidelines, the agency assists customers in selecting suitable policies for their specific situations. LSM Insurance Agency serves single‑family homes, apartments, retail establishments, and restaurants.
Pirkle Weir Insurance Agency provides residential flood insurance for homeowners in Lubbock, Texas, and the surrounding area. The agency also offers commercial coverage tailored for local businesses operating in flood-prone zones. Their team focuses on explaining policy details and helping clients secure protection against potential water damage. After an initial policy is in place, they assist with routine reviews and updates to ensure coverage remains appropriate between scheduled visits.
Homeowners, businesses, and property managers in Lubbock rely on The Shropshire Insurance Agency, Inc. for flood insurance agent services. This agency helps clients understand National Flood Insurance Program options and secure appropriate coverage for structures. The firm guides policyholders through risk assessment and claims processes, ensuring properties are protected against water damage. Its services extend to nearby communities in the South Plains metro area, including the neighborhoods and commercial districts around Wolfforth and Slaton.
Serving Lubbock, Texas, and surrounding communities, SIG Dansby & Associates handles flood insurance policies for residential and commercial properties. It addresses protection needs for structures in both high-risk flood zones and lower-risk areas that may still experience water damage. The company educates clients about coverage requirements and policy exclusions. For a typical job, it evaluates the property’s flood zone designation and building characteristics, then presents customized plan options to match the client’s risk level and budget.
Clients in Lubbock, Texas, often choose between a one-time flood insurance policy for a single property or a recurring plan that automatically renews each year. Coverage typically protects the building’s structure and its contents against rising water damage from storms or overflowing waterways. The policy is designed to fill gaps left by standard homeowners insurance. Service is arranged strictly on an as-needed basis, allowing clients to request a policy review or quote whenever property circumstances change or prior to the flood season.
As a flood insurance agent in Lubbock, Texas, Farmers Insurance - Rebecca Craycraft offers specialized policies designed to protect homes and businesses from water damage. It also provides general property insurance services to safeguard local assets against a range of common perils. The agency helps clients understand complex flood zone maps and coverage options tailored to the region’s unique weather patterns. This guidance proves especially vital during the spring thunderstorm season, when heavy rains frequently cause flash flooding across the South Plains.
Alliance Insurance Agency provides property and casualty coverage tailored to the needs of property owners in Lubbock, Texas. The agency specializes in securing flood insurance policies, addressing the significant risk of water damage from heavy rains and flash flooding common across the South Plains. This supplemental protection fills critical coverage gaps left by standard homeowners policies. The company serves commercial sectors including offices, warehouses, and food service operations.
In Lubbock, seasonal hailstorms and flash flooding make reliable flood coverage a significant concern for homeowners and businesses. Hettler Insurance Agency responds to this need by offering flood insurance agent services tailored to local property risks. The team reviews individual policies to help ensure properties can withstand potential water damage. Their approach focuses on practical guidance for navigating federal flood program requirements. An initial property assessment or risk review is scheduled to discuss specific coverage needs and begin the application process.
Charles Short Insurance Agency provides residential flood insurance coverage for homeowners in Lubbock, Texas, helping protect properties from water damage risks. They also offer commercial flood insurance policies for local businesses needing financial protection against flood events. Their service area extends throughout the Lubbock region, ensuring policyholders have local support for their coverage needs. After an initial policy is written, the agency provides follow-up assistance and can adjust coverage during regular renewal visits.
What Does a a Flood Insurance Agent in Lubbock Cost?
Flood insurance costs in Texas vary widely. An NFIP policy in Lubbock may cost between 500 and 3000 dollars per year depending on flood zone, building value, and deductible. Private flood insurance can be cheaper or more expensive based on risk. Elevation certificates and property characteristics affect the final premium. This is general information not insurance advice.
About flood insurance agents in Lubbock
Flood insurance agents in Lubbock Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Texas law requires lenders to mandate flood insurance for properties in high risk flood zones. Local agents understand Lubbock floodplain maps and can guide you on policy limits and elevation certificates.
Frequently Asked Questions
What does a flood insurance agent in Lubbock do?
A flood insurance agent helps you choose a policy that meets your needs. They explain coverage options, file applications, and assist with claims. In Texas agents must be licensed by the Texas Department of Insurance.
Is flood insurance required in Lubbock Texas?
Flood insurance is not required by state law. However lenders often require it for properties in Special Flood Hazard Areas. Lubbock participates in the NFIP so residents can buy federal flood insurance.
How do I find a flood insurance agent in Lubbock?
You can search the Texas Department of Insurance website for licensed agents. Many local independent agencies offer flood policies. Ask about NFIP and private market options for your specific property.
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