The top-rated flood insurance agent in McKinney, Texas is Integrity Insurance Group, rated 5.0 stars across 747 reviews. Other highly rated options include Mauceri Bynum Insurance, RiskWell, DW Insurance & Financial Services Inc. This directory lists 24 flood insurance agents serving McKinney.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Integrity Insurance Group | 4500 Eldorado Pkwy STE 2500 | (972) 930-7086 |
| 2 | Mauceri Bynum Insurance | 301 E Virginia St Suite 201 | (214) 733-8400 |
| 3 | RiskWell | 4500 Eldorado Pkwy STE 2000 | (469) 678-8001 |
| 4 | DW Insurance & Financial Services Inc | 6000 Alma Rd Suite 201 | (972) 665-8608 |
| 5 | Pierce Insurance Group, Inc | 7951 Collin McKinney Pkwy APT 1200 | (469) 252-8001 |
| 6 | Freeway Insurance | 1705 W University Dr Ste 106-B | (972) 426-5092 |
| 7 | Amity Insurance Group | 300 N McDonald St Unit 1118 | (972) 346-8138 |
| 8 | Rafael Parker - State Farm Insurance Agent | 1330 N McDonald St STE 104 | (469) 742-0007 |
| 9 | Parker Preferred Insurance | 3900 S Stonebridge Dr #1601 | (972) 987-6083 |
| 10 | Denman and Associates LLC | 6675 Mediterranean Dr Suite 501 | (469) 656-8780 |
Integrity Insurance Group serves McKinney, Texas, and the surrounding Collin County area as a licensed flood insurance agent. The company helps homeowners, renters, and business owners assess their flood risk and secure coverage through the National Flood Insurance Program and private market carriers. It guides clients through flood zone determinations and policy options that meet lender requirements. Specific services include new policy placement for properties in high-risk flood zones and annual policy reviews for existing clients.
Mauceri Bynum Insurance provides a full range of flood insurance services for clients in McKinney, Texas, including policy consulting and risk assessment for properties in designated flood zones. It offers annual policy reviews to ensure adequate coverage align with changing flood maps and property values. Standard policy administration and claims support are also maintained to assist clients through the application and recovery process. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
RiskWell in McKinney, Texas serves homeowners, businesses, and property managers seeking financial protection from flood damage. The agency assists clients in navigating the complexities of flood insurance policies, including coverage options through the National Flood Insurance Program and private markets. They evaluate property risk levels in area flood zones and calculate appropriate premium estimates. RiskWell also covers the neighboring city of Frisco and other communities throughout Collin County.
DW Insurance & Financial Services Inc serves McKinney, Texas, and the surrounding Collin County communities, providing flood insurance coverage for residential and commercial properties. The company helps property owners understand flood zone requirements and the importance of protecting assets from potential water damage. Each client’s risk is assessed based on local flood maps and individual property needs. The agency approaches a typical job by reviewing coverage options, explaining policy limits, and guiding clients through the application process to secure appropriate protection.
Pierce Insurance Group, Inc in McKinney, TX helps property owners understand the difference between a one-time flood policy purchase, which provides single-term coverage, and recurring service options that renew annually for ongoing protection. They advise on National Flood Insurance Program policies and private market alternatives suited to local flood zones. Their service runs on an as-needed basis, allowing clients to request quotes or policy changes whenever required without a mandatory schedule.
Freeway Insurance in McKinney, Texas serves as a local resource for flood insurance policies. It helps property owners secure coverage against water damage from storms and rising waters, addressing a common risk in the region. The agency focuses on tailoring plans to protect residential structures and personal belongings. It also assists with navigating federal requirements and private market options. Freeway Insurance can additionally arrange for excess flood coverage above standard policy limits.
Spring storms in McKinney can bring flash flooding with little warning, challenging property owners who need reliable protection. Amity Insurance Group addresses this need by guiding customers through flood insurance options tailored to their property’s specific risk profile. The agent works with homeowners and business owners to explain policies and coverage limits based on local flood zone data. Each consultation begins with a thorough walkthrough of the building and its surroundings to identify potential vulnerabilities before recommending a plan. The process starts with scheduling an on-site inspection to assess the property.
Rafael Parker - State Farm Insurance Agent specializes in flood insurance policies, helping homeowners and renters secure coverage for flood-related damages. The agency offers general insurance services in McKinney, TX, assisting clients with broader protection needs. This agent focuses on evaluating property risks unique to the region, including those from nearby creeks and drainage areas. After heavy spring storms or prolonged rainfall, the office guides policyholders through filing claims for rising water damage.
Parker Preferred Insurance provides guidance on securing flood protection for homes and businesses in the McKinney, Texas area. The agency specializes in helping property owners navigate flood zone requirements and identify appropriate coverage options. Its services include policy reviews and risk assessments tailored to local weather patterns. This flood insurance agent works with a range of commercial clients, including office buildings, warehouses, and food service establishments.
What Does a a Flood Insurance Agent in McKinney Cost?
The cost of flood insurance in McKinney, Texas varies based on flood zone, property value, and coverage amount. NFIP policies average around $700 to $1,200 per year for standard residential coverage, but rates can be higher in high-risk zones. Private flood insurance may cost between $500 and $2,000 annually depending on the risk assessment. This is general information, not insurance advice.
About flood insurance agents in McKinney
Flood insurance agents in McKinney, Texas help property owners secure coverage against flood damage. Texas law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Agents can explain the National Flood Insurance Program and private options available in Collin County.
Frequently Asked Questions
Do I need flood insurance in McKinney Texas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding from heavy rain can occur, so many homeowners choose to buy a policy.
What does a flood insurance agent in McKinney do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also assist with filing claims and understanding coverage limits and exclusions.
How long does it take for flood insurance to start in Texas?
For NFIP policies, there is typically a 30-day waiting period before coverage begins. Private insurers may have shorter waiting periods. It is important to buy a policy well before a storm is forecast.
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