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HomeFlood Insurance AgentsTexas › Midlothian

Find Flood Insurance Agents Near You in Midlothian, TX

Browse flood insurance agents serving Midlothian, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Midlothian, Texas is Ryan Mason - State Farm Insurance Agent, rated 5.0 stars across 424 reviews. Other highly rated options include Jon Essary - State Farm Insurance Agent, Jeffrey Honeycutt Insurance Agency, Texas All 4 You Insurance Agency | Auto Insurance Texas. This directory lists 18 flood insurance agents serving Midlothian.

Showing 18 flood insurance agents in Midlothian, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ryan Mason - State Farm Insurance Agent1741 Hwy 67 Suite 500(469) 537-7057
2Jon Essary - State Farm Insurance Agent450 Hawkins Run Ste 2(214) 948-6000
3Jeffrey Honeycutt Insurance Agency1501 Hwy 67(972) 723-9080
4Texas All 4 You Insurance Agency | Auto Insurance Texas319 S 9th St(972) 723-3200
5Graciela Berumen: Allstate Insurance420 Hawkins Run Ste 300(972) 987-6018
6Jason Loftis: Allstate Insurance404 W Avenue F(972) 775-8801
7ESQUIVEL INSURANCE & TAX SERVICES418 W Main St(469) 672-6656
8Amy Tounget Insurance Agency641 Highlander Suite 108(214) 476-2544
9TWFG Harrell Insurance717 W Main St Suite 2(817) 839-2848
10Avari Insurance Solutions LLC136 N 8th St Ste 201(214) 257-0336
RM
1741 Hwy 67 Suite 500
Ryan Mason - State Farm Insurance Agent
Flood Insurance Agent · Midlothian, TX

Ryan Mason - State Farm Insurance Agent serves the Midlothian, Texas area, offering flood insurance policies designed to protect homes and businesses from water damage. As a local agent, he helps residents and commercial property owners understand their risk and secure necessary coverage through the National Flood Insurance Program. Clients can consult with him to review policy options and file claims when flooding occurs. He handles both residential flood insurance and commercial flood insurance in the region.

JE
450 Hawkins Run Ste 2
Jon Essary - State Farm Insurance Agent
Flood Insurance Agent · Midlothian, TX

Jon Essary - State Farm Insurance Agent in Midlothian, TX, provides flood insurance coverage and related risk assessment services. The agency assists clients in understanding policy options and filing claims. Ongoing support is offered to help homeowners adjust coverage as property needs change. Flood insurance plans are tailored to protect single-family homes, apartments, retail properties, and restaurants from water damage.

JH
1501 Hwy 67
Jeffrey Honeycutt Insurance Agency
Flood Insurance Agent · Midlothian, TX

Jeffrey Honeycutt Insurance Agency serves homeowners, businesses, and property managers in Midlothian, TX, who need flood insurance coverage. This agency helps clients understand federal flood program requirements and secures policies that protect properties from water damage common in this region. The team explains coverage limits, waiting periods, and deductible options clearly. They assist with flood zone determination questions. Their services extend to nearby communities such as Waxahachie, providing policy support for clients throughout the southern Dallas-Fort Worth metro area.

TA
319 S 9th St
Texas All 4 You Insurance Agency | Auto Insurance Texas
Flood Insurance Agent · Midlothian, TX

Serving Midlothian and the surrounding communities of Ellis County, Texas All 4 You Insurance Agency | Auto Insurance Texas handles flood insurance policies for residential and commercial properties. It works with property owners to understand coverage options that address local flood zone risks. The agency takes a consultative approach to each job, beginning with a review of a property's specific flood exposure before recommending suitable policy terms.

GB
420 Hawkins Run Ste 300
Graciela Berumen: Allstate Insurance
Flood Insurance Agent · Midlothian, TX

When seasonal storms threaten Midlothian, Texas, homeowners often seek reliable flood coverage. Graciela Berumen: Allstate Insurance provides guidance through policy options and local flood risk considerations, helping clients understand coverage limits and deductibles specific to their property. The agency responds to inquiries about federal flood program requirements and personal policy adjustments. An initial property inspection or assessment of flood history and elevation is typically scheduled at the start of the process.

JL
404 W Avenue F
Jason Loftis: Allstate Insurance
Flood Insurance Agent · Midlothian, TX

Unlike a one-time policy review, flood insurance requires ongoing management due to shifting flood zone maps and changing federal program requirements. Coverage typically protects both the building structure and its contents against rising water damage, which standard homeowners insurance does not include. Jason Loftis: Allstate Insurance in Midlothian, TX assists property owners in securing this essential protection from the National Flood Insurance Program. As flood risks evolve, service runs on an as-needed basis to align policies with new flood elevation data or property modifications.

EI
418 W Main St
ESQUIVEL INSURANCE & TAX SERVICES
Flood Insurance Agent · Midlothian, TX

ESQUIVEL INSURANCE & TAX SERVICES specializes in providing flood insurance policies for residential and commercial properties in the Midlothian, TX area. It helps property owners secure National Flood Insurance Program coverage that protects structures and contents from rising water. The agency also serves clients by reviewing existing policies and explaining flood zone designations. During heavy spring rains or flash flooding from nearby creeks, the company assists homeowners with claims filing and coverage updates to prevent gaps in protection after storms.

AT
641 Highlander Suite 108
Amy Tounget Insurance Agency
Flood Insurance Agent · Midlothian, TX

Amy Tounget Insurance Agency is a flood insurance agent serving residential and commercial clients in Midlothian, Texas. It specializes in advising property owners on National Flood Insurance Program policies and private flood coverage options for the area's flood zone risks. The company helps individuals secure essential protection against rising waters due to storms or overflow. It can serve commercial sectors including offices, warehouses, and food service establishments that require flood coverage for their business operations and inventory.

TH
717 W Main St Suite 2
TWFG Harrell Insurance
Flood Insurance Agent · Midlothian, TX

TWFG Harrell Insurance provides flood insurance solutions for residential properties in Midlothian, Texas, and the surrounding areas. The agency also assists commercial clients seeking coverage to protect their businesses from flood damage. Because flood risks vary throughout the region, local expertise helps homeowners and business owners find policies that meet their specific needs. Claims are handled promptly, and clients often return for periodic policy reviews or updates between their regular service visits to ensure continued adequate protection.

AI
136 N 8th St Ste 201
Avari Insurance Solutions LLC
Flood Insurance Agent · Midlothian, TX

Avari Insurance Solutions LLC is known for guiding homeowners through flood insurance options in Midlothian, TX. It serves clients seeking financial protection against water damage from storms and rising waters. The agency explains required National Flood Insurance Program policies and supplemental coverage for structures and belongings. Policies here can cover commercial properties as well. A specialty service this company can add on is policy reviews for properties located in high-risk flood zones that may need higher dwelling limits.

FI
509 George Hopper Rd
Farmers Insurance - Kevin O'Teter
Flood Insurance Agent · Midlothian, TX
(972) 723-9444
agents.farmers.com/tx/midlothian/kevin-o-teter
MI
110-B Roundabout Dr
McKnight Insurance Services
Flood Insurance Agent · Midlothian, TX
(469) 612-5020
mcknightins.com
C2
121 N 8th St
CENTURY 21 Judge Fite Company
Flood Insurance Agent · Midlothian, TX
(972) 723-8231
century21judgefite.com
AI
1001 E Main St Suite D
AJP Insurance & Tax Agency
Flood Insurance Agent · Midlothian, TX
(469) 325-1040
ajpinsurance.com
TF
1428 N 9th St
Texas Farm Bureau Insurance Company
Flood Insurance Agent · Midlothian, TX
(972) 723-0158
txfb-ins.com
GI
301 W Main St Suite 170
Goosehead Insurance - Andrew Slye
Flood Insurance Agent · Midlothian, TX
(972) 708-4979
goosehead.com/agents/tx/midlothian/andrew-slye
IS
3495 US-287
The Insurance Shack
Flood Insurance Agent · Midlothian, TX
(972) 723-3301
theinsuranceshack.com
KI
330 N 8th St suite 208
Killian Insurance Agency LLC
Flood Insurance Agent · Midlothian, TX
(214) 903-2255
farmequineinsurance.com

What Does a a Flood Insurance Agent in Midlothian Cost?

Flood insurance costs in Texas vary widely based on flood zone, building elevation, and coverage amount. In Midlothian, an NFIP policy for a home in Zone AE may cost between 700 and 2,000 dollars per year. Properties in low-risk zones may pay under 500 dollars annually. Private flood insurance can be cheaper or more expensive depending on risk. This is general information and not insurance advice.

About flood insurance agents in Midlothian

Flood insurance agents in Midlothian Texas help property owners secure coverage through the National Flood Insurance Program or private carriers. Texas law requires lenders to mandate flood insurance for homes in high-risk zones. Agents can also advise on elevation certificates and floodplain maps specific to Ellis County.

Frequently Asked Questions

Why do I need a flood insurance agent in Midlothian Texas?

A flood insurance agent helps you understand your flood zone risk and choose the right policy. In Texas, standard homeowners insurance does not cover flood damage. An agent can explain waiting periods and coverage limits.

What flood zones are common in Midlothian Texas?

Midlothian has areas in Zone AE and Zone X. Zone AE is a high-risk flood area with mandatory insurance requirements. Zone X is moderate to low risk. Your agent can check the FEMA flood map for your property.

How long does it take to get flood insurance in Texas?

There is usually a 30-day waiting period for NFIP policies before coverage begins. Texas law allows exceptions for new home purchases or loan closings. Private insurers may have different waiting periods.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.