The top-rated flood insurance agent in Odessa, Texas is Nationwide Insurance: Melisa Copeland Strickland LLC, rated 4.8 stars across 444 reviews. Other highly rated options include Joel Sellers - State Farm Insurance Agent, Chris Wray - State Farm Insurance Agent, Killebrew Insurance LLC. This directory lists 20 flood insurance agents serving Odessa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nationwide Insurance: Melisa Copeland Strickland LLC | 2240 E 52nd St | (432) 366-8888 |
| 2 | Joel Sellers - State Farm Insurance Agent | 2015 E 8th St Suite 1 | (432) 332-5250 |
| 3 | Chris Wray - State Farm Insurance Agent | 4200 Maple Ave | (432) 362-9729 |
| 4 | Killebrew Insurance LLC | 2531 Roper St | (432) 332-6322 |
| 5 | Nationwide Insurance: Diana Dominguez Agency Inc | 1301 N Grant Ave | (432) 333-3500 |
| 6 | Five Star Insurance | 1127 W University Blvd | (432) 653-4812 |
| 7 | Martinez and Associates Insurance | 601 Dotsy Ave | (432) 580-8750 |
| 8 | Mindy Villalobos Insurance Agency | 5030 E University Blvd Suite A 103 | (432) 366-0000 |
| 9 | Moxie Insurance | 1522 N Grandview Ave | (432) 366-9433 |
| 10 | Goosehead Insurance - Blanca Nieto | 3011 Andrews Hwy Suite B-200 | (432) 256-4049 |
Nationwide Insurance: Melisa Copeland Strickland LLC serves Odessa, Texas, and the surrounding Ector County area as a flood insurance agent. This agency helps property owners secure policies that cover structural damage and personal belongings in the event of severe weather. Understanding local flood zones and elevation requirements is essential for residents here. The agency handles the application process for federal and private flood insurance options, providing guidance on coverage limits and deductibles. It specifically assists clients with policy renewals and claims filings for flood-related water damage.
Joel Sellers - State Farm Insurance Agent in Odessa, TX, provides flood insurance policies designed to protect against water damage from rising waters. The agency offers guidance on coverage options and can help adjust existing plans as needs change. Routine policy reviews are available to ensure adequate protection. The company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Chris Wray – State Farm Insurance Agent in Odessa, TX, serves homeowners, businesses, and property managers seeking financial protection against flood damage in this region of West Texas. The agency provides guidance on available flood insurance policies and helps clients assess their risk for potential water-related losses. Coverage solutions are tailored to meet the specific needs of both residential and commercial properties vulnerable to flooding events. The company also extends its service to the surrounding community of Midland.
Killebrew Insurance LLC serves Odessa, Texas, and the surrounding communities of the Permian Basin. It handles flood insurance policies for residential and commercial properties. The company works with property owners to assess their specific risks, especially those living near waterways or in low-lying zones. It helps clients understand their coverage options and file necessary paperwork with the National Flood Insurance Program. For a typical job, the agent reviews the property’s elevation and flood zone designation to recommend an appropriate policy plan.
For homeowners in Odessa, TX, the services of a flood insurance agent can be arranged either as a single policy purchase for closing a mortgage or as an ongoing relationship to manage and update coverage annually. This agency offers protection against flood damage for residential and commercial properties, ensuring policyholders understand local flood zone designations and federal requirements. Their service runs on an as-needed basis, with clients directed to contact the agency when they require a new policy, a renewal review, or a coverage change.
Five Star Insurance specializes in securing flood coverage policies for residential and commercial properties in Odessa, Texas. The agency helps clients navigate flood zone designations, elevation certificate requirements, and National Flood Insurance Program options for their specific needs. Its services include explaining policy exclusions, advising on appropriate coverage limits, and assisting with claims paperwork after water damage occurs. In Odessa, it particularly assists homeowners preparing for the increased flash flood risks common during the spring thunderstorm season.
In Odessa, where sudden storms and flash flooding can threaten homes and businesses, Martinez and Associates Insurance provides essential flood insurance guidance. The company assists local property owners in understanding federal program requirements and securing adequate coverage for their specific risks in the Permian Basin area. By staying current with changing flood maps and community rating systems, agents help clients prepare before high water arrives. A typical engagement begins with a consultation and assessment of the property’s elevation and flood zone.
Serving the Odessa, Texas area, this agency provides guidance on flood insurance policies and how they interact with existing coverage. The agent explains the National Flood Insurance Program and works to help homeowners and renters protect their assets against water damage. Specialized flood risk assessments support clients in understanding their exposure. The agency serves residential neighborhoods, commercial office buildings, storage warehouses, and food service establishments facing potential flood hazards from local weather events.
Moxie Insurance serves residential clients in Odessa, TX seeking flood insurance coverage, and also offers commercial property policies for local businesses. The agency covers structures within the area prone to seasonal heavy rain and flash flooding risks. Property owners can obtain standard flood policies to protect against water damage from rising waters. The team assists with claims documentation and policy adjustments during routine coverage reviews. They welcome returning clients for follow-up service when renewals or policy updates are needed between regular visits.
Goosehead Insurance - Blanca Nieto in Odessa, TX, specializes as a flood insurance agent, helping property owners navigate the complexities of securing coverage for flood-prone areas. The agency serves the local community by providing guidance on policy options to protect homes and businesses from water damage. As a dedicated flood insurance agent, it can add on excess flood coverage for properties requiring higher protection limits beyond standard federal policies.
What Does a a Flood Insurance Agent in Odessa Cost?
The cost of flood insurance in Odessa Texas varies by flood zone and property value. For a home in a low risk zone an NFIP policy can cost around 500 to 800 dollars per year. In high risk zones premiums may exceed 2000 dollars annually. Private flood insurance may offer different rates. This is general information and not insurance advice.
About flood insurance agents in Odessa
Flood insurance agents in Odessa Texas help property owners secure coverage through the National Flood Insurance Program and private markets. Texas law requires agents to be licensed by the Texas Department of Insurance. Odessa faces flash flood risks from desert storms so having a local agent who understands the area is important.
Frequently Asked Questions
Do I need flood insurance in Odessa Texas?
Flood insurance is not required by Texas law for most properties. However mortgage lenders may require it if your property is in a high risk flood zone. Many Odessa properties are in Zone X which is low risk but flash floods can still occur.
How do I find a licensed flood insurance agent in Odessa?
You can search the Texas Department of Insurance website for licensed agents in Ector County. Local independent insurance agencies in Odessa often offer flood policies. Ask if the agent is certified to sell NFIP policies.
What does a flood insurance policy cover in Texas?
A standard NFIP policy covers building damage and contents up to policy limits. It does not cover basement improvements or property outside the insured structure. Texas law requires a 30 day waiting period before coverage starts unless the policy is bought during a loan closing.
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