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Find Flood Insurance Agents Near You in Odessa, TX
Looking for a flood insurance agent in Odessa? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Odessa, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 flood insurance agents in Odessa, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
5030 E University Blvd Suite A 103, Odessa, TX 79762
(432) 366-0000
agents.farmers.com
Moxie Insurance
1522 N Grandview Ave, Odessa, TX 79761
(432) 366-9433
Goosehead Insurance - Blanca Nieto
3011 Andrews Hwy Suite B-200, Odessa, TX 79762
(432) 256-4049
goosehead.com
Beth Insurance Company Texas
2817 John Ben Shepperd Pkwy Suite C 102, Odessa, TX 79762
(432) 287-2678
Allbright & Duncan Insurance
3527 Billy Hext Rd Bldg A, Odessa, TX 79765
(432) 362-6361
allbrightduncan.com
Basin Insurance
1100 N Texas Ave, Odessa, TX 79761
(432) 332-1000
Milam Felker Insurance Services, Inc.
401 E 7th St, Odessa, TX 79761
(432) 332-0711
mfins.com
Higginbotham - Odessa
4800 E University Blvd UNIT B, Odessa, TX 79762
(432) 368-7676
higginbotham.com
HSB Insurance
1011 N Dixie Blvd, Odessa, TX 79761
(432) 550-0881
hsbins.com
Farmers Insurance- Rebekah McNerlin
2626 John Ben Shepperd Pkwy suite a-106, Odessa, TX 79762
(432) 400-1084
agents.farmers.com
The Crow Insurance Agency
3908 Tanglewood Ln, Odessa, TX 79762
(432) 337-0800
thecrowinsuranceagency.com
Vickers Insurance Co
1813 E 8th St, Odessa, TX 79761
(432) 580-4488
vickersinsurance.com
Candice Dominguez Insurance Agency
309 N Grant Ave, Odessa, TX 79761
(432) 337-3523
Flood insurance agents in Odessa Texas help property owners secure coverage through the National Flood Insurance Program and private markets. Texas law requires agents to be licensed by the Texas Department of Insurance. Odessa faces flash flood risks from desert storms so having a local agent who understands the area is important.
What Does a Flood Insurance Agent in Odessa Cost?
The cost of flood insurance in Odessa Texas varies by flood zone and property value. For a home in a low risk zone an NFIP policy can cost around 500 to 800 dollars per year. In high risk zones premiums may exceed 2000 dollars annually. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Odessa Texas?
Flood insurance is not required by Texas law for most properties. However mortgage lenders may require it if your property is in a high risk flood zone. Many Odessa properties are in Zone X which is low risk but flash floods can still occur.
How do I find a licensed flood insurance agent in Odessa?
You can search the Texas Department of Insurance website for licensed agents in Ector County. Local independent insurance agencies in Odessa often offer flood policies. Ask if the agent is certified to sell NFIP policies.
What does a flood insurance policy cover in Texas?
A standard NFIP policy covers building damage and contents up to policy limits. It does not cover basement improvements or property outside the insured structure. Texas law requires a 30 day waiting period before coverage starts unless the policy is bought during a loan closing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.