The top-rated flood insurance agent in Pasadena, Texas is Affordable Quality Insurance, rated 4.9 stars across 593 reviews. Other highly rated options include Eric Gibson - State Farm Insurance Agent, L.A. Insurance, The Serrano Insurance Agency. This directory lists 19 flood insurance agents serving Pasadena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Quality Insurance | 1411 S Richey St | (832) 426-4203 |
| 2 | Eric Gibson - State Farm Insurance Agent | 7438 Spencer Hwy Ste 130 | (281) 241-6733 |
| 3 | L.A. Insurance | 4018 Fairmont Pkwy | (713) 461-1800 |
| 4 | The Serrano Insurance Agency | 3207 Preston Ave | (281) 937-4388 |
| 5 | Karina Barajas-Martinez Insurance Agent | 4008 Vista Rd # C104 | (713) 489-3906 |
| 6 | Ken Phelps- State Farm Insurance Agent | 4207 Fairmont Pkwy | (281) 998-5000 |
| 7 | TIA- Texas Insurance Agency | 2714 Red Bluff Rd | (713) 893-3432 |
| 8 | AIM Insurance of Texas - Houston | 3322 Shaver St | (713) 947-3434 |
| 9 | Southern Group Insurance Agency | 2610 Pasadena Blvd | (281) 857-6359 |
| 10 | TrueBlue Insurance | 5001 Spencer Hwy | (346) 774-2551 |
Serving Pasadena, Texas, and the surrounding Harris County area, Affordable Quality Insurance provides flood insurance agent services to local residents and business owners. This agency helps property owners understand the specific flood risks common in the region and navigate coverage options available through the National Flood Insurance Program. Its work includes evaluating individual property flood zones and explaining policy limits. Additional services offered by the company include handling flood claims documentation and advising on excess flood coverage for high-risk properties.
Eric Gibson - State Farm Insurance Agent in Pasadena, TX, provides flood insurance coverage tailored to protect properties from water damage. Its services include policy consultations to assess flood risk and help clients select appropriate coverage limits. The agent offers routine policy reviews to ensure plans remain updated with changing property values or local flood zone maps. This company serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
L.A. Insurance serves homeowners and businesses in the Katy, Texas, area as a flood insurance agent. The community’s location near the Gulf Coast and frequent heavy rainfall make flood coverage essential for protecting property. Policies are arranged through the National Flood Insurance Program and private insurers to match different risk levels and budget needs. The agency helps clients understand flood zones, elevation certificates, and policy limits. Specific services offered include initial policy setup and assistance with renewal documentation.
The Serrano Insurance Agency in Pasadena, Texas serves homeowners, businesses, and property managers by guiding them through flood insurance options. The agency helps clients evaluate coverage for structures and contents against potential water damage. As a flood insurance agent, it connects residents with policies that address local flood zone requirements and elevation risks. Supporting both new buyers and existing property owners renewing plans, it clarifies policy terms and coverage limits. The agency also extends its services to neighboring communities in the greater Houston metro area, such as Deer Park and La Porte.
Karina Barajas-Martinez Insurance Agent in Pasadena, TX assists property owners in differentiating between a one-time flood insurance policy suitable for a single term and recurring coverage that renews automatically. These policies help protect homes and businesses from damage caused by rising water. Services focus on explaining coverage limits, deductibles, and federal flood program requirements to local clients. Consultations and policy adjustments run on an as-needed basis, scheduled when a customer requests a review or faces a renewal deadline.
Ken Phelps- State Farm Insurance Agent serves Pasadena, Texas, and surrounding communities, handling flood insurance policies for homeowners and businesses. The company provides coverage options that protect properties from water damage due to rising waters or heavy storms. In a typical job, Ken Phelps evaluates a client’s specific flood risk, explains policy details, and customizes a plan that meets local regulatory requirements and individual coverage needs.
TIA- Texas Insurance Agency provides flood insurance coverage for properties in Pasadena and the surrounding area. As a flood insurance agent, the company works to secure policies that protect against water damage from storms and rising tides. It helps residential and commercial clients assess their flood risk and select appropriate coverage levels. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations.
AIM Insurance of Texas - Houston helps residential homeowners in Pasadena secure flood protection for their properties. Commercial coverage is also offered for businesses facing local flood risks. Serving Pasadena and the greater Houston area, this agency guides clients through flood insurance options tailored to the region’s needs. Policyholders often return for annual reviews or updated coverage between regular home maintenance visits, ensuring their protection remains current with changing flood maps and property values.
Southern Group Insurance Agency provides flood insurance coverage for properties in the Pasadena, Texas area, helping clients protect against water damage from storms and rising waters. The agency also offers specialized add-on policies that cover contents, structural upgrades, and temporary living expenses during a flood event. Its commercial services extend to offices, warehouses, and food service operations, ensuring businesses have appropriate coverage for their specific operational risks.
In Pasadena, Texas, TrueBlue Insurance offers residential flood insurance designed to protect homes from rising water risks. Commercial coverage for businesses and retail properties is also available throughout the Houston area and surrounding flood zones. Agents guide property owners through National Flood Insurance Program options and policy requirements. This flood insurance agent provides dedicated assessment of each property’s exposure and helps secure appropriate coverage. Clients often return for policy reviews or updates between regular visits to adjust for changing local flood maps or home improvements.
What Does a a Flood Insurance Agent in Pasadena Cost?
The cost of a flood insurance policy in Pasadena Texas varies by property location flood zone coverage amount and deductible. NFIP premiums typically range from 700 to 2000 per year for standard policies while private market rates may be higher or lower depending on risk. Elevation certificates and building characteristics also affect pricing. This is general information and not insurance advice.
About flood insurance agents in Pasadena
A flood insurance agent in Pasadena Texas helps homeowners and businesses secure coverage through the National Flood Insurance Program or private carriers. Pasadena is in Harris County which has high flood risk due to its proximity to the Gulf Coast and bayous. Texas law does not require flood insurance but mortgage lenders often mandate it for properties in Special Flood Hazard Areas.
Frequently Asked Questions
What does a flood insurance agent in Pasadena do?
A flood insurance agent helps you assess your flood risk based on FEMA flood maps and find a policy that meets your needs. They guide you through NFIP rules and private market options. In Texas agents must be licensed by the Texas Department of Insurance.
How long does it take to get flood insurance in Pasadena?
NFIP policies have a 30 day waiting period before coverage begins unless the policy is bought in connection with a mortgage closing. Private insurers may have different waiting periods. Plan ahead to avoid gaps in coverage.
Do I need flood insurance in Pasadena Texas?
If your property is in a FEMA designated Special Flood Hazard Area your mortgage lender will likely require flood insurance. Even outside high risk zones flooding can occur due to heavy rain or storm surge. Texas has no state law requiring flood insurance but it is strongly recommended.
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