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Directory of flood insurance agents in Prosper, Texas. Verify credentials with the state department of insurance before hiring.
17 agents listed
Updated May 2026
Prosper, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 17 flood insurance agents in Prosper, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Christian Lett - State Farm Insurance Agent
861 N Coleman St #180, Prosper, TX 75078
(972) 346-1638
lettsgetinsured.com
Bird’s Eye Insurance
130 N Preston Rd Ste 100, Prosper, TX 75078
(972) 607-9246
birdseyeinsurance.com
Kevin George - State Farm Insurance Agent
1170 N Preston Rd #240, Prosper, TX 75078
(469) 715-9500
kevingeorgeismyagent.com
Prosper Insurance Center
900 N Preston Rd B, Prosper, TX 75078
(972) 347-5573
prosperins.com
Matt Cox - State Farm Insurance Agent
291 S Preston Rd Ste 710, Prosper, TX 75078
(972) 346-2888
prosperinsurance.com
Bamford Insurance Agency PLLC
301 S Coleman St Ste 40, Prosper, TX 75078
(972) 731-2923
bamfordinsuranceagency.com
DFW Insurance Services
130 N Preston Rd, Prosper, TX 75078
(972) 781-1115
insurewithdfw.com
Farmers Insurance - Daniel Dubberstein
212 E Broadway St, Prosper, TX 75078
(469) 535-7999
danieldubbersteininsurance.com
Lifelong Insurance Agency
511 E Broadway St, Prosper, TX 75078
(469) 606-4590
lifelonginsuranceagency.com
Goosehead Insurance - Eric Buchanan
130 N Preston Rd Suite 252, Prosper, TX 75078
(972) 930-5744
goosehead.com
Prosper Insurance Agency
713 E First St, Prosper, TX 75078
(972) 347-2707
prosperinsagency.com
Clay Baker: Allstate Insurance
301 S Coleman St Ste 40, Prosper, TX 75078
(469) 440-2585
agents.allstate.com
Jeff Clarke Insurance Agency
202 S Coleman St Ste 200 Suite 200, Prosper, TX 75078
(469) 777-4583
Goosehead Insurance - BJ Gunn and Agustina Rodriguez
301 S Coleman St Ste 40, Prosper, TX 75078
(214) 646-2012
goosehead.com
Huck David
900 N Preston Rd B, Prosper, TX 75078
(972) 347-5573
prosperins.com
John Mark Baker - State Farm Insurance Agent
301 S Coleman St #30, Prosper, TX 75078
(972) 346-3160
johnmbaker.com
Long Insurance
202 E Broadway St, Prosper, TX 75078
(903) 845-5533
longinsgroup.com
Flood insurance agents in Prosper Texas help property owners understand their flood risk and secure coverage through the National Flood Insurance Program or private carriers. Texas law requires lenders to mandate flood insurance for properties in high-risk zones. Agents can also assist with elevation certificates and flood zone determinations for new construction or refinancing.
What Does a Flood Insurance Agent in Prosper Cost?
Typical flood insurance costs in Texas range from 500 to 3000 dollars per year for an NFIP policy. Private market policies may cost more or less depending on risk. Factors include flood zone elevation and deductible chosen. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Prosper Texas?
Even outside high-risk zones flooding can occur. Texas law does not require flood insurance outside Special Flood Hazard Areas but lenders may still require it. An agent can review your specific property risk.
How does a flood insurance agent determine my premium in Prosper?
The agent uses your property flood zone elevation and building characteristics. In Texas the NFIP sets base rates but private insurers may offer different pricing. An elevation certificate is often needed for accurate quotes.
Can I buy flood insurance right before a storm in Texas?
NFIP policies have a 30-day waiting period before coverage begins. Texas state law does not waive this waiting period. You cannot get same-day coverage for an approaching flood event.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.