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Find Flood Insurance Agents Near You in Richmond, TX
Compare flood insurance agents in Richmond. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
Richmond, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 14 flood insurance agents in Richmond, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Polo Garcia - State Farm Insurance Agent
15002 Lakefair Dr Ste 205, Richmond, TX 77406
(281) 937-7491
pologarcia.com
Acrisure Digital Solutions / Rockland Insurance Agency
2740 FM359, Richmond, TX 77406
(281) 242-0020
gorockland.com
Vahn Doctolero - State Farm Insurance Agent
2035 FM359 I, Richmond, TX 77406
(281) 232-2200
insuredintx.com
Kevin Patton - State Farm Insurance Agent
2204 Thompson Rd, Richmond, TX 77469
(281) 342-2460
kevindpatton.com
Full Scope Insurance Agency, LLC
7829 Powerline Rd, Richmond, TX 77469
(832) 490-1380
fullscopeins.com
Mark Boles Insurance Agency
1117 FM359, Richmond, TX 77406
(281) 633-2094
weinsuretexas.com
Sue McFadden - State Farm Insurance Agent
7035 W Grand Pkwy S Suite 85, Richmond, TX 77407
(832) 595-6399
suemcfadden.net
Mims Integra Insurance
503 FM359 STE 130 #148, Richmond, TX 77406
(832) 280-5233
mimsintegra.com
DuVal Insurance Agency
1800 FM359, Richmond, TX 77406
(281) 342-2061
duvalinsuranceagency.com
Farmers Insurance - Daniel Gerken
2208 Thompson Rd, Richmond, TX 77469
(281) 342-5757
agents.farmers.com
Grayless Insurance Agency, LLC
2116 Thompson Rd, Richmond, TX 77469
(281) 342-8127
graylessins.com
Farmers Insurance - Janic King
3318 FM359, Richmond, TX 77406
(281) 341-5225
agents.farmers.com
Nationwide Insurance: Michael Todd Bailey
9825 Mason Rd Ste 270, Richmond, TX 77406
(281) 342-0401
agency.nationwide.com
Cinquemani – Integra Insurance Services
401 S 5th St, Richmond, TX 77469
(832) 532-1238
cinquemaniintegra.com
Flood insurance agents in Richmond Texas help homeowners and businesses protect against flood damage. Texas law does not require flood insurance for most properties but mortgage lenders often require it for homes in high-risk flood zones. Richmond is located near the Brazos River which makes flood coverage an important consideration for many local residents.
What Does a Flood Insurance Agent in Richmond Cost?
Flood insurance costs in Texas vary based on flood zone property value and coverage amount. Average annual premiums in Richmond range from about 700 dollars for low-risk areas to over 2000 dollars for high-risk zones. Elevation certificates and home age also affect pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Richmond?
Even if you live outside a high-risk flood zone in Richmond you may still benefit from flood insurance. Over 20 percent of flood claims come from properties outside high-risk areas. A flood insurance agent can help you assess your risk and find a policy.
What does a flood insurance agent in Richmond do?
A flood insurance agent helps you understand your flood risk and choose a policy from the National Flood Insurance Program or a private insurer. They can explain coverage limits deductibles and exclusions. They also assist with filing claims after a flood event.
How long does it take for flood insurance to start in Texas?
Standard flood insurance policies from the NFIP have a 30-day waiting period before coverage begins. There are exceptions for new home purchases or when flood maps change. A Richmond agent can explain these timing rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.