The top-rated flood insurance agent in Round Rock, Texas is PolicyWatch, rated 4.9 stars across 985 reviews. Other highly rated options include Lawhorn & Moore Insurance Brokers, Hughes Insurance Group, LLC, Freeway Insurance. This directory lists 22 flood insurance agents serving Round Rock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PolicyWatch | 108 E Main St | (512) 685-7400 |
| 2 | Lawhorn & Moore Insurance Brokers | 1311 Chisholm Trail Rd STE 403 | (512) 246-9955 |
| 3 | Hughes Insurance Group, LLC | 600 Round Rock W Dr Suite 201 | (512) 244-7727 |
| 4 | Freeway Insurance | 602 E McNeil Rd Ste 104 | (512) 620-7023 |
| 5 | Chande Agency Inc | 2200 E Palm Valley Blvd Ste 120 | (737) 220-9800 |
| 6 | Contractors Insurance Services, LLC | 905 N Interstate Hwy 35 #101a | (512) 248-9111 |
| 7 | DGIA | Daniel Gutschewski Insurance Agency | 1 Chisholm Trail Rd Building 1 Ste. 450 | (737) 332-3442 |
| 8 | Contigo Insurance Agency | 1800 N Mays St Suite 106 | (512) 388-0346 |
| 9 | Bill Muench Insurance Agency, Inc | 409 W Main St #122 | (512) 388-4633 |
| 10 | Chavez Insurance Group | 2681 Gattis School Rd Bldg 1 Ste 170 | (512) 989-0668 |
PolicyWatch serves the Round Rock, Texas, area as a flood insurance agent, helping property owners secure coverage for flood-related damage. The agency assists clients in understanding federal flood insurance program requirements and navigating local flood zone regulations. It works with both residential and commercial property policies to address specific needs. PolicyWatch handles flood risk assessments for homes and businesses, and provides guidance on policy limits and waiting periods for new flood insurance plans.
Based in Round Rock, Texas, Lawhorn & Moore Insurance Brokers provides flood insurance policies to help clients protect their properties from water damage. The agency offers risk assessments to determine necessary coverage amounts for specific locations. Its service plans include policy reviews and claims support to assist clients through the entire process after a flood event. The agency services single-family homes, apartments, retail spaces, and restaurants in the Round Rock area.
Hughes Insurance Group, LLC serves homeowners, businesses, and property managers in Round Rock, Texas, by providing flood insurance agent services. Navigating flood risk and securing appropriate coverage is essential for protecting properties from weather-related water damage in this region. The agency guides clients through policy options to help safeguard their assets against potential flooding events. Its services also extend to covering properties in the greater Austin metropolitan area.
Freeway Insurance offers flood insurance policies for properties in Round Rock, Texas, adding specialized coverage for water damage from rising waters beyond standard homeowners plans. The agency addresses risks in the region’s flood zones, helping businesses and residents secure necessary protection. Its services extend to commercial sectors such as offices, warehouses, and food service establishments, ensuring these varied facilities are prepared for potential flooding events.
Chande Agency Inc serves Round Rock, Texas, and the surrounding communities in Williamson County with flood insurance policies. The agency handles coverage for residential and commercial properties, helping clients understand flood zone risks and federal requirements. It guides customers through policy options for structures in both low- and high-risk areas. To handle a typical job, the agent reviews property elevations and flood maps first, then presents tailored coverage solutions based on each client’s specific exposure.
Contractors Insurance Services, LLC in Round Rock, TX helps homeowners and renters understand the difference between a one-time flood insurance policy, which covers a single property, and a recurring policy that renews annually to maintain continuous protection. Coverage options typically focus on structural damage and contents replacement for flood events, as determined by federal guidelines common to the area. Their service operates on both a one-time purchase basis for new policies and a scheduled annual renewal basis for existing clients.
DGIA | Daniel Gutschewski Insurance Agency works with clients in Round Rock to secure property coverage, specializing in flood insurance as a strategic add-on for homes and businesses. Helping property owners understand the risks of flood damage, the agency provides guidance on policies that protect against rising water. It can serve commercial sectors such as offices, warehouses, and food service establishments.
When seasonal rains or flash flooding threaten Round Rock, TX, Contigo Insurance Agency provides guidance on securing appropriate flood coverage. As a dedicated flood insurance agent, the company helps property owners understand federal programs and policy options that address local water risks. Their process focuses on matching coverage to each home or business need. The initial step involves scheduling an on-site inspection to evaluate the property’s flood zone and structural vulnerabilities.
Bill Muench Insurance Agency, Inc provides specialist guidance on flood insurance policies for property owners in Round Rock, Texas. Its general service work involves explaining National Flood Insurance Program options and helping clients select appropriate coverage levels for homes and businesses. Because Texas experiences severe thunderstorms and flash floods, often from spring through fall, the agency assists residents in securing protection against water damage that standard homeowners policies exclude. This seasonal weather pattern creates a recurring need for flood insurance evaluations.
Chavez Insurance Group provides residential flood insurance to homeowners in Round Rock, Texas, protecting properties from water damage. The agency also extends commercial coverage for businesses seeking financial security against flood risks. Serving the Round Rock area and surrounding communities, the team works with clients to select appropriate policies. Clients often return for follow-up service or to adjust their plans between regular policy reviews, ensuring continuous protection as conditions change.
What Does a a Flood Insurance Agent in Round Rock Cost?
The average cost of flood insurance in Texas is about $700 to $1,200 per year for an NFIP policy. Private flood insurance may cost more or less depending on your property risk and coverage amount. Costs vary by flood zone, building value, and deductible. This is general information and not insurance advice.
About flood insurance agents in Round Rock
Flood insurance agents in Round Rock help property owners secure coverage against flood damage. Texas law requires flood insurance disclosures for homes in high-risk zones. Many agents in Round Rock assist with National Flood Insurance Program policies and private options.
Frequently Asked Questions
Do I need flood insurance in Round Rock Texas?
Round Rock is not in a high-risk flood zone for all areas but some properties near Brushy Creek or the Colorado River may require it. Lenders often mandate flood insurance for homes in Special Flood Hazard Areas.
What does a flood insurance agent in Round Rock do?
A flood insurance agent helps you find a policy that fits your property and budget. They explain coverage limits, deductibles, and the 30-day waiting period before a policy takes effect.
How long does it take to get flood insurance in Round Rock?
Most flood insurance policies have a 30-day waiting period from the date of application. There are exceptions for loan closings or map changes. Plan ahead to avoid gaps in coverage.
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