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HomeFlood Insurance AgentsTexas › Royse City

Find Flood Insurance Agents Near You in Royse City, TX

Browse flood insurance agents serving Royse City, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 127 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 15 flood insurance agents serving Royse City.

Showing 15 flood insurance agents in Royse City, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kari Hargrave - State Farm Insurance Agent109 W Main St A(972) 635-9995
2Dominic Schillace - State Farm Insurance Agent1101 W Interstate 30 Ste 104(972) 635-8458
3Farmers Insurance - Khristopher Vancil5196 TX-276(214) 308-6508
4Bob Ellis Insurance Services-Independent Insurance Agency115 FM 2453, 2661 FM 35 C(972) 636-9491
5TWFG Caldwell Insurance403 S Elm St(972) 635-6772
6Mark's Insurance2994 FM551(972) 373-4496
7Terry Hayden: Allstate Insurance4864 TX-276(972) 722-0025
8Texas Farm Bureau Insurance - Chris Cromer7320 FM 35(972) 635-6464
9Fast Checker Insurance Agency4868 TX-276(972) 954-9071
10Farmers Insurance - Patrick Raines422 I-30 Ste I(972) 722-7496
KH
109 W Main St A
Kari Hargrave - State Farm Insurance Agent
Flood Insurance Agent · Royse City, TX

Kari Hargrave - State Farm Insurance Agent serves the Royse City, Texas, area and surrounding communities, specializing in flood insurance coverage for homeowners and businesses. Understanding the local flood risk is essential for protecting property from water damage. The agency helps clients assess their needs and obtain appropriate policies through the National Flood Insurance Program. Services include evaluating coverage limits and assisting with policy applications for residential and commercial properties in flood-prone zones.

DS
1101 W Interstate 30 Ste 104
Dominic Schillace - State Farm Insurance Agent
Flood Insurance Agent · Royse City, TX

Dominic Schillace's State Farm Insurance Agency in Royse City, Texas provides flood insurance services, including policy sales and consultation about National Flood Insurance Program options. The agency helps clients assess their property's flood risk and select appropriate coverage. It offers regular policy reviews to adjust coverage as conditions change. Each client receives assistance with filing flood damage claims. The service area includes single-family homes, apartments, retail, and restaurants in need of flood protection.

FI
5196 TX-276
Farmers Insurance - Khristopher Vancil
Flood Insurance Agent · Royse City, TX

Farmers Insurance - Khristopher Vancil serves Royse City and the surrounding communities of Hunt and Rockwall Counties. The company handles residential and commercial flood insurance policies, helping property owners secure coverage through the National Flood Insurance Program. Khristopher Vancil evaluates each property’s flood zone designation and elevation risks to recommend appropriate coverage limits. For a typical job, it begins with a detailed consultation to explain policy options, then guides clients through the application process from start to finish.

BE
115 FM 2453, 2661 FM 35 C
Bob Ellis Insurance Services-Independent Insurance Agency
Flood Insurance Agent · Royse City, TX
TC
403 S Elm St
TWFG Caldwell Insurance
Flood Insurance Agent · Royse City, TX

TWFG Caldwell Insurance serves property owners in Royse City, TX, helping them navigate the difference between one-time flood policies for specific short-term needs and recurring annual coverage for ongoing protection. Their standard flood insurance policies typically cover structural damage from rising waters, as well as certain contents such as appliances and personal belongings. Service is provided on an as-needed basis, allowing clients to request consultations, policy reviews, or claims assistance whenever flooding concerns arise.

MS
2994 FM551
Mark's Insurance
Flood Insurance Agent · Royse City, TX

Mark's Insurance provides specialized flood insurance services to property owners in Royse City, TX. The company assists with securing policies that cover damage from rising water, a protection often absent from standard homeowners plans. It serves both residential and commercial clients, helping to assess property flood risks and navigate the complexities of the National Flood Insurance Program. Its work is particularly important during the spring rainy season and after periods of heavy snowfall, when the risk of flash flooding and overflow from local creeks and drainage systems increases.

TH
4864 TX-276
Terry Hayden: Allstate Insurance
Flood Insurance Agent · Royse City, TX

Terry Hayden: Allstate Insurance in Royse City, TX, provides general property and casualty insurance services to local residents and businesses. The agency specializes in flood insurance agent services, helping clients secure coverage against water damage from storms and rising waters. It offers policies that can protect commercial structures such as offices, warehouses, and food service establishments from flood-related losses.

TF
7320 FM 35
Texas Farm Bureau Insurance - Chris Cromer
Flood Insurance Agent · Royse City, TX

When severe storms or seasonal rains threaten Royse City, protecting a home from potential water damage becomes a critical concern for residents. Texas Farm Bureau Insurance - Chris Cromer assists local homeowners in evaluating their risk and selecting appropriate flood coverage tailored to the region’s specific needs. The agency understands the various flood zones in the area and helps clients understand the standard requirements for a policy. An initial property inspection and risk assessment are the first steps in securing the correct coverage.

FC
4868 TX-276
Fast Checker Insurance Agency
Flood Insurance Agent · Royse City, TX

As a flood insurance agent in Royse City, TX, Fast Checker Insurance Agency assists homeowners with residential flood coverage to protect their properties from water damage. Commercial flood insurance policies are also offered, and the agency serves the broader Royse City area. By reviewing coverage options and addressing local flood zone requirements, the company helps clients secure appropriate protection before disaster strikes. Customers often return for policy updates or to discuss changes in their property between regular visits.

FI
422 I-30 Ste I
Farmers Insurance - Patrick Raines
Flood Insurance Agent · Royse City, TX

Farmers Insurance - Patrick Raines is a flood insurance agent serving the Royse City, Texas area, known for helping property owners understand and secure coverage against water damage. The agency assists clients in navigating flood zone maps and federal program requirements to protect homes and businesses from costly weather events. Beyond standard flood policies, this agent can add on coverage for temporary living expenses if a property becomes uninhabitable.

HI
512 Timberhaven Terrace
Herald Insurance Group Medicare Plans
Flood Insurance Agent · Royse City, TX
(214) 395-5011
heraldins.com
KI
9459 FM 35
Kuykendall Insurance
Flood Insurance Agent · Royse City, TX
(972) 635-6255
kuykendall-insurance.com
MI
106 E Main St
Mahaffey Insurance Agency LLC
Flood Insurance Agent · Royse City, TX
(469) 707-3063
mahaffeyins.com
TF
7320 FM 35
Texas Farm Bureau Insurance Company
Flood Insurance Agent · Royse City, TX
(972) 635-6464
txfb-ins.com
CE
216 N Arch St suite d
Clay Ellis-Allstate Agent
Flood Insurance Agent · Royse City, TX
(972) 636-9491

What Does a a Flood Insurance Agent in Royse City Cost?

Flood insurance costs in Texas vary based on flood zone risk property elevation and coverage amount. An NFIP policy for a home in a high-risk zone can range from 700 to 2,000 dollars per year. Private flood insurance may offer lower rates for lower-risk properties. This is general information not insurance advice.

About flood insurance agents in Royse City

A flood insurance agent in Royse City Texas can help you secure coverage through the National Flood Insurance Program or private insurers. Texas law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Royse City residents near Lake Tawakoni or along the Sabine River may face specific flood risks that an agent can address.

Frequently Asked Questions

Do I need flood insurance in Royse City Texas?

If you have a federally backed mortgage and your property is in a Special Flood Hazard Area as shown on FEMA flood maps you must carry flood insurance. Even outside high-risk zones flooding can occur so many homeowners choose coverage for protection.

How do I choose a flood insurance agent in Royse City?

Look for an agent licensed in Texas who offers both NFIP and private flood insurance policies. Ask about their experience with local flood zones and whether they can compare multiple carriers to find suitable terms for your property.

What is the waiting period for flood insurance in Texas?

NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may have shorter waiting periods. Plan ahead and do not wait until a storm is approaching to buy a policy.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.