The top-rated flood insurance agent in Sachse, Texas is Beto Rodriguez - State Farm Insurance Agent, rated 4.9 stars across 648 reviews. Other highly rated options include Benjamin Raymond: Allstate Insurance, Scott Bogue - State Farm Insurance Agent, Farmers Insurance - Leon Farmer. This directory lists 10 flood insurance agents serving Sachse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Beto Rodriguez - State Farm Insurance Agent | 6100 S State Hwy 78 Ste 100 | (972) 496-2222 |
| 2 | Benjamin Raymond: Allstate Insurance | 7214 S State Hwy 78 #5 | (972) 495-9141 |
| 3 | Scott Bogue - State Farm Insurance Agent | 4325 Miles Rd Ste 103 | (972) 613-1396 |
| 4 | Farmers Insurance - Leon Farmer | 5634 S State Hwy 78 Ste 111 | (469) 750-3020 |
| 5 | Farmers Insurance - John Roan | 5634 S State Hwy 78 Ste 111 | (972) 414-1992 |
| 6 | Terry Davis - State Farm Insurance Agent | 7210 S State Hwy 78 A | (972) 442-7000 |
| 7 | Pegasus Insurance Group, LLC | 7214 S State Hwy 78 #13 | (469) 955-6001 |
| 8 | Statefarm Insurance | 4325 Miles Rd | — |
| 9 | State Farm Insurance | 7210 S State Hwy 78 A | (972) 442-7000 |
| 10 | Aflac Insurance Agent: Susan Stooksberry | 7007 Park Hill Trail | (972) 429-9270 |
What Does a a Flood Insurance Agent in Sachse Cost?
Typical flood insurance costs in Texas range from 500 to 3,000 dollars per year for NFIP policies, depending on flood zone, elevation, and coverage amount. Private flood insurance may cost more or less based on risk. Premiums can vary widely, so compare quotes from multiple agents. This is general information, not insurance advice.
About flood insurance agents in Sachse
Flood insurance agents in Sachse, Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Texas law requires sellers to disclose flood history to buyers, making an agent essential for understanding your risk. Agents can explain the 30-day waiting period for NFIP policies and help you find a plan that meets your needs.
Frequently Asked Questions
Do I need flood insurance in Sachse Texas?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, and many Sachse residents choose to buy coverage for protection.
How long does it take for a flood insurance policy to start in Texas?
Most NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property or map changes. Private insurers may offer shorter waiting periods, so ask your agent for details.
What does a flood insurance agent do in Sachse?
A flood insurance agent reviews your property elevation, flood zone, and coverage needs to recommend a policy. They help you understand deductibles, building and contents coverage, and Texas-specific rules like the requirement to disclose past flood claims.
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