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Find Flood Insurance Agents Near You in Sherman, TX

Directory of flood insurance agents in Sherman, Texas. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Sherman, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 20 flood insurance agents in Sherman, TX Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Spencer Marks - State Farm Insurance Agent
226 E Houston St, Sherman, TX 75090
(903) 487-0303 myshermanagent.com
Nat McClure - State Farm Insurance Agent
2201 N Heritage Pkwy, Sherman, TX 75092
(903) 893-9621 natmcclure.com
McCullough & Pierson Insurance
229 W Washington St, Sherman, TX 75090
(903) 868-1200 coveringtexas.com
Ed Meacham - State Farm Insurance Agent
1303 N Sam Rayburn Fwy #200, Sherman, TX 75090
(903) 892-3923 mredinsurance.com
Terry Jones Insurance Agency
1711 N Heritage Pkwy #200, Sherman, TX 75092
(903) 893-7200 terryjonesagency.com
Garland Insurance & Financial Services
600 N Walnut St, Sherman, TX 75090
(903) 893-1633 garlandinsuranceoftexas.com
David Vogel: Allstate Insurance
5621 Texoma Pkwy, Sherman, TX 75090
(903) 892-0380 agents.allstate.com
Goosehead Insurance - Blaine Brawley
714 N Travis St Unit 2U, Sherman, TX 75090
(903) 289-1487 goosehead.com
My Family Agency Insurance Services
119 E Lamar St, Sherman, TX 75090
(972) 468-0003 myfamilyagencyins.com
Turner Insurance Solutions
200 N Travis St Suite 408, Sherman, TX 75090
(214) 274-8094 usetis.com
Jose Gonzalez
2008 N Travis St, Sherman, TX 75092
(469) 429-4164 agents.farmers.com
Terry Everett: Allstate Insurance
1425 W Houston St, Sherman, TX 75092
(903) 868-2999 agents.allstate.com
Texas Farm Bureau Insurance Company
200 S FM 1417, Sherman, TX 75092
(903) 893-4393 txfb-ins.com
Farmers Insurance - Diana Salas
1401 S Sam Rayburn Fwy Ste 300, Sherman, TX 75090
(903) 771-2323 agents.farmers.com
Hejny Insurance Agency
115 W Lamberth Rd suite a, Sherman, TX 75092
(903) 892-8068 hejnyinsurance.com
Goosehead Insurance - Brian Kimberlin
1800 Teague Dr Suite 524, Sherman, TX 75090
(903) 385-3805 goosehead.com
Allison Insurance
320 N Travis St #307, Sherman, TX 75090
(903) 893-3166 allisoninsurance.net
Affordable Aeromex
1909 Texoma Pkwy, Sherman, TX 75090
(903) 251-4400 affordableinsuranceusa.com
Bayless-Hall & Blanton Insurance Agency
600 E Taylor St suite 1001, Sherman, TX 75090
(903) 868-9696 bayless-hall.com
Terry Thomas Insurance Agency
200 S Heritage Pkwy, Sherman, TX 75092
(903) 821-8057

Flood insurance agents in Sherman, Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Sherman is in Grayson County, which has flood zones near Lake Texoma and the Red River. Texas law requires lenders to mandate flood insurance for properties in high-risk areas, so an agent can explain your options.

What Does a Flood Insurance Agent in Sherman Cost?

The cost of flood insurance in Sherman, Texas varies by property risk, coverage amount, and deductible. NFIP policies typically range from 700 to 2,000 per year for standard homes, while private policies can be higher or lower depending on the carrier. Premiums are influenced by the property's elevation and flood zone designation. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Sherman Texas?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, so many homeowners choose coverage voluntarily.
How do I choose a flood insurance agent in Sherman?
Look for an agent licensed in Texas with experience in NFIP policies and private flood insurance. Ask about their knowledge of Sherman-specific flood zones and whether they can compare multiple carriers for you.
What is the waiting period for flood insurance in Texas?
Most NFIP policies have a 30-day waiting period before coverage takes effect. Private insurers may have shorter or no waiting periods. Plan ahead to avoid gaps in coverage.