The top-rated flood insurance agent in Sherman, Texas is Spencer Marks - State Farm Insurance Agent, rated 5.0 stars across 385 reviews. Other highly rated options include Nat McClure - State Farm Insurance Agent, McCullough & Pierson Insurance, Ed Meacham - State Farm Insurance Agent. This directory lists 22 flood insurance agents serving Sherman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Spencer Marks - State Farm Insurance Agent | 226 E Houston St | (903) 487-0303 |
| 2 | Nat McClure - State Farm Insurance Agent | 2201 N Heritage Pkwy | (903) 893-9621 |
| 3 | McCullough & Pierson Insurance | 229 W Washington St | (903) 868-1200 |
| 4 | Ed Meacham - State Farm Insurance Agent | 1303 N Sam Rayburn Fwy #200 | (903) 892-3923 |
| 5 | Terry Jones Insurance Agency | 1711 N Heritage Pkwy #200 | (903) 893-7200 |
| 6 | David Vogel: Allstate Insurance | 5621 Texoma Pkwy | (903) 892-0380 |
| 7 | Garland Insurance & Financial Services | 600 N Walnut St | (903) 893-1633 |
| 8 | Goosehead Insurance - Blaine Brawley | 714 N Travis St Unit 2U | (903) 289-1487 |
| 9 | Turner Insurance Solutions | 200 N Travis St Suite 408 | (214) 274-8094 |
| 10 | My Family Agency Insurance Services | 119 E Lamar St | (972) 468-0003 |
Spencer Marks - State Farm Insurance Agent serves the Sherman, Texas area, offering tailored protection against flood-related property damage. As a flood insurance agent, the company provides coverage for residential and commercial structures through the National Flood Insurance Program. Policyholders receive guidance on navigating flood zone maps and policy limits. Clients can also obtain assistance with adjusting deductibles and securing contents coverage. Spencer Marks handles personalized flood insurance consultations and claims filing support for properties in Sherman.
Nat McClure - State Farm Insurance Agent in Sherman, TX provides flood insurance services for local property owners. The agency offers consultation on coverage options and assists with policy selection tailored to individual needs. Regular policy reviews help ensure clients maintain adequate protection against water damage. The service targets a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Sherman rely on McCullough & Pierson Insurance for flood insurance agent services. Recognizing that standard policies often exclude flood damage, the company helps clients in this Texas region secure separate coverage through the National Flood Insurance Program. Flood risks in this area can arise from heavy rains or nearby rivers, making tailored protection essential. Their guidance simplifies the complex application process for local property owners seeking financial safeguards. The agency also serves communities beyond Sherman, extending its flood insurance expertise to residents in nearby Denison as well.
Serving Sherman, TX, and surrounding communities like Denison and the broader Grayson County area, Ed Meacham - State Farm Insurance Agent handles local flood insurance needs. This agency assists homeowners and renters in securing financial protection against water damage from storms and overflowing waterways common to the region. Ed Meacham helps clients understand policy limits, waiting periods, and coverage options to match their specific property risks. To handle a typical job, the agent’s approach involves explaining available flood plan choices and guiding customers through paperwork for a policy that suits their location.
As a flood insurance agent in Sherman, TX, Terry Jones Insurance Agency helps property owners understand the difference between a one-time policy purchased just before a storm and a recurring annual flood plan that maintains continuous protection. Coverage is tailored to address flood risks common to the local area. Whether a homeowner needs a policy for an upcoming real estate closing or ongoing peace of mind against rising water, the agency offers service on a one-time, scheduled, or as-needed basis.
In Sherman, Texas, the unpredictable spring storms can bring sudden flash flooding that threatens homes and businesses. David Vogel: Allstate Insurance provides flood insurance agent services to help property owners prepare for such water-related damage. These professionals work with policy options through the National Flood Insurance Program and private carriers to create coverage that matches the property's specific exposure. Following policy selection, the agent will schedule a walkthrough to assess the property and document its current condition for the initial rating assessment.
As a flood insurance agent in Sherman, TX, Garland Insurance & Financial Services specializes in helping property owners secure policies for this essential coverage. It also provides general insurance services to address a broader range of client needs. Sherman’s location near rivers and lakes creates specific flood risks during heavy spring rains and severe thunderstorms. The company assists homeowners and businesses in preparing for these seasonal threats by explaining policy choices and coverage gaps. It helps families in Sherman protect their properties against water damage before the next major storm hits.
Goosehead Insurance - Blaine Brawley in Sherman, TX, helps property owners secure coverage against flood damage. The agency focuses on policies that address rising water risks in the Red River region. It also offers additional endorsements for contents and basement protection. Regular consultations ensure clients understand policy exclusions and waiting periods. The agency serves commercial sectors such as offices, warehouses, and food service operations that need specialized flood liability solutions.
Turner Insurance Solutions, based in Sherman, Texas, is known for guiding property owners through the complexities of flood coverage. The company offers policies for commercial and residential properties, addressing the unique flood risks common in North Texas. Clients can review their existing plans to ensure adequate protection against water damage from local storms. The firm assists with claims filing and helps interpret federal flood program requirements. For those with basement concerns, it provides expertise on sump pump failure endorsements, a valuable add-on for many Sherman area properties.
My Family Agency Insurance Services serves residential property owners in Sherman, TX, by helping them secure tailored flood coverage for their homes. The agency also works with commercial clients to protect businesses from water damage risks, and it assists policyholders throughout the local area. By addressing coverage questions and reviewing policy details as seasons change, the team ensures clients are prepared before storm threats arrive. They follow up after claims and adjust policies during regular visits to maintain proper protection for changing needs.
What Does a a Flood Insurance Agent in Sherman Cost?
The cost of flood insurance in Sherman, Texas varies by property risk, coverage amount, and deductible. NFIP policies typically range from 700 to 2,000 per year for standard homes, while private policies can be higher or lower depending on the carrier. Premiums are influenced by the property's elevation and flood zone designation. This is general information and not insurance advice.
About flood insurance agents in Sherman
Flood insurance agents in Sherman, Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Sherman is in Grayson County, which has flood zones near Lake Texoma and the Red River. Texas law requires lenders to mandate flood insurance for properties in high-risk areas, so an agent can explain your options.
Frequently Asked Questions
Do I need flood insurance in Sherman Texas?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding can occur, so many homeowners choose coverage voluntarily.
How do I choose a flood insurance agent in Sherman?
Look for an agent licensed in Texas with experience in NFIP policies and private flood insurance. Ask about their knowledge of Sherman-specific flood zones and whether they can compare multiple carriers for you.
What is the waiting period for flood insurance in Texas?
Most NFIP policies have a 30-day waiting period before coverage takes effect. Private insurers may have shorter or no waiting periods. Plan ahead to avoid gaps in coverage.
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