The top-rated flood insurance agent in Southlake, Texas is Barger & Associates: Allstate Insurance, rated 5.0 stars across 8,279 reviews. Other highly rated options include Benny Cartlidge: Allstate Insurance, Phil Rice - State Farm Insurance Agent, Vic McLane - State Farm Insurance Agent. This directory lists 16 flood insurance agents serving Southlake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barger & Associates: Allstate Insurance | 170 Players Cir | (817) 382-9042 |
| 2 | Benny Cartlidge: Allstate Insurance | 700 E Southlake Blvd Ste 100 | (817) 481-8996 |
| 3 | Phil Rice - State Farm Insurance Agent | 395 W State Hwy 114 Suite 120 | (817) 756-7521 |
| 4 | Vic McLane - State Farm Insurance Agent | 700 E Southlake Blvd #170 | (817) 428-4000 |
| 5 | Starline Insurance Group | 301 Preakness Cir | (817) 601-2113 |
| 6 | Corin Insurance Group | 550 Reserve St Suite 190 | (817) 688-4108 |
| 7 | Hulett Insurance | 185 S Kimball Ave #110 | (817) 461-3251 |
| 8 | Goosehead Insurance - Mary Randall | 165 S Kimball Ave #110 | (817) 345-6366 |
| 9 | Goosehead Insurance - Elizabeth Mijarez | 620 N Carroll Ave #150 | (817) 865-5190 |
| 10 | Cavnar Insurance Agency of Texas | 250 Miron Dr | (817) 337-7844 |
Barger & Associates: Allstate Insurance serves the Southlake, Texas, area and surrounding communities as a provider of flood insurance agent services. The agency assists property owners in understanding their flood risk and navigating available coverage options. Because standard homeowner policies do not typically cover flooding, clients rely on this agency to explain policy limits and the waiting periods that often apply before flood coverage takes effect. In the Southlake region, Barger & Associates specializes in helping residential and commercial clients secure flood insurance through the National Flood Insurance Program.
Benny Cartlidge: Allstate Insurance in Southlake, TX, provides flood insurance coverage to help protect against water damage from rising waters and heavy storms. The agency assists clients in understanding policy details and securing appropriate limits for their needs. Typical service plans include policy reviews and assistance with claims filing to ensure smooth recovery after a flood event. The company services single-family homes and apartments, as well as retail and restaurant properties.
Phil Rice - State Farm Insurance Agent in Southlake, TX serves homeowners, businesses, and property managers needing flood insurance coverage. The agency helps clients understand flood risks and secure appropriate policies to protect properties from water damage. It assists with claims guidance and policy adjustments as needs change over time. Flood insurance is often required for properties in designated flood zones, and this agent works to find suitable options for each customer. The agency also covers clients in surrounding communities such as Grapevine and the broader Dallas-Fort Worth metro area.
Vic McLane - State Farm Insurance Agent serves Southlake, Texas, and surrounding communities with flood insurance policies for residential and commercial properties. The agency handles claims related to flood damage from heavy rainfall, overflowing rivers, and storm surges common in this region. Vic McLane evaluates each property’s specific flood risk to recommend appropriate coverage levels. The agency uses a thorough consultation process to explain policy details and exclusions, helping clients understand their protection options before a loss occurs.
Starline Insurance Group in Southlake, TX provides flood insurance agent services for both single-policy purchases and ongoing coverage management. Their work focuses on helping property owners secure protection against flood damage through the National Flood Insurance Program, ensuring clients understand policy limits and waiting periods. For homes needing essential coverage or reassessments after zoning changes, the agency offers tailored guidance on current rates. Service runs on either a one-time consultation or an as-needed basis for policy adjustments.
Corin Insurance Group specializes in securing flood insurance policies for properties in Southlake, Texas, addressing the specific needs of homeowners in flood-prone zones. The agency works with clients to evaluate their flood risk and identify appropriate coverage options that protect against water damage. Its services include navigating federal requirements and assisting with policy adjustments as conditions change. The company helps residents prepare for the heightened threat of flash flooding that often accompanies the spring storm season.
As spring rains arrive in North Texas, low-lying areas near Southlake can see rising water that puts homes at risk. Hulett Insurance helps local homeowners address those flood concerns by offering tailored coverage through the National Flood Insurance Program as a licensed agent. They work to explain the differences between standard homeowners policies and separate flood protection. Before recommending a specific policy, an agent typically visits the property to assess its flood zone, elevation, and drainage patterns for an accurate quote.
Goosehead Insurance - Mary Randall provides a range of property and liability coverage options for homeowners and businesses in Southlake, TX. As a flood insurance agent, the company specializes in helping clients secure separate policies to protect against water damage from rising waters, a risk not covered by standard homeowner plans. Its team assesses each property’s unique exposure and policies available through the National Flood Insurance Program. The agency can serve commercial sectors including offices, warehouses, and food service establishments.
Goosehead Insurance - Elizabeth Mijarez provides residential flood insurance services to homeowners in Southlake, Texas, protecting properties from water damage. The agency also offers commercial flood coverage for local businesses needing financial protection against rising waters. Serving Southlake and the surrounding area, this agent helps clients understand policy options for flood-prone zones. Policies are written with clear terms so clients know their coverage during a claim. The agent schedules follow-up or repeat service between regular visits to adjust policies as conditions change.
Cavnar Insurance Agency of Texas, based in Southlake, TX, is known for helping property owners navigate flood insurance options. The agency explains National Flood Insurance Program policies and private coverage choices to residents facing flood risk in the area. Its service range includes assisting with policy selection, reviewing existing coverage for adequate protection, and guiding clients through the claims process after a flood event. For those exposed to high-risk zones or requiring extra coverage beyond standard limits, the agency can arrange additional excess flood insurance.
What Does a a Flood Insurance Agent in Southlake Cost?
Typical flood insurance costs in Texas range from 500 to 3000 dollars per year for an NFIP policy depending on flood zone and property value. Private policies may cost 400 to 2500 dollars annually. Elevation certificates cost 150 to 500 dollars. Costs vary by case. This is general information not insurance advice.
About flood insurance agents in Southlake
Flood insurance agents in Southlake Texas help homeowners and businesses understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Texas law requires lenders to mandate flood insurance for properties in high-risk flood zones. An agent can review your property elevation and recommend appropriate policy limits.
Frequently Asked Questions
Is flood insurance required for homes in Southlake Texas?
Yes if your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage. Texas law does not require flood insurance outside these zones but agents often recommend it due to local flash flooding risks.
How do Southlake flood insurance agents determine my premium?
Agents use the property elevation certificate flood zone designation and building characteristics. In Texas the base flood elevation for your area is set by FEMA maps. Premiums also depend on the deductible and coverage amount you choose.
Can I buy flood insurance from a private carrier in Texas?
Yes. Texas allows private flood insurance policies that may offer higher limits or lower premiums than the NFIP. An agent can compare both options and explain differences in coverage terms and claims processes.
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