ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFlood Insurance AgentsTexas › Temple

Find Flood Insurance Agents Near You in Temple, TX

Browse flood insurance agents serving Temple, Texas. Updated 2026-07-14.

The top-rated flood insurance agent in Temple, Texas is Shaffin Wegener - State Farm Insurance Agent, rated 5.0 stars across 951 reviews. Other highly rated options include Maxwell Financial Group: Allstate Insurance, Acceptance Insurance, Pronto Insurance. This directory lists 19 flood insurance agents serving Temple.

Showing 19 flood insurance agents in Temple, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shaffin Wegener - State Farm Insurance Agent4212 S 5th St(254) 228-0369
2Maxwell Financial Group: Allstate Insurance201 Clinite Grove Blvd Ste 110(254) 332-1263
3Acceptance Insurance1400 W Adams Ave B(254) 985-6108
4Pronto Insurance1505 W Adams Ave(254) 800-1000
5Remco Auto Insurance1310 S 31st St(254) 771-2000
6Tyler Jermstad - State Farm Insurance Agent609 Meiomi Dr(254) 774-9090
7AllAbout Insurance4102 S 31st St #300(254) 773-3833
8Texell Insurance7083 Members Pkwy #109(254) 774-5181
9Winkler Insurance Agency1102 W Adams Ave # B(254) 771-5600
10Acrisure Temple, TX (The David Nix Agency)2526 Blue Meadow Dr(254) 770-3355
SW
4212 S 5th St
Shaffin Wegener - State Farm Insurance Agent
Flood Insurance Agent · Temple, TX

Shaffin Wegener - State Farm Insurance Agent serves the Temple, Texas area and the surrounding Bell County region, specializing in residential and commercial flood insurance. This agency works to help property owners understand their flood risk, which is an important consideration for homes and businesses located near local waterways. Policies address both structural damage to buildings and loss of personal contents caused by rising water. The agency handles policy details for separate flood coverage and frequently assists with bundling homeowners insurance alongside flood protection plans.

MF
201 Clinite Grove Blvd Ste 110
Maxwell Financial Group: Allstate Insurance
Flood Insurance Agent · Temple, TX

Maxwell Financial Group: Allstate Insurance, based in Temple, Texas, is known for providing flood insurance coverage to local property owners. Its services help clients secure policies that protect homes and businesses from water damage caused by rising waters and severe storms. The agency assists with assessing individual flood risks and explaining coverage options through the National Flood Insurance Program. As a practical add-on, it can also help arrange umbrella liability coverage to provide extra financial protection beyond standard policy limits.

AI
1400 W Adams Ave B
Acceptance Insurance
Flood Insurance Agent · Temple, TX

Acceptance Insurance serves the Temple, Texas area as a local Flood Insurance Agent. The agency helps property owners in Temple navigate the specific flood risk requirements for properties within Bell County. That work includes explaining the distinctions between National Flood Insurance Program policies and private market options. Clients in this region can obtain individualized risk assessments for their homes or businesses. The firm handles standard residential flood insurance policies and commercial flood coverage for local enterprises in Temple.

PI
1505 W Adams Ave
Pronto Insurance
Flood Insurance Agent · Temple, TX

Pronto Insurance provides flood insurance policies for properties in Temple, Texas, offering guidance on coverage options for flood-prone areas. It helps clients select appropriate plans and assists with filing claims when water damage occurs. The agency delivers ongoing support through policy reviews and updates to ensure adequate protection as conditions change. Pronto Insurance services single-family homes, apartments, retail businesses, and restaurants, tailoring flood coverage to the specific needs of each structure.

RA
1310 S 31st St
Remco Auto Insurance
Flood Insurance Agent · Temple, TX

Remco Auto Insurance in Temple, TX offers flood insurance agent services to help property owners assess their flood risk and secure appropriate coverage. The agency assists clients with reviewing policy options, explaining flood zone requirements, and processing applications for National Flood Insurance Program plans. Maintenance involves periodic policy reviews to adjust coverage as properties or regulations change. The firm serves single-family homes, apartments, retail spaces, and restaurants in the Temple area.

TJ
609 Meiomi Dr
Tyler Jermstad - State Farm Insurance Agent
Flood Insurance Agent · Temple, TX

Serving Temple, TX, and the surrounding Bell County communities, Tyler Jermstad – State Farm Insurance Agent provides flood insurance coverage for homes and businesses. The agency helps property owners obtain policies that protect against damage from rising water and storm surges. Handling each client's unique risk factors, the agent reviews local flood zone maps and property elevations. To ensure complete protection, the agency follows a detailed approach of assessing individual property exposures, explaining coverage limits and deductibles, and recommending appropriate policy options for each standard job.

AI
4102 S 31st St #300
AllAbout Insurance
Flood Insurance Agent · Temple, TX

AllAbout Insurance serves homeowners, businesses, and property managers in Temple, Texas, who need protection from flood-related damages. The agency provides guidance on selecting appropriate coverage levels for residential and commercial properties, helping clients understand local flood zone requirements and policy options. Flood insurance agents in this area assist with navigating the complexities of the National Flood Insurance Program and private market alternatives. The company also works with clients in the surrounding Bell County communities, including the nearby city of Belton.

TI
7083 Members Pkwy #109
Texell Insurance
Flood Insurance Agent · Temple, TX

At Texell Insurance in Temple, TX, clients can choose between a single flood insurance policy for an immediate purchase or a recurring plan that automatically renews each year. Either option provides coverage for structural damage, belongings, and flood-related cleanup costs. The company offers and services policies from the National Flood Insurance Program, ensuring protection for residential and commercial properties in local flood zones. Service runs on both a one-time and an as-needed basis for new policies and renewals, with scheduled annual reviews available upon request.

WI
1102 W Adams Ave # B
Winkler Insurance Agency
Flood Insurance Agent · Temple, TX

Winkler Insurance Agency in Temple, Texas provides flood insurance policy services, helping property owners secure coverage for their homes and businesses. It works with clients through the application and claims process, explaining policy terms and coverage limits. The agency assists with the National Flood Insurance Program and private market options, addressing specific property risks. As spring storms and heavy rains approach in Central Texas, it helps homeowners evaluate potential flood exposure and adjust their protection before the seasonal threat arrives.

AT
2526 Blue Meadow Dr
Acrisure Temple, TX (The David Nix Agency)
Flood Insurance Agent · Temple, TX
CI
12270 Moffat Rd
Coufal Insurance Services
Flood Insurance Agent · Temple, TX
(254) 986-2448
davidcoufalinsurance.com
FI
2116 W Avenue H
Farmers Insurance - Scott Reid
Flood Insurance Agent · Temple, TX
(254) 773-8872
agents.farmers.com/tx/temple/scott-reid
FI
7372 Honeysuckle
Farmers Insurance - Paysse Insurance Agency LLC
Flood Insurance Agent · Temple, TX
(254) 778-7136
agents.farmers.com/tx/temple/kenneth-paysse
TF
1341 Marlandwood Rd
Texas Farm Bureau Insurance Company
Flood Insurance Agent · Temple, TX
(254) 778-4741
txfb-ins.com/county/details/bell
WA
1605 W Avenue H #100
Wheeler & Associates Insurance
Flood Insurance Agent · Temple, TX
(254) 791-0039
FI
2309 Airport Rd
Farmers Insurance - Dana Hoelscher
Flood Insurance Agent · Temple, TX
(254) 314-2626
agents.farmers.com/tx/temple/dana-hoelscher
SI
2320 S 31st St
Strategist Insurance Co
Flood Insurance Agent · Temple, TX
(430) 201-0831
TL
803 S 5th St
Texas Liberty Insurance
Flood Insurance Agent · Temple, TX
(254) 773-8899
texaslibertyins.com
SI
216 Paloma Dr #130
Summit Insurance Group
Flood Insurance Agent · Temple, TX
(254) 771-5581

What Does a a Flood Insurance Agent in Temple Cost?

Flood insurance costs in Temple Texas vary by flood zone, building elevation, and coverage amount. NFIP policies average around 700 to 1,200 dollars per year for standard homes. High-risk areas may see premiums of 2,000 dollars or more. Private market options can be cheaper or more expensive depending on risk. This is general information and not insurance advice.

About flood insurance agents in Temple

Flood insurance agents in Temple Texas help property owners secure coverage through the National Flood Insurance Program or private insurers. Texas law requires flood insurance disclosures for properties in high-risk flood zones. Temple residents near the Leon River or Belton Lake often need policies to protect against flash flooding and rising water.

Frequently Asked Questions

Do I need flood insurance in Temple Texas?

If your property is in a Special Flood Hazard Area designated by FEMA, your mortgage lender will require flood insurance. Even outside high-risk zones, flooding can occur. Many Temple homeowners choose coverage for peace of mind.

How does a flood insurance agent help in Temple?

An agent reviews your property elevation certificate and flood zone map to find the right policy. They explain NFIP waiting periods and coverage limits. They also help with claims after a flood event.

What is the waiting period for flood insurance in Texas?

NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for loans requiring insurance at closing. Private insurers may have different rules.

Flood Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.