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Looking for a flood insurance agent in Texas City? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Texas City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 12 flood insurance agents in Texas City, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Freeway Insurance
9300 Emmett F Lowry Expy #176, Texas City, TX 77591
(409) 527-8421
locations.freeway.com
Ai United Insurance
3313 Palmer Hwy, Texas City, TX 77590
(409) 949-4444
tinyurl.com
Amco Insurance Texas City
2228 Palmer Hwy, Texas City, TX 77590
(409) 943-5555
amcoinsurancetexascity.com
Brad Spurgeon Insurance Agency Inc.
1118 14th St N, Texas City, TX 77590
(409) 945-4746
privatewindstorm.com
David Duckett: Allstate Insurance
11441 32nd Ave N Ste A, Texas City, TX 77591
(409) 986-9550
agents.allstate.com
Texas First Insurance
7900 Emmett F Lowry Expy, Texas City, TX 77591
(409) 934-8000
texasfirst.insurance
Mark Spurgeon Insurance Agency, Inc.
2929 Palmer Hwy, Texas City, TX 77590
(409) 945-5148
spurgeonagency.com
Brightway Insurance, The Vela Agency
1020 14th St N Ste A, Texas City, TX 77590
(409) 247-2125
brightway.com
Medina Insurance
2401 N Logan St, Texas City, TX 77590
(409) 945-6100
Texas INSURANCE AGENCY
3020 Palmer Hwy, Texas City, TX 77590
(866) 228-6527
Bergvall Insurance
717 9th Ave N, Texas City, TX 77590
(409) 948-3427
bergvallinsagency.com
Skipper Insurance Advisors Inc.
908 6th St N Ste B, Texas City, TX 77590
(409) 945-6604
skipperinsuranceadvisors.com
Flood insurance agents in Texas City Texas help property owners secure coverage against storm surge and heavy rainfall. Texas law requires agents to be licensed by the Texas Department of Insurance. Many policies are written through the National Flood Insurance Program but private options are also available in this coastal community.
What Does a Flood Insurance Agent in Texas City Cost?
Typical flood insurance costs in Texas City range from 500 to 2,500 per year for an NFIP policy depending on flood zone property value and elevation. Private market rates can be higher or lower. Costs vary by situation. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Texas City Texas?
If your property is in a high risk flood zone your mortgage lender will require it. Even outside high risk zones flooding can occur. Texas City is near Galveston Bay so flood risk is elevated.
What does a flood insurance agent do in Texas?
An agent helps you compare NFIP and private flood policies. They explain coverage limits deductibles and waiting periods. Texas agents must follow state regulations on policy disclosures.
How long does it take for flood insurance to start in Texas?
NFIP policies have a 30 day waiting period before coverage begins. Private policies may have shorter waits. An agent can explain the exact effective date for your chosen policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.