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Looking for a flood insurance agent in Waco? Review the directory below to compare your options.
19 agents listed
Updated May 2026
Waco, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Texas before hiring.
Showing 19 flood insurance agents in Waco, TX
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matt Dill - State Farm Insurance Agent
1221 Hewitt Dr Suite C, Waco, TX 76712
(254) 752-2022
mattdill.net
Freeway Insurance
800 N Valley Mills Dr, Waco, TX 76710
(254) 859-4019
locations.freeway.com
Pronto Insurance
1709 S Valley Mills Dr, Waco, TX 76711
(254) 752-7526
prontoinsurance.com
Baker and Carey Insurance Agency
2601 Franklin Ave, Waco, TX 76710
(254) 755-7727
bakerandcareyinsurance.com
A-MAX Auto Insurance
2500 W Waco Dr, Waco, TX 76710
(254) 752-8000
amaxinsurance.com
HighView Insurance Group
510 N Valley Mills Dr Ste 503, Waco, TX 76710
(254) 339-6606
highviewinsurance.com
Herman Bell Insurance Agency
2118 La Salle Ave, Waco, TX 76706
(254) 756-0691
hermanbellinsurance.com
Vista Insurance
2800 W Waco Dr, Waco, TX 76710
(254) 235-8000
vistainsuranceagency.com
Browder General Insurance Agency Inc
4800 Lakewood Dr #3, Waco, TX 76710
(254) 776-1582
browderinsurance.com
Greater Waco Insurance Solutions
7530 Bosque Blvd Suite #D, Waco, TX 76710
(254) 751-1254
gwinsurancesolutions.com
Schmidt Insurance Group
4714 W Waco Dr, Waco, TX 76710
(254) 294-6007
schmidtinsurancegroup.net
Elite Insurance Group
100 N 6th St #201, Waco, TX 76701
(254) 799-9616
insurewithelite.com
Goosehead Insurance - Kyle Davis
7101 Bosque Blvd Suite E, Waco, TX 76710
(254) 651-1620
goosehead.com
Fortress Insurance Group
200 Hwy 6 STE 330A, Waco, TX 76712
(254) 262-3180
fortressinsurancegrp.com
Best Coverage Agency TX
1521b Wooded Acres Dr, Waco, TX 76710
(254) 863-8903
Higginbotham - Waco
7528 Bosque Blvd, Waco, TX 76712
(254) 751-1710
higginbotham.com
Insurance Agent Reece Flood
105 Old Hewitt Rd ste 200-400, Waco, TX 76712
(281) 782-3846
highandassociates.net
Insurors of Texas
225 S 5th St, Waco, TX 76701
(254) 759-3701
insurorsoftexas.com
Texas First State Insurance Plus Agency
4800 Lakewood Dr Suite 4B, Waco, TX 76710
(254) 399-5109
texasfirstagency.com
Flood insurance agents in Waco Texas help property owners secure coverage through the National Flood Insurance Program or private carriers. Texas law requires flood insurance disclosures for certain real estate transactions, and Waco properties near the Brazos River may face higher flood risks. An agent can explain policy limits, waiting periods, and elevation certificate requirements specific to your location.
What Does a Flood Insurance Agent in Waco Cost?
Typical flood insurance costs in Texas range from 500 to 2,500 per year for an NFIP policy, depending on flood zone, building value, and deductible. Private market policies may cost more or less. Premiums are set by federal or private rate tables, not by the agent. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Waco?
Even properties outside mapped high-risk zones can flood. Texas law does not require flood insurance outside a special flood hazard area, but lenders may still require it. An agent can help you assess your risk and find affordable coverage.
How long is the waiting period for a new flood insurance policy in Texas?
Standard NFIP policies have a 30-day waiting period from application date before coverage begins. Exceptions exist for flood map changes or mortgage requirements. An agent can confirm the exact effective date for your policy.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Texas.