The top-rated flood insurance agent in Wylie, Texas is Adam Leggett - State Farm Insurance Agent, rated 4.8 stars across 261 reviews. Other highly rated options include Wylie Insurance Agency, Farmers Insurance - Andrea Kincanon, Jarrod Rush - State Farm Insurance Agent. This directory lists 18 flood insurance agents serving Wylie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Leggett - State Farm Insurance Agent | 600 E Brown St | (972) 941-9400 |
| 2 | Wylie Insurance Agency | 201 Calloway St | (972) 442-3505 |
| 3 | Farmers Insurance - Andrea Kincanon | 607 Commerce St #120 | (469) 212-0500 |
| 4 | Jarrod Rush - State Farm Insurance Agent | 500 S Westgate Way #100 | (972) 461-2800 |
| 5 | Brightway Insurance, The Lunte Family Agency | 601 Sanden Blvd Ste 103 | (214) 453-1262 |
| 6 | JP Direct Health | 105 W Jefferson St Suite 200 | (214) 490-9967 |
| 7 | The Olalde Insurance Agency | 403 S Birmingham St Ste C | (214) 691-3113 |
| 8 | HI Agency - Wylie | 306 N Ballard Ave | (972) 665-1930 |
| 9 | EG Insurance Group | 412 Tanglewood Dr | (469) 766-2435 |
| 10 | Jeff Buckley Insurance Agency | 310 W Brown St | (469) 814-0441 |
Adam Leggett - State Farm Insurance Agent serves Wylie, TX, and the surrounding Collin County area by offering flood insurance policies to homeowners and renters. As a local agent, they help clients secure coverage for flood damage, which is not included in standard homeowners insurance. The office assists property owners in assessing their flood risk and selecting appropriate policies. Specific services handled here include applying for National Flood Insurance Program policies and addressing coverage gaps for basements and personal belongings.
Wylie Insurance Agency provides flood insurance policies to protect properties located in Wylie, Texas. The agency assists clients with initial policy selection, coverage reviews, and claims support throughout the flood season. It offers annual policy renewals with documentation of coverage changes and adjustments for updated flood maps. Ongoing account management ensures clients maintain compliance with lender requirements. The agency services single-family homes, apartments, retail spaces, and restaurants in the Wylie area.
Homeowners, business owners, and property managers in Wylie, Texas, turn to Farmers Insurance - Andrea Kincanon for flood insurance. These policies help protect residential and commercial structures from water damage caused by rising rivers or heavy storms. Navigating the complexities of coverage is a core part of this firm’s daily service, guiding clients through policy details and claims. The agency also serves policyholders in nearby communities such as Sachse and Murphy, ensuring flood protection throughout the greater Dallas-Fort Worth metro.
Jarrod Rush - State Farm Insurance Agent serves the Wylie, Texas area and surrounding communities, handling flood insurance policies for residential and commercial properties. The agency assists clients by explaining coverage options that address flood exposure from local waterways and heavy rainfall events. A typical job begins with a review of the property’s flood risk, followed by a policy recommendation tailored to individual needs and budget considerations.
Brightway Insurance, The Lunte Family Agency in Wylie, TX, assists property owners in distinguishing between a one-time consultation for understanding policy options and the ongoing, recurring service of maintaining active flood coverage. As a flood insurance agent, the agency addresses the need for protection against water damage in the area. Whether a client needs help filing a claim or adjusting a deductible is determined on a case-by-case basis. Services here run on an as-needed schedule, adapting to each policyholder’s changing requirements.
JP Direct Health in Wylie, TX specializes in securing flood insurance policies to protect residential and commercial properties from water damage. It guides clients through the complexities of National Flood Insurance Program options and private market coverages, tailoring plans to individual property risks and local flood zone requirements. The agency helps address concerns arising from heavy spring rains or flash flooding events common across Collin County.
With spring storms often bringing flash flooding to the Collin County area, The Olalde Insurance Agency in Wylie, TX, helps homeowners and renters prepare for water damage. As a dedicated flood insurance agent, this company focuses on securing National Flood Insurance Program policies tailored to local flood zone risks. Leasing or owning property near creeks or drainage areas requires proactive coverage to prevent financial loss from rising waters. Agency staff schedule detailed property inspections to determine accurate elevation ratings and coverage needs for each client.
HI Agency in Wylie, Texas assists property owners with securing necessary flood insurance policies to protect against water damage. The agency specializes in this specific insurance type, helping clients understand coverage options tailored to regional flood risks. It serves diverse commercial sectors within the local area, including office buildings, warehouses, and food service establishments requiring appropriate flood protection for their unique operations and assets.
EG Insurance Group helps residential property owners in and around Wylie, Texas protect their homes from flood damage. The agency also assists commercial clients in the area with similar coverage needs. Flood insurance plans are reviewed to fit the specific requirements of each policyholder. Service extends throughout the local region to ensure proper protection is available. The team follows up after a claim or policy issuance to confirm satisfaction and routinely contacts clients before their next renewal period.
Jeff Buckley Insurance Agency in Wylie, TX, is known for providing flood insurance policies that protect residential and commercial properties from water damage. The agency serves clients throughout the area, helping them understand federal flood zone designations and secure coverage that meets lender requirements. Standard plans address both structural and contents protection against rising water. The agency offers additional consultation on filing flood claims and navigating the aftermath of a storm event.
What Does a a Flood Insurance Agent in Wylie Cost?
In Texas, flood insurance premiums vary widely based on flood zone, elevation, and building characteristics. An NFIP policy for a single-family home in a low-risk zone may cost around $700 to $1,200 per year. In high-risk zones, premiums can range from $1,500 to $4,000 or more. Private market policies may offer different pricing and higher coverage limits. Costs also depend on the deductible you choose. This is general information and not insurance advice.
About flood insurance agents in Wylie
Flood insurance agents in Wylie Texas help property owners understand their risk and secure coverage under the National Flood Insurance Program or private insurers. Texas law does not require flood insurance for most homes, but mortgage lenders in high-risk zones often mandate it. A local agent can explain the 30-day waiting period for new NFIP policies and assist with elevation certificates needed for accurate pricing.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Wylie?
Even outside high-risk zones, heavy Texas rains can cause flooding. Many agents recommend a Preferred Risk Policy, which is lower cost. You are not legally required to buy it, but lenders may still ask for coverage.
How soon does a flood insurance policy take effect in Texas?
For NFIP policies there is usually a 30-day waiting period after purchase. Some private insurers offer shorter waits. Plan ahead to avoid gaps in coverage, especially during hurricane season.
What does a flood insurance agent in Wylie do for me?
The agent reviews your property location, flood zone, and coverage needs. They help compare NFIP and private options, explain deductibles, and assist with claims. They also advise on Texas-specific rules like the requirement to carry flood insurance on federally backed mortgages in high-risk areas.
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