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Looking for a home insurance agent in Hilo? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Hilo, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 20 home insurance agents in Hilo, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
680 Manono St, Hilo, HI 96720
(808) 969-7767
agents.allstate.com
Iris Kuwaye - State Farm Insurance Agent
9 Lei St, Hilo, HI 96720
(808) 935-3375
iriskuwaye.com
Claire Justo - State Farm Insurance Agent
2100 Kanoelehua Ave Ste 212, Hilo, HI 96720
(808) 935-4455
myjustrightinsurance.com
First American Title Company, Inc.
1437 Kilauea Ave Suite 202, Hilo, HI 96720
(808) 961-3775
local.firstam.com
Zack Pacleb - State Farm Insurance Agent
72 Kapiolani St, Hilo, HI 96720
(808) 657-3212
islandsf.com
Cary Ichinose - State Farm Insurance Agent
630 Kilauea Ave #102, Hilo, HI 96720
(808) 933-8500
caryichinose.com
Pyramid Insurance - Hilo
48 Kamana St Suite #103, Hilo, HI 96720
(808) 969-7174
pyramidins.com
Hope Chu Hing - State Farm Insurance Agent
586 Kanoelehua Ave #300, Hilo, HI 96720
(808) 935-3157
insurancewithaloha.com
Fast Insurance Agency HI
218 Kamehameha Ave, Hilo, HI 96720
(808) 645-4364
Business Insurance Services Inc
1080 Kilauea Ave, Hilo, HI 96720
(808) 935-1888
bisihi.com
Mind Insurance HI
344 Kilauea Ave, Hilo, HI 96720
(808) 646-3602
Hawaiian Islands Insurance, Inc.
166 Kamehameha Ave #8, Hilo, HI 96720
(808) 933-3000
hawaiian.insure
Daniel De Soto Insurance
275 Ponahawai St # 105, Hilo, HI 96720
(808) 961-3207
hawaiiislandinsurance.com
Atlas Insurance Agency
80 Pauahi St STE 105, Hilo, HI 96720
(808) 935-2943
atlasinsurance.com
American Mutual Group
Century Bldg, 80 Pauahi St STE 105, Hilo, HI 96720
(808) 969-1688
Pacific Island Insurance LLC
166 Kamehameha Ave Ste 7, Hilo, HI 96720
(808) 933-3000
Mutual Underwriters - Hilo
275 Ponahawai St # 105, Hilo, HI 96720
(808) 969-1110
Alliant Insurance Services, Inc.
101 Aupuni St # 133, Hilo, HI 96720
(808) 481-4828
alliant.com
Financial Benefits Insurance Inc. Hilo Office
1289 Kilauea Ave Unit G, Hilo, HI 96720
(808) 792-5194
fbihi.com
Financial Benefits Insurance
111E Puainako St #705, Hilo, HI 96720
(808) 792-5194
fbihi.com
A home insurance agent in Hilo Hawaii can help you find coverage that meets local needs. Hawaii law requires insurers to offer hurricane coverage for residential properties. Agents can explain how lava zone designations and tsunami risks affect your policy options.
What Does a Home Insurance Agent in Hilo Cost?
Home insurance agent services in Hawaii typically do not charge a direct fee. Agents earn commissions from insurance carriers. Average annual premiums for a standard home policy in Hilo range from 1500 to 4000 dollars depending on the home value and location. Hurricane coverage adds about 20 to 30 percent to the base premium. Costs vary by property condition and lava zone risk. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Hilo do?
A home insurance agent helps you compare policies from different carriers. They explain coverage for perils like volcanic eruptions and hurricanes. They also assist with claims and policy changes.
Is hurricane insurance required in Hawaii?
Hawaii law requires insurers to offer hurricane coverage for residential property insurance. You can decline the coverage in writing. An agent can explain the cost and benefits of this option.
How do lava zones affect home insurance in Hilo?
Homes in Lava Flow Hazard Zones 1 and 2 may have limited coverage options. Some insurers do not write new policies in these zones. An agent can help you find a carrier that offers coverage in your area.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.