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Find Home Insurance Agents in Kailua-Kona, HI

Browse home insurance agents serving Kailua-Kona, Hawaii. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Kailua-Kona, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 11 home insurance agents in Kailua-Kona, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
75-167 Hualalai Rd Ste 101, Kailua-Kona, HI 96740
(808) 326-1125 agents.allstate.com
First American Title Company, Inc.
75-240 Nani Kailua Dr Suite 1, Kailua-Kona, HI 96740
(808) 329-4431 local.firstam.com
Matt DeMille - State Farm Insurance Agent
Hale Ku'i Plaza, 73-4976 Kamanu St #201, Kailua-Kona, HI 96740
(808) 331-1113 matthewdemille.com
Title Guaranty Kona
75-5660 Kopiko St B3, Kailua-Kona, HI 96740
(808) 329-6666 tghawaii.com
Aloha Insurance Services Inc
75-5931 Walua Rd #100, Kailua-Kona, HI 96740
(808) 334-0044 alohainsurance.com
Keinnen Kato - State Farm Insurance Agent
75-5722 Kuakini Hwy # 210, Kailua-Kona, HI 96740
(808) 327-5433 agentkato.com
Paradise Insurance LLC
74-5620 Palani Rd #205, Kailua-Kona, HI 96740
(808) 315-7207 paradiseins.com
Atlas Insurance Agency
75-167E Hualalai Rd, Kailua-Kona, HI 96740
(808) 329-4844 atlasinsurance.com
Fidelity National Title & Escrow of Hawaii, Inc.
75-1000 Henry St #202, Kailua-Kona, HI 96740
(808) 334-0202 fidelityhawaii.com
Hawaiian Hurricane Group LLC
75-5706 Hanama Pl # 203, Kailua-Kona, HI 96740
(808) 498-4270 hawaiianhurricanegroup.com
Pyramid Insurance - Kona
75-5591 Palani Rd Suite 2001, Kailua-Kona, HI 96740
(808) 527-7667 pyramidins.com

A home insurance agent in Kailua-Kona helps you find coverage for your property on the Big Island. Hawaii law requires insurers to offer hurricane coverage for residential properties. Agents can also explain how lava zone designations affect your policy options.

What Does a Home Insurance Agent in Kailua-Kona Cost?

Typical home insurance costs in Kailua-Kona range from 800 to 2,500 per year for a standard single-family home. Premiums are higher in high-risk lava zones and for older homes. Hurricane coverage adds a separate deductible. Costs vary by property value construction type and location. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a home insurance agent in Kailua-Kona do?
A home insurance agent helps you compare policies from different insurers. They explain coverage for hurricane windstorms volcanic eruptions and lava flow. They also assist with claims and policy changes.
Do I need special coverage for a home in a lava zone?
Yes homes in lava zones 1 and 2 on the Big Island may have limited coverage options. Some insurers will not write new policies in these zones. An agent can help you find a carrier that offers lava flow coverage.
How does Hawaii hurricane coverage work with home insurance?
Hawaii law requires insurers to offer hurricane coverage as a separate deductible. The deductible is usually 1 percent to 5 percent of the dwelling limit. An agent can explain how this deductible applies to your policy.