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HomeHome Insurance AgentsHawaii › Waipahu

Find Home Insurance Agents Near You in Waipahu, HI

Browse home insurance agents serving Waipahu, Hawaii. Updated 2026-07-14.

The top-rated home insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 207 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 19 home insurance agents serving Waipahu.

Showing 19 home insurance agents in Waipahu, HIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Larry Welsch - State Farm Insurance Agent94-429 Ukeʻe St #101(808) 944-3450
2Guy Matsumoto - State Farm Insurance Agent94-849 Lumiaina St Ste 104(808) 671-7888
3Valerie Bruner at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6105
4Kendrick Nishiguchi at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6071
5Susan Santos - State Farm Insurance Agent94-229 Waipahu Depot St #201(808) 677-0098
6Dawn Mira-Whitson: Allstate Insurance94-210 Pupukahi St Ste 208(808) 677-1428
7Ricky Bonilla: Allstate Insurance94-050 Farrington Hwy Ste B1-8(808) 676-0501
8Leilani Yee at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6073
9Deborah Sumulong at Comparion Insurance Agency94-849 Lumiaina St #206(808) 650-6074
10Roy D Burnett Jr - State Farm Insurance Agent94-487 Akoki St Ste 103(808) 688-1551
LW
94-429 Ukeʻe St #101
Larry Welsch - State Farm Insurance Agent
Home Insurance Agent · Waipahu, HI

Larry Welsch - State Farm Insurance Agent serves the Waipahu, HI area as a home insurance agent, helping local residents protect their properties. The agency offers homeowners insurance policies designed to cover dwellings and personal belongings against common risks. It assists clients in selecting appropriate coverage limits and deductibles to fit individual needs. The office also provides guidance for condominium or renters insurance solutions. A focus exists on helping customers file claims for storm or fire damage to their homes.

GM
94-849 Lumiaina St Ste 104
Guy Matsumoto - State Farm Insurance Agent
Home Insurance Agent · Waipahu, HI

Guy Matsumoto - State Farm Insurance Agent in Waipahu, Hawaii provides a full range of home insurance services, including coverage for dwelling protection, personal property, and liability. The agency helps clients select appropriate policies and reviews coverage options to address changing needs or property improvements. It also assists with filing claims and adjusting policies after life events. The company serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants in the local area.

VB
94-849 Lumiaina St #206
Valerie Bruner at Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI

Valerie Bruner at Comparion Insurance Agency serves homeowners in Waipahu and across the area, providing tailored home insurance policies to protect properties from common island risks. Clients receive guidance on coverage options that match their specific needs and budgets. The agency helps secure financial safeguards for homes, ensuring peace of mind against unforeseen events. Its services extend to property managers and residential owners seeking reliable protection. The office also covers the neighboring Ewa Beach and Kapolei metro communities.

KN
94-849 Lumiaina St #206
Kendrick Nishiguchi at Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI

Kendrick Nishiguchi at Comparion Insurance Agency offers a choice between one-time policies and recurring annual plans for homeowners in Waipahu. Coverage typically protects against common local risks such as wind damage, fire, and theft, with options for liability and additional structures. The agency helps clients understand how replacement cost versus actual cash value affects their protection and premiums. Service for comparing or adjusting coverage runs on an as-needed basis for the initial application or for policy reviews during each renewal cycle.

SS
94-229 Waipahu Depot St #201
Susan Santos - State Farm Insurance Agent
Home Insurance Agent · Waipahu, HI

As Waipahu's tropical weather brings the potential for storm damage and property wear, Susan Santos - State Farm Insurance Agent provides tailored home insurance coverage to meet those specific risks. The agency works with local homeowners to review policies that address wind, rain, and other regional concerns. Every client relationship begins with a detailed consultation to assess the unique needs of each property, followed by a comprehensive inspection of the home's condition and vulnerabilities to ensure appropriate protection is in place.

DM
94-210 Pupukahi St Ste 208
Dawn Mira-Whitson: Allstate Insurance
Home Insurance Agent · Waipahu, HI

Dawn Mira-Whitson: Allstate Insurance assists local property owners with protecting their homes and belongings from common risks. The agency also offers focused coverage for high-value items such as jewelry or electronics, as well as liability protection for personal injuries on the property. Policyholders can bundle auto and home coverage for potential savings. Serving the Waipahu area, this agency works with residential clients and commercial sectors including offices, warehouses, and food service operations.

RB
94-050 Farrington Hwy Ste B1-8
Ricky Bonilla: Allstate Insurance
Home Insurance Agent · Waipahu, HI

As a home insurance agent in Waipahu, HI, Ricky Bonilla: Allstate Insurance offers tailored coverage options for protecting residential property, including policies that address dwelling structure, personal belongings, and liability protection. The agency works with homeowners to evaluate their needs and explain what different coverage levels entail. It serves the local community by helping residents safeguard their most significant investment. With Hawaii's occasional heavy rainfall and hurricane season, this agency can assist clients in adding or adjusting flood and windstorm protection to their existing home insurance plan.

LY
94-849 Lumiaina St #206
Leilani Yee at Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI

Leilani Yee at Comparion Insurance Agency in Waipahu, HI, is known for helping local homeowners find suitable property coverage. The agency serves clients across the region, offering policies that protect homes and personal belongings from common hazards. Standard service includes guidance on liability protection and dwelling limits. For a more complete solution, the agency can add coverage for personal valuables such as jewelry or fine art.

DS
94-849 Lumiaina St #206
Deborah Sumulong at Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI

Deborah Sumulong at Comparion Insurance Agency provides residential home insurance services to homeowners in Waipahu, HI. Commercial property coverage is also available for local businesses and landlords throughout the region. The agency helps clients assess their personal property and liability needs to secure appropriate protection for their homes. Following a policy issuance or claim resolution, the agent offers continued support and can adjust coverage as circumstances change between regular review visits.

RD
94-487 Akoki St Ste 103
Roy D Burnett Jr - State Farm Insurance Agent
Home Insurance Agent · Waipahu, HI
JB
94-849 Lumiaina St #206
Jenny Babcock at Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI
(808) 913-6102
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/jenny-babcock
CI
94-849 Lumiaina St #206
Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI
(808) 487-0628
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653
CK
94-849 Lumiaina St #206
Ched Kobayashi at Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI
(808) 650-6162
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/chedkobayashi
KC
94-849 Lumiaina St #206
Kai Chen at Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI
(808) 650-6165
comparioninsurance.com/insurance-agent/hawaii/waipahu-0653/kaichen
MA
94-849 Lumiaina St #206
Michael Albatrosov at Comparion Insurance Agency
Home Insurance Agent · Waipahu, HI
(808) 650-6109
comparioninsurance.com/insurance-agent/pacific-region/michael-albatrosov
BI
94-129 Leokane St
Bayview Insurance: Allstate Insurance
Home Insurance Agent · Waipahu, HI
(808) 427-6700
agents.allstate.com/bayview-insurance-waipahu-hi.html
NT
94-1024 Waipio Uka St #203
Nathan Tachino - State Farm Insurance Agent
Home Insurance Agent · Waipahu, HI
(808) 677-5800
bestinsurancehawaii.com
SF
94-849 Lumiaina St #104
State Farm Insurance
Home Insurance Agent · Waipahu, HI
PB
94-487 Akoki St STE 104
Plan Benefits Hawaii, LLC
Home Insurance Agent · Waipahu, HI
(808) 650-5544

What Does a a Home Insurance Agent in Waipahu Cost?

Home insurance in Hawaii costs more than the national average due to high property values and natural disaster risks. Typical annual premiums for a single family home in Waipahu range from 1,200 to 3,000 dollars. Factors like home age, construction type, and distance to the coast affect your rate. This is general information, not insurance advice.

About home insurance agents in Waipahu

Home insurance agents in Waipahu help you find coverage that meets Hawaii specific requirements. They can explain how policies handle hurricane damage and lava flow exclusions. Local agents understand the unique risks of living on Oahu, including tsunami exposure and high replacement costs.

Frequently Asked Questions

What does a home insurance agent in Waipahu do?

A home insurance agent helps you compare policies from different insurers. They explain coverage options like dwelling protection, personal property, and liability. They also advise on Hawaii specific endorsements such as hurricane deductibles.

Do I need separate flood insurance in Waipahu?

Yes, standard home insurance does not cover flood damage. In Hawaii, flood insurance is required for homes in high risk zones. An agent can help you purchase a separate policy through the National Flood Insurance Program.

How does Hawaii law affect home insurance?

Hawaii law requires insurers to offer hurricane coverage with a separate deductible. The Hawaii Insurance Division regulates rates and policy forms. Agents must be licensed by the state to sell insurance in Hawaii.

Home Insurance Agents in Other Hawaii Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.