The top-rated home insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 483 reviews. Other highly rated options include Erick Ellgren: Allstate Insurance, AAA Hawaii, Mia Migita - State Farm Insurance Agent. This directory lists 26 home insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St #102 | (808) 945-0802 |
| 2 | Erick Ellgren: Allstate Insurance | 1188 Bishop St PH 2 | (808) 941-2886 |
| 3 | AAA Hawaii | 1130 N Nimitz Hwy Ste A-170 | (808) 593-2221 |
| 4 | Mia Migita - State Farm Insurance Agent | 600 Kapiolani Blvd #203 | (808) 484-0085 |
| 5 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 6 | Dustin Kwok - State Farm Insurance Agent | 615 Piikoi St # 2002 | (808) 589-2585 |
| 7 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 8 | Summer Burnett - State Farm Insurance Agent | 1806 S King St #32 | (808) 988-7011 |
| 9 | Deanne August: Allstate Insurance | 6700 Kalanianaʻole Hwy Ste 203 | (808) 395-5810 |
| 10 | U'ilani Aragaki - State Farm Insurance Agent | 3049 Ualena St #411 | (808) 955-9090 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI provides a range of home insurance services tailored to protect residential properties. Policies typically cover dwelling, personal property, liability, and additional living expenses, with flexible options to adjust coverage limits and deductibles. Service plans include regular policy reviews to ensure adequate protection as property values or possessions change. The company can assist with risk assessments and claims guidance for homeowners. Properties serviced include single-family homes, apartments, condominiums, and residential rental units, as well as retail and restaurant properties with related coverage needs.
For home insurance through an agent, customers typically choose between a one-time policy purchase or an ongoing advisory relationship with annual reviews. Erick Ellgren: Allstate Insurance in Honolulu, HI, provides coverage for dwelling, personal property, and liability protection common to homeowners in the area. Local hazards such as hurricane and volcanic activity often influence policy options. Service for existing clients generally runs on an as-needed basis, with scheduled renewal discussion and claim support offered throughout each policy term.
AAA Hawaii serves homeowners across Honolulu and the surrounding area, helping them find home insurance policies suited to their individual property needs. The company assists property managers and others who require coverage for residential structures. Professionals at this agency work to explain different policy options, liability protection, and deductible choices. They also help customers understand how local weather patterns can influence coverage requirements. AAA Hawaii handles insurance needs for properties in downtown Honolulu as well as in nearby communities like Kailua and Aina Haina.
Mia Migita - State Farm Insurance Agent in Honolulu, HI is known for providing home insurance policies that protect local homeowners from common island risks such as storm damage and liability. Its service range includes crafting tailored coverage for single-family homes and condominiums across Oahu. This agency aids clients in understanding policy deductibles and replacement cost options to ensure adequate protection. A specialty service it can add on is flood insurance, a vital addition for properties in flood-prone areas of Honolulu.
Kaina Kauahi - State Farm Insurance Agent serves the Honolulu area and surrounding communities across Oahu, handling a full range of home insurance policies for local homeowners. Its offerings include coverage for dwelling protection, personal liability, and additional structures on a residential property. To tailor each policy, the agency generally begins with a thorough review of a client’s property and neighborhood risks before presenting suitable coverage options.
Dustin Kwok - State Farm Insurance Agent in Honolulu, Hawaii, understands that home insurance clients may seek either a single policy purchase or an ongoing relationship with coverage updates. Serving the area, the agency offers protection for dwellings, personal property, and liability risks faced by homeowners. The agent provides guidance on policy details, helping clients align coverage with their property needs. This service operates on an as-needed basis, with clients able to request policy reviews or adjustments whenever their circumstances change.
First Insurance Company of Hawaii, LTD serves homeowners, businesses, and property managers throughout Honolulu. It provides home insurance policies that protect residential properties from local risks, including tropical storms and volcanic activity common to the islands. The agency helps clients select appropriate coverage limits and navigate the claims process for repairs or replacements after damage events. Its services extend to both single-family dwellings and multi-unit residential complexes. The company also covers policyholders in the neighboring community of Kaimuki and surrounding metro areas.
Deanne August: Allstate Insurance in Honolulu, Hawaii provides property coverage tailored to protect local homes. This agency can also assist with specialty add-ons such as flood insurance for coastal properties and personal liability protection. Home insurance policies here help safeguard dwellings and personal belongings against common island risks like storm damage. For commercial clients, the agency serves a variety of sectors including offices, warehouses, and food service establishments, offering appropriate liability and property coverage for each business type.
What Does a a Home Insurance Agent in Honolulu Cost?
Home insurance costs in Honolulu vary by location and home value. Average annual premiums range from 1200 to 3000 dollars for standard coverage. Hurricane coverage adds 200 to 800 dollars per year. Properties in high risk lava zones or near the coast may cost more. This is general information and not insurance advice.
About home insurance agents in Honolulu
A home insurance agent in Honolulu can help you find a policy that meets Hawaii specific needs. Hawaii law requires insurers to offer hurricane coverage on residential property policies. Agents can explain how volcanic activity and tsunami risks affect your premiums and coverage options.
Frequently Asked Questions
What does home insurance cover in Honolulu?
Standard policies cover fire theft and wind damage. Hawaii law also requires insurers to offer hurricane coverage. Flood and volcanic eruption damage usually require separate policies.
Do I need hurricane insurance in Hawaii?
Hawaii law requires insurers to offer hurricane coverage with every homeowners policy. You can decline the coverage in writing but it is strongly recommended for Honolulu homes.
How do I choose a home insurance agent in Honolulu?
Look for an agent licensed in Hawaii with experience in local risks like salt air corrosion and lava zones. Ask about policy options for older homes and condos common in Honolulu.