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Looking for a home insurance agent in Lihue? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Lihue, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 17 home insurance agents in Lihue, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Yukimura & Associates: Allstate Insurance
2987 Umi St STE 101, Lihue, HI 96766
(808) 246-2665
agents.allstate.com
Adam Smith - State Farm Insurance Agent
4374 Kukui Grove St Ste 103, Lihue, HI 96766
(808) 821-2630
smithcarinsurance.com
Skip Koenig - State Farm Insurance Agent
4491 Kolopa St, Lihue, HI 96766
(808) 632-0406
skipkoenig.com
Eric Kaneda - State Farm Insurance Agent
2970 Haleko Rd #106, Lihue, HI 96766
(808) 245-3554
erickaneda.com
Punua Insurance
4268 Rice St # A, Lihue, HI 96766
(808) 245-8508
Business Insurance
4485 Pahee St # 140, Lihue, HI 96766
(808) 245-2773
Pyramid Insurance - Kauai
4405 Kukui Grove St #102, Lihue, HI 96766
(808) 245-4624
pyramidins.com
Heritage Insurance HI
1616 Haleukana St, Lihue, HI 96766
(808) 431-3375
Title Guaranty Lihue
4414 Kukui Grove St, Lihue, HI 96766
(808) 245-3381
tghawaii.com
Mokihana Insurance Agency
4393 Kukui Grove St #102, Lihue, HI 96766
(808) 245-9573
higltd.com
Noguchi & Associates Inc
4370 Kukui Grove St, Lihue, HI 96766
(808) 245-8449
Atlas Insurance Inc
4493 Pahee St, Lihue, HI 96766
(808) 246-1335
atlasinsurance.com
Kauai Credit Adjusters Ltd
2984 Ewalu St # D, Lihue, HI 96766
(808) 245-4094
HMSA - Lihue (Kauai)
3-3295 Kuhio Hwy Suite 202, Lihue, HI 96766
(800) 776-4672
hmsa.com
Pyramid Insurance - Kauai KGSC
3, 2600 Kaumualii Hwy #1606, Lihue, HI 96766
(808) 245-1941
pyramidins.com
Aflac
2973 B, 2973 Umi St, Lihue, HI 96766
(808) 241-7555
aflac.com
Koa Yukimura REALTOR
2987 Umi St, Lihue, HI 96766
(808) 342-6088
A home insurance agent in Lihue can help you find a policy that protects your property against risks common to Hawaii, such as hurricanes, volcanic activity, and tsunami. Hawaii law requires insurers to offer hurricane coverage as a separate deductible, and many policies exclude lava damage unless you add a special endorsement. An agent can explain these local nuances and help you compare quotes from multiple carriers.
What Does a Home Insurance Agent in Lihue Cost?
The average cost of homeowners insurance in Hawaii is around $1,200 to $2,500 per year for a standard policy, but rates vary by location, home value, and coverage limits. Lihue properties near the coast may have higher premiums due to hurricane and flood risk. Adding hurricane coverage can increase your premium by 20% to 40%. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Lihue do?
A home insurance agent helps you choose a policy that fits your needs and budget. They explain coverage options, such as dwelling, personal property, and liability, and can assist with claims. In Lihue, they also advise on hurricane and volcanic eruption coverage specific to Hawaii.
Is hurricane insurance required in Hawaii?
Hawaii law requires insurers to offer hurricane coverage, but you can decline it in writing. If you have a mortgage, your lender may still require it. The hurricane deductible is usually a percentage of your dwelling coverage, often between 1% and 5%.
Does homeowners insurance cover lava damage in Hawaii?
Standard homeowners policies typically exclude lava damage. You can purchase a separate volcanic eruption endorsement or a special policy from the Hawaii Property Insurance Association for properties in high risk zones. An agent can explain your options based on your location.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.