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Directory of home insurance agents in Kapolei, Hawaii. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Kapolei, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 12 home insurance agents in Kapolei, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Al Morinaka: Allstate Insurance
1001 Kamokila Blvd Ste 112, Kapolei, HI 96707
(808) 674-0755
agents.allstate.com
Kevin Mak - GEICO Insurance Agent
563 Farrington Hwy #105, Kapolei, HI 96707
(808) 913-6331
geico.com
Darren Tatsuno: Allstate Insurance
2176 Lauwiliwili St Ste 1, Kapolei, HI 96707
(808) 682-7873
agents.allstate.com
Rachel Rooney - State Farm Insurance Agent
James Campbell Bldg, 1001 Kamokila Blvd Ste 270, Kapolei, HI 96707
(808) 247-0091
kaneoheinsurance.com
Helen Kado: Allstate Insurance
91-1010 Shangrila St Ste 302, Kapolei, HI 96707
(808) 845-9026
agents.allstate.com
Mark Middleton - State Farm Insurance Agent
2176 Lauwiliwili St #1, Kapolei, HI 96707
(808) 674-1122
markmiddleton.net
John Huey - State Farm Insurance Agent
1001 Kamokila Blvd #118, Kapolei, HI 96707
(808) 674-6655
alohainsurance.net
Jeremy Dunaway - State Farm Insurance Agent
1001 Kamokila Blvd Ste 120, Kapolei, HI 96707
(808) 622-4444
jdinsurancehawaii.com
Kay Pallasigue Kim: Allstate Insurance
2110 Lauwiliwili St Ste 101h, Kapolei, HI 96707
(808) 626-2788
agents.allstate.com
National Interstate Insurance Company
1001 Kamokila Blvd #201, Kapolei, HI 96707
(800) 929-1500
nationalinterstate.com
Allstate: Honolulu Insurance Specialists
91-1010 Shangrila St #302, Kapolei, HI 96707
(808) 845-9026
allstate.com
Pyramid Insurance - Kapolei
949 Kamokila Blvd Suite 375, Kapolei, HI 96707
(808) 527-7667
pyramidins.com
A home insurance agent in Kapolei can help you find a policy that covers the specific risks of living in Hawaii including hurricane volcanic activity and tsunami damage. Hawaii law requires that homeowners insurance policies include a notice about lava flow coverage and many insurers offer separate windstorm deductibles. An agent can explain these local requirements and help you compare options from multiple carriers.
What Does a Home Insurance Agent in Kapolei Cost?
The average cost of a home insurance policy in Hawaii is around 1,200 to 2,500 per year for a typical single family home. However premiums vary widely based on the home value location construction type and chosen deductibles. Kapolei properties near the coast may have higher wind and flood risk which can increase rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Kapolei do?
A home insurance agent helps you shop for and purchase a homeowners policy. They explain coverage options such as dwelling protection personal property and liability. In Kapolei they also advise on hurricane deductibles and lava flow endorsements which are important for Hawaii residents.
Do I need special coverage for hurricanes in Kapolei?
Yes most Hawaii home insurance policies have a separate hurricane deductible typically 1 to 5 percent of the dwelling limit. This applies to wind damage from hurricanes. An agent can help you choose a deductible that fits your budget and explain how it works.
How do I choose a home insurance agent in Kapolei?
Look for an agent licensed in Hawaii who has experience with local risks like volcanic activity and hurricane season. You can check the Hawaii Insurance Division website to verify a license. Ask the agent about their carrier options and how they handle claims in your area.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.