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Directory of home insurance agents in Kailua, Hawaii. Verify credentials with the state department of insurance before hiring.
10 agents listed
Updated May 2026
Kailua, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 10 home insurance agents in Kailua, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Matthew Kendig - State Farm Insurance Agent
970 N Kalaheo Ave #C-104, Kailua, HI 96734
(808) 262-6155
kendighawaii.com
Home Instead
970 N Kalaheo Ave Suite A-323, Kailua, HI 96734
(808) 909-8389
homeinstead.com
Title Guaranty Kailua
111 Hekili St #101, Kailua, HI 96734
(808) 266-2060
tghawaii.com
Randy Nishii - State Farm Insurance Agent
111 Hekili St #105, Kailua, HI 96734
(808) 262-6155
randynishii.com
Scott Harada - State Farm Insurance Agent
328 Uluniu St Suite 204, Kailua, HI 96734
(808) 261-5024
kailuainsurance.com
Andrew Fong - State Farm Insurance Agent
670 Kailua Rd, Kailua, HI 96734
(808) 263-2290
andrewfonginsurance.com
First American Title Company, Inc.
143 Hekili St Suite 101, Kailua, HI 96734
(808) 664-6730
local.firstam.com
Jack Wolfe Insurance Inc
146 Hekili St #102, Kailua, HI 96734
(808) 261-7922
jwii.com
Fidelity National Title & Escrow of Hawaii, Inc.
609 Kailua Rd #204, Kailua, HI 96734
(808) 230-8080
fidelityhawaii.com
Allstate Insurance - Timothy Takahashi
518 Wailepo St #1, Kailua, HI 96734
(808) 262-8181
agents.allstate.com
A home insurance agent in Kailua Hawaii can help you find a policy that meets local needs. Hawaii law requires insurers to offer hurricane coverage as a separate deductible. Agents also guide you on lava flow and tsunami protection options specific to the islands.
What Does a Home Insurance Agent in Kailua Cost?
Typical home insurance costs in Kailua range from 800 to 2,500 dollars per year for a standard policy. Hurricane deductible percentages are usually 1 percent to 5 percent of the home value. Costs vary based on home age construction materials and proximity to the coast. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Kailua do?
A home insurance agent in Kailua helps you compare policies from multiple carriers. They explain coverage for windstorm volcanic eruption and hurricane damage. They also assist with claims and policy changes.
Is hurricane insurance required for homes in Kailua?
Hawaii law does not require hurricane insurance but lenders may require it for mortgages. Agents can help you add hurricane coverage as a separate deductible. This is important because Kailua is in a high wind zone.
How do I choose a home insurance agent in Kailua?
Look for an agent licensed by the Hawaii Department of Commerce and Consumer Affairs. Ask about their experience with local risks like salt air corrosion and termites. Also check if they represent multiple insurance companies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.