The top-rated home insurance agent in Kailua, Hawaii is Matthew Kendig - State Farm Insurance Agent, rated 5.0 stars across 22 reviews. Other highly rated options include Home Instead, Title Guaranty Kailua, Scott Harada - State Farm Insurance Agent. This directory lists 10 home insurance agents serving Kailua.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matthew Kendig - State Farm Insurance Agent | 970 N Kalaheo Ave #C-104 | (808) 262-6155 |
| 2 | Home Instead | 970 N Kalaheo Ave Suite A-323 | (808) 909-8389 |
| 3 | Title Guaranty Kailua | 111 Hekili St #101 | (808) 266-2060 |
| 4 | Scott Harada - State Farm Insurance Agent | 328 Uluniu St Suite 204 | (808) 261-5024 |
| 5 | Randy Nishii - State Farm Insurance Agent | 111 Hekili St #105 | (808) 262-6155 |
| 6 | Andrew Fong - State Farm Insurance Agent | 670 Kailua Rd | (808) 263-2290 |
| 7 | First American Title Company, Inc. | 143 Hekili St Suite 101 | (808) 664-6730 |
| 8 | Jack Wolfe Insurance Inc | 146 Hekili St #102 | (808) 261-7922 |
| 9 | Fidelity National Title & Escrow of Hawaii, Inc. | 609 Kailua Rd #204 | (808) 230-8080 |
| 10 | Allstate Insurance - Timothy Takahashi | 518 Wailepo St #1 | (808) 262-8181 |
Matthew Kendig - State Farm Insurance Agent serves the Kailua area of Honolulu County, specializing in home insurance policies for local homeowners. The agency works with clients to secure coverage that protects residential properties against common island risks, including windstorms and water damage. Customized insurance plans are developed to reflect each home's unique value and location. Additional services this office handles in this region include renters insurance for condominium tenants and personal liability protection for property owners.
Home Instead provides home insurance services in Kailua, Hawaii, including coverage consultations and policy management for residential structures. Its service approach involves reviewing individual property risks and customizing protection plans accordingly. Maintenance guidance is offered to help homeowners safeguard their assets against local weather conditions. The company serves a variety of properties, such as single-family homes, apartments, retail shops, and restaurants in the Kailua area.
Title Guaranty Kailua primarily serves homeowners, property managers, and local businesses seeking tailored protection for their residential and commercial assets. This agency helps clients navigate policy choices for hazard, liability, and flood risks, which are especially relevant in this coastal region. Its team works to match coverage with property values and lifestyle needs common to windward Oahu. Beyond its Kailua base, the agency also covers properties throughout Kaneohe and the surrounding windward shoreline communities, ensuring broader access for those needing dependable insurance guidance.
Scott Harada - State Farm Insurance Agent in Kailua, HI, provides home insurance as both a one-time policy purchase and a recurring annual service. Coverage is designed to protect dwellings and personal property against common local perils such as wind and storm damage. Claims assistance and policy reviews are offered throughout the year to ensure the plan remains suitable. Service runs on a scheduled basis, with annual policy renewals and periodic updates as needed for changing circumstances.
Serving Kailua and the surrounding windward Oahu communities, Randy Nishii - State Farm Insurance Agent provides home insurance coverage. It handles policies designed to protect homes and personal property against common local weather-related risks. For each typical job, the agent reviews the specific structure details and coverage needs with the homeowner. This approach ensures the policy aligns with the property's individual characteristics and the client's financial protection goals.
Offering tailored property coverage, Andrew Fong and his team work with homeowners in Kailua to protect their residences and personal belongings. They provide general insurance services, helping clients navigate standard policies and adjust coverage as life circumstances change. This includes assistance with claims and policy reviews to ensure adequate protection. As the local climate brings seasonal storm risks, the agency specifically helps residents secure and update policies that address wind and water damage before Hawaii's wetter months begin.
Based in Hilo, First American Title Company, Inc. serves policyholders throughout Hawaii County and the surrounding Big Island communities. It handles homeowner’s risk coverage needs for local residential properties. Agents work with clients to assess potential protection requirements for island weather conditions, including volcanic and coastal exposure. The company evaluates each property individually to determine appropriate coverage levels. For a typical job, it first reviews customer priorities and property details to provide an accurate policy recommendation.
With hurricane season presenting a recurring concern for homeowners in Kailua, Jack Wolfe Insurance Inc helps residents secure coverage that protects against wind damage and flooding common to the area. They assist clients in comparing home insurance policies tailored to local coastal risks, including provisions for personal property and liability. To begin the process, they schedule a thorough inspection of the property to assess its value and structural vulnerabilities.
Fidelity National Title & Escrow of Hawaii, Inc. in Kailua-Kona assists local homeowners in securing coverage for their dwelling and personal property. Standard policies can be extended with specialized endorsements for hurricane and flood protection, which is crucial in a coastal climate. The agency helps clients select adequate liability limits to safeguard against accidents on their property. In addition to residential accounts, it also handles commercial insurance needs for offices, warehouses, and food service establishments.
As a home insurance agent in Kailua, HI, Allstate Insurance - Timothy Takahashi helps clients protect their residential properties from local weather and liability risks. Optional endorsements may be added to cover high-value personal items or additional living expenses after a covered loss. These policies also accommodate the specific needs of commercial sectors such as offices, warehouses, and food service operations.
What Does a a Home Insurance Agent in Kailua Cost?
Typical home insurance costs in Kailua range from 800 to 2,500 dollars per year for a standard policy. Hurricane deductible percentages are usually 1 percent to 5 percent of the home value. Costs vary based on home age construction materials and proximity to the coast. This is general information not insurance advice.
About home insurance agents in Kailua
A home insurance agent in Kailua Hawaii can help you find a policy that meets local needs. Hawaii law requires insurers to offer hurricane coverage as a separate deductible. Agents also guide you on lava flow and tsunami protection options specific to the islands.
Frequently Asked Questions
What does a home insurance agent in Kailua do?
A home insurance agent in Kailua helps you compare policies from multiple carriers. They explain coverage for windstorm volcanic eruption and hurricane damage. They also assist with claims and policy changes.
Is hurricane insurance required for homes in Kailua?
Hawaii law does not require hurricane insurance but lenders may require it for mortgages. Agents can help you add hurricane coverage as a separate deductible. This is important because Kailua is in a high wind zone.
How do I choose a home insurance agent in Kailua?
Look for an agent licensed by the Hawaii Department of Commerce and Consumer Affairs. Ask about their experience with local risks like salt air corrosion and termites. Also check if they represent multiple insurance companies.