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Find Long-Term Care Insurance Agents Near You in Elgin, IL

Browse long-term care insurance agents serving Elgin, Illinois. Updated 2026-07-14.

The top-rated long-term care insurance agent in Elgin, Illinois is ADH Insurance Agency, Inc, rated 5.0 stars across 519 reviews. Other highly rated options include Farmers Insurance - Chantal Ortiz Meza, Melissa Myers - State Farm Insurance Agent, Pro Insurance Group. This directory lists 19 long-term care insurance agents serving Elgin.

Showing 19 long-term care insurance agents in Elgin, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1ADH Insurance Agency, Inc2521 Technology Dr # 204(847) 697-0104
2Farmers Insurance - Chantal Ortiz Meza79 S Grove Ave(224) 242-8132
3Melissa Myers - State Farm Insurance Agent1350 E Chicago St Unit 8(847) 888-8050
4Pro Insurance Group2521 Technology Dr #201(833) 776-4671
5Kirkpatrick, Jones & Herzog Insurance Agency, Inc.19 S Spring St(847) 741-9393
6Magnum Insurance Agency300 S McLean Blvd Unit C(847) 608-7260
7Farmers Insurance - Anthony Eason2090 Larkin Ave Ste 2(847) 888-8353
8Farmers Insurance - Rojelio Medina1146 Dundee Ave(847) 592-7440
9Valentine Insurance Agency1331 Dundee Ave(847) 741-0083
10LifeSmart790 Fletcher Dr STE 108(844) 543-3762
AI
2521 Technology Dr # 204
ADH Insurance Agency, Inc
Long-Term Care Insurance Agent · Elgin, IL

ADH Insurance Agency, Inc serves Elgin and the broader Kane County area as a local long-term care insurance agent. The agency helps clients plan for future needs related to aging and chronic illnesses by arranging coverage for care received at home or in a facility. Its work includes explaining policy options for nursing home stays and assisted living expenses. The agency also handles applications for family members seeking to protect personal assets from the high costs of extended care in this region.

FI
79 S Grove Ave
Farmers Insurance - Chantal Ortiz Meza
Long-Term Care Insurance Agent · Elgin, IL

Farmers Insurance - Chantal Ortiz Meza provides a range of long-term care insurance services in the Elgin, IL area, helping individuals plan for future care needs such as in-home assistance or nursing facility stays. The agency assists clients in selecting policies that offer flexibility for changing health conditions and ongoing support as care requirements evolve. These plans help protect savings from the high costs of extended care. The agency typically services single-family homes, apartments, retail spaces, and restaurants, ensuring personal or business property discussions align with care coverage strategies.

MM
1350 E Chicago St Unit 8
Melissa Myers - State Farm Insurance Agent
Long-Term Care Insurance Agent · Elgin, IL

Individuals and families seeking to safeguard their retirement savings and assets for future care needs turn to Melissa Myers - State Farm Insurance Agent in Elgin, IL, for long-term care insurance agent services. This agency helps clients understand policy options that cover in-home assistance, assisted living, and nursing facility costs, providing guidance through the selection process to match individual budgets and health considerations. Their support extends to residents throughout Elgin and nearby communities such as South Elgin.

PI
2521 Technology Dr #201
Pro Insurance Group
Long-Term Care Insurance Agent · Elgin, IL

Pro Insurance Group serves Elgin, Illinois, and the surrounding communities, handling long-term care insurance needs for local residents. The agent assists clients in evaluating policies that help cover expenses for extended care services, such as nursing home or in-home support. It works with individuals to understand plan options that protect assets while preparing for future care costs. The company typically begins by reviewing a client’s financial situation and health considerations to identify suitable coverage from available insurers.

KJ
19 S Spring St
Kirkpatrick, Jones & Herzog Insurance Agency, Inc.
Long-Term Care Insurance Agent · Elgin, IL

Navigating long-term care insurance involves choosing between a single comprehensive policy providing a lifetime of coverage or a short-term plan designed for a specific recovery period. Kirkpatrick, Jones & Herzog Insurance Agency, Inc., located in Elgin, IL, helps individuals compare these distinct options to find suitable protection for future care needs. The agency’s agents explain policy structures and benefit triggers, enabling clients to make informed choices about their financial and medical future. Service availability for consultations on these plans is scheduled by appointment as needed.

MI
300 S McLean Blvd Unit C
Magnum Insurance Agency
Long-Term Care Insurance Agent · Elgin, IL

Magnum Insurance Agency serves Elgin, Illinois residents seeking long-term care coverage for their homes and personal health needs. The agency also assists local businesses with commercial long-term care insurance solutions for employees and operations throughout the Elgin area. A dedicated agent helps clients understand policy options, including benefit periods and daily coverage amounts tailored to individual circumstances. After a policy is in place, the agency contacts clients before each annual review period to discuss any necessary adjustments or updates.

FI
2090 Larkin Ave Ste 2
Farmers Insurance - Anthony Eason
Long-Term Care Insurance Agent · Elgin, IL

Farmers Insurance - Anthony Eason in Elgin, IL, specializes as a long-term care insurance agent, helping clients plan for the cost of extended custodial care that standard health plans and Medicare do not cover. The agency provides general insurance services by evaluating personal coverage needs and guiding policy selections. As the colder months approach, it assists families with preparing the asset protection strategies that become essential when a senior’s health declines unexpectedly during winter.

FI
1146 Dundee Ave
Farmers Insurance - Rojelio Medina
Long-Term Care Insurance Agent · Elgin, IL

As families in Elgin begin planning for the financial security of their future, comprehensive long-term care plans become an essential consideration. Farmers Insurance - Rojelio Medina provides area residents with agent-assisted guidance tailored to local coverage needs, emphasizing personalized service to protect assets against the costs of extended care. Clients can schedule an initial assessment to review their existing needs and explore appropriate policy options.

VI
1331 Dundee Ave
Valentine Insurance Agency
Long-Term Care Insurance Agent · Elgin, IL

Valentine Insurance Agency in Elgin, Illinois, specializes in helping individuals plan for the financial challenges of extended care needs. As a long-term care insurance agent, the company assists clients in securing coverage policies that protect assets and afford access to diverse care settings. This includes benefits for in-home assistance, assisted living facilities, and nursing home stays tailored to local needs. The agency works with business owners to provide these protections for office employees, staff at distribution warehouses, and workers in the food service industry.

LI
790 Fletcher Dr STE 108
LifeSmart
Long-Term Care Insurance Agent · Elgin, IL

LifeSmart in Elgin, IL, provides residential long-term care insurance services, helping individuals plan for future care needs in their homes. The agency also offers commercial coverage options for businesses seeking to protect employees or partners with long-term care benefits. Clients throughout the Elgin area receive dedicated assistance in understanding policy features and comparing plans. The agent typically follows up to adjust coverage as health or financial situations evolve, maintaining contact between regular service visits to address any new questions or policy changes.

SH
1 Douglas Ave
Secure Health Insurance
Long-Term Care Insurance Agent · Elgin, IL
(224) 603-4630
AI
Clock Tower Plaza, 91, 95 Clock Tower Plaza
Alteza Insurance
Long-Term Care Insurance Agent · Elgin, IL
(847) 742-8522
altezains.com
GI
2205 Point Blvd Ste 200
Gallagher Insurance, Risk Management & Consulting
Long-Term Care Insurance Agent · Elgin, IL
(847) 741-1000
assuredpartners.com/Elgin
JM
632 Forest Ave
JT Medicare Solutions
Long-Term Care Insurance Agent · Elgin, IL
(800) 227-1012
jtmedicaresolutions.com
JI
1275 Davis Rd Suite 225
JC Insurance Agency Inc
Long-Term Care Insurance Agent · Elgin, IL
(224) 856-5542
jcinsagency.com
NM
2175 Point Blvd Ste 260
Northwestern Mutual
Long-Term Care Insurance Agent · Elgin, IL
(815) 459-7493
northwesternmutual.com/financial-professionals
LS
790 Fletcher Dr STE 108
LifeSmart Senior Services
Long-Term Care Insurance Agent · Elgin, IL
(844) 543-3762
lifesmartseniorservices.com
MS
2466 Hayloft Ln
Medicare Solutions by Design
Long-Term Care Insurance Agent · Elgin, IL
(847) 721-9509
medicaresolutionsbydesign.com
DI
1275 Davis Rd Suite 115
DDG Insurance
Long-Term Care Insurance Agent · Elgin, IL
(888) 786-6906
ddginsurance.com

What Does a a Long-Term Care Insurance Agent in Elgin Cost?

Long-term care insurance premiums in Illinois vary by age, health, and coverage level. For a 55-year-old, a policy with a 3-year benefit period and 3% inflation protection may cost between $1,500 and $3,000 per year. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.

About long-term care insurance agents in Elgin

Long-term care insurance agents in Elgin, Illinois help residents understand policy options for covering nursing home, assisted living, and home care costs. Illinois offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid out. Agents in Elgin can explain how this program interacts with Medicaid eligibility requirements.

Frequently Asked Questions

What does a long-term care insurance agent in Elgin do?

An agent helps you compare policies from multiple insurers, explains benefit triggers, and advises on coverage amounts. They also clarify how Illinois law affects policy terms and Medicaid planning.

What is the Illinois Partnership for Long-Term Care?

It is a state program that lets you keep assets equal to the long-term care benefits your policy pays. Agents can show you which policies qualify for this asset protection.

How do Illinois time limits affect long-term care insurance claims?

Illinois requires insurers to pay claims within 30 days of receiving proof of loss. If a claim is denied, you have 60 days to appeal. An agent can help you understand these deadlines.

Long-Term Care Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.