The top-rated long-term care insurance agent in Evanston, Illinois is John Roman - State Farm Insurance Agent, rated 4.9 stars across 219 reviews. Other highly rated options include John Tyler Carlson - State Farm Insurance Agent, Jim Lee - State Farm Insurance Agent, Pachis & Associates. This directory lists 19 long-term care insurance agents serving Evanston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Roman - State Farm Insurance Agent | 1800 Central St | (847) 869-0677 |
| 2 | John Tyler Carlson - State Farm Insurance Agent | 829 Main St | (847) 869-2336 |
| 3 | Jim Lee - State Farm Insurance Agent | 721 Dodge Ave | (847) 328-4630 |
| 4 | Pachis & Associates | 1123 Emerson St Ste 203B | (312) 741-3132 |
| 5 | Chris Bailey Agency - Farmers Insurance | 1131 Emerson St | (224) 307-2884 |
| 6 | Stephan Erdelyi - State Farm Insurance Agent | 2521 Gross Point Rd Ste 1 | (847) 448-1085 |
| 7 | Anthony Shoemaker: Allstate Insurance | 909 Foster St | (847) 328-8900 |
| 8 | Pachis Agency LLC American Family Insurance | 1123 Emerson St # 203 | (847) 905-1905 |
| 9 | Alim Insurance Brokerage | 820 Davis St #215 | (847) 847-2126 |
| 10 | Preferred Insurance Service IL | 740 Main St | (847) 388-6639 |
John Roman - State Farm Insurance Agent serves residents in Evanston, IL and the surrounding Cook County area, specializing in long-term care insurance policies. This agency helps individuals plan for future care needs that are not covered by standard health insurance or Medicare. Policies offered can cover in-home assistance, assisted living, and nursing home care. The agent works with clients to compare coverage options and understand policy features. Specific services handled include helping clients find policies that protect savings from high care costs and assisting with application processes for long-term care coverage.
John Tyler Carlson, a State Farm Insurance Agent in Evanston, IL, provides long-term care insurance to help clients plan for future health needs. This includes guidance on selecting policies that cover home care, assisted living, and nursing facility expenses. Ongoing support is available for policyholders to review coverage as their circumstances change. The agent assists individuals and families in evaluating options for protecting assets while qualifying for eventual care. Services are provided for single-family homes, apartments, retail businesses, and restaurants seeking coverage for their proprietors or employees.
Jim Lee, a State Farm Insurance Agent in Evanston, Illinois, serves local homeowners and families seeking to plan for future care needs. As a long-term care insurance agent, this agency assists clients in understanding coverage options that can help protect assets while providing financial support for extended personal or medical care. The typical consultation helps individuals evaluate their specific health and retirement circumstances. In addition to serving Evanston, this agent also covers the neighboring community of Skokie and other parts of the North Shore metro area.
Serving Evanston, Illinois, and the surrounding North Shore communities, Pachis & Associates handles long-term care insurance planning. The company offers expert guidance on policies that help preserve assets and manage the costs of extended care, including nursing home services, assisted living, and in-home support. A dedicated agent assesses each client’s financial situation and family history to identify appropriate coverage options. To complete a typical job, it compares quotes from multiple carriers and then presents a clear summary with cost and benefit details for client consideration.
At Chris Bailey Agency - Farmers Insurance in Evanston, IL, between standalone long-term care policies and hybrid life insurance options with a long-term care rider, clients choose either a onetime premium payment or recurring monthly payments. Coverage typically reimburses for home health aides, assisted living, or nursing facility stays once daily or monthly benefit limits are met. Service appointments for policy reviews or new applications are available on a scheduled basis, typically arranged by appointment to ensure thorough consultation.
Stephan Erdelyi - State Farm Insurance Agent in Evanston, IL, specializes in long-term care insurance to help clients plan for future health and personal care needs. Its general service work includes assisting individuals with understanding policy options, coordinating coverages, and integrating these plans into broader financial strategies. The agency helps local residents navigate the complexities of funding extended care while preserving assets. It is particularly useful during retirement planning discussions or for those facing an approaching need for home or facility-based care.
As Evanston residents consider how to fund the rising costs of assisted living or home care, Anthony Shoemaker: Allstate Insurance helps local clients evaluate long-term care insurance policies that can protect retirement savings. The agency advises on coverage options suited to different budgets and health considerations, emphasizing the financial risks of extended care needs. An initial assessment of each client’s personal situation and financial goals begins the process, with a focus on matching policy features to individual circumstances.
Pachis Agency LLC American Family Insurance provides long-term care insurance guidance to clients in the Evanston, IL area. This agency helps individuals plan for future care needs, including coverage for nursing homes, assisted living, and home care. As a specialist, it also offers additional policies that help manage the costs of extended health support. The agency can serve commercial sectors such as local offices, warehouses, and food service establishments with their insurance needs.
Alim Insurance Brokerage serves clients in Evanston, Illinois, focusing on long-term care insurance arrangements for residential needs. The agency also handles commercial coverage options for businesses and professionals within the greater Chicago area. Their work involves helping individuals plan for future care expenses through policy selection and enrollment. After an initial consultation and policy setup, the agency remains available for follow-up service or policy reviews between regular client visits.
Preferred Insurance Service IL, based in Evanston, offers guidance to individuals seeking financial protection through long-term care insurance. The agency assists local clients in Illinois with understanding policy options that help cover future custodial or home-based care costs as they age. As a specialized agent, the company supports residents in evaluating various coverage plans according to their personal needs and budget. For clients already holding policies, this firm can provide periodic policy review services to adjust coverage as personal circumstances or care requirements shift over time.
What Does a a Long-Term Care Insurance Agent in Evanston Cost?
Long-term care insurance agent services in Illinois typically do not charge you a fee; they earn commissions from the insurance company. Policy premiums vary widely based on age health and coverage level. A 55-year-old might pay between 1500 and 3000 dollars per year for a good policy while a 65-year-old may pay 2500 to 5000 dollars annually. This is general information not insurance advice.
About long-term care insurance agents in Evanston
Long-term care insurance agents in Evanston help residents plan for future care needs including nursing home stays and home health aides. Illinois law offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid out. An agent can explain how this program works with your existing coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Evanston do?
An agent helps you compare policies from different carriers and understand coverage options. They also assist with filing claims and explaining benefit triggers like needing help with daily activities.
How does the Illinois Partnership Program affect my policy?
This program lets you keep assets equal to the amount your policy pays in benefits. For example if your policy pays 200000 dollars you can protect that much from Medicaid estate recovery. An agent can tell you if a Partnership-qualified policy is right for you.
Are there time limits for filing a long-term care claim in Illinois?
Illinois law does not set a specific claim deadline but most policies require you to notify the insurer within 30 days of starting care. You must submit proof of loss within 90 days. An agent can help you meet these deadlines.
Long-Term Care Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign