The top-rated long-term care insurance agent in Huntley, Illinois is Chad Radtke - State Farm Insurance Agent, rated 4.9 stars across 726 reviews. Other highly rated options include Sam Marshall - State Farm Insurance Agent, LaCaria & Associates, INC. American Family Insurance, Madigan Insurance Group. This directory lists 15 long-term care insurance agents serving Huntley.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Radtke - State Farm Insurance Agent | 12396 Princeton Dr | (833) 480-0200 |
| 2 | Sam Marshall - State Farm Insurance Agent | 10773 IL-47 | (847) 659-1800 |
| 3 | LaCaria & Associates, INC. American Family Insurance | 11608 Dean St # 101 | (847) 669-1121 |
| 4 | Madigan Insurance Group | 12545 Farm Hill Dr #200 | (847) 457-1802 |
| 5 | Phil Almeraz - COUNTRY Financial Representative | 11381 Allison Ct | (847) 669-4000 |
| 6 | Farmers Insurance - Lynne Iverson | 12555 Farm Hill Dr Ste 900n | (847) 659-1100 |
| 7 | VitalCover Insurance LLC | 12288 Princeton Dr | (847) 752-4288 |
| 8 | CondoRisk Insurance Specialist | 10771 IL-47 | (224) 858-7777 |
| 9 | John Roe - COUNTRY Financial Representative | 11603 IL-47 Ste A | (815) 455-7080 |
| 10 | J L Jones Insurance & Retirement | 11503 Main St | (847) 669-1600 |
Chad Radtke - State Farm Insurance Agent serves the Huntley, Illinois area, including McHenry and Kane counties, providing guidance on long-term care insurance policies. The agency helps individuals explore coverage options that assist with services not typically covered by standard health insurance or Medicare. Clients can receive support in comparing plans that address home care, assisted living, or nursing facility expenses. The office handles policy adjustments and claims assistance for these selected long-term care benefits.
Sam Marshall - State Farm Insurance Agent in Huntley, IL provides a range of long-term care insurance services, including policy reviews and assistance with claims management. It offers ongoing service plans to help clients adjust coverage as their needs evolve. The agency serves individuals and families seeking financial protection for future care needs, typically supporting clients who own single-family homes, apartments, retail businesses, and restaurants.
Serving homeowners and business owners in Huntley, Illinois, LaCaria & Associates, INC. American Family Insurance provides long-term care insurance options. These policies are designed to help cover the costs of assisted living, nursing home care, or in-home support services. The agency works with individuals to understand how different plans address future care needs, which can be particularly important for families planning retirement finances. Their services extend to residents in nearby Lake in the Hills and the greater McHenry County area.
The difference between one-time and recurring service options distinguishes how Madigan Insurance Group, a long-term care insurance agent in Huntley, IL, approaches client needs. A one-time consultation evaluates current policies and future risks, whereas a recurring relationship involves regular plan reviews and adjustments as health or financial situations change. Coverage typically addresses expenses for nursing homes, assisted living, and home-based care. This agent’s service runs on both a one-time and as-needed basis, allowing clients to request help only when specific advice or a policy update is required.
Phil Almeraz - COUNTRY Financial Representative provides guidance on long-term care insurance options for Huntley residents. The agency helps individuals assess coverage that addresses potential future care needs, including partnership-qualified policies that may protect assets. It also assists with planning for the costs of extended care at home, in assisted living, or in nursing facilities. As winter approaches, many families seek advice on how new long-term care policies can help manage expenses tied to recovery from seasonal injuries or illnesses.
Serving Huntley, Illinois, and the surrounding communities, Farmers Insurance – Lynne Iverson handles long-term care insurance needs for local residents. The company focuses on policies that help cover the cost of extended care services, such as home health aides or assisted living. It works with clients to explain basic coverage options and plan for potential future care expenses without using high-pressure sales tactics. To handle a typical job, the agent reviews a client’s current financial situation and personal health factors to discuss suitable coverage that addresses individual preferences for care.
VitalCover Insurance LLC operates as a long-term care insurance agency in Huntley, IL, helping clients plan for future assistance with daily activities such as bathing or eating. The company specializes in tailoring policies to cover home care, assisted living, and nursing facility expenses. It serves individuals within local commercial sectors, including offices, warehouses, and food service facilities, offering guidance on coverage options to protect savings from escalating care costs.
With winter approaching in Huntley, many seniors review their financial preparations for potential long-term care needs. CondoRisk Insurance Specialist provides guidance on long-term care insurance policies, helping clients understand coverage options that protect against the costs of assisted living or home health services. The company works with individuals to match plans with their health circumstances and budget. An initial consultation typically involves a review of current assets and a discussion of personal care preferences for the future.
John Roe - COUNTRY Financial Representative, based in Huntley, IL, is known for helping individuals plan for the financial challenges of extended care needs. The agency assists clients in exploring long-term care insurance options that can protect personal savings while covering services like in-home support or assisted living. Careful policy reviews ensure coverage aligns with local care costs and individual retirement goals. A specialty service it can add on is a complimentary needs assessment to determine appropriate benefit levels for future care expenses.
J L Jones Insurance & Retirement serves clients in Huntley, IL, assisting residents with long-term care insurance coverage to protect future financial security. The agency works with individuals and families planning for care needs. It also supports small businesses in the area seeking coverage solutions for their employees. Coverage options aim to address potential extended care expenses. Clients frequently return for periodic policy reviews or updates between regular visits, ensuring their plans remain aligned with changing health and financial circumstances.
What Does a a Long-Term Care Insurance Agent in Huntley Cost?
Long-term care insurance premiums in Illinois vary widely based on age, health, and coverage level. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. For a 65-year-old, costs may range from $2,500 to $5,000 annually. These are estimates and your actual cost will depend on your specific situation. This is general information, not insurance advice.
About long-term care insurance agents in Huntley
A long-term care insurance agent in Huntley, Illinois can help you understand policy options for nursing home, home care, and assisted living. Illinois offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you get coverage that fits your budget and health needs.
Frequently Asked Questions
What does a long-term care insurance agent in Huntley do?
An agent helps you compare policies from different insurers, explains coverage details, and assists with the application process. They can also advise on state-specific programs like the Illinois Partnership for Long-Term Care.
How do Illinois long-term care insurance laws affect my policy?
Illinois requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period where you can cancel a policy for a full refund.
What is the Illinois Partnership for Long-Term Care program?
This program allows you to buy a qualified policy that protects a dollar-for-dollar amount of your assets from Medicaid recovery. It helps Huntley residents keep more savings if they later need Medicaid.
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