The top-rated long-term care insurance agent in Mt Prospect, Illinois is Jordan Barajas - State Farm Insurance Agent, rated 5.0 stars across 970 reviews. Other highly rated options include Joe Taylor - State Farm Insurance Agent, Held Insurance Agency, Farmers Insurance - Chad Rebecca. This directory lists 18 long-term care insurance agents serving Mt Prospect.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jordan Barajas - State Farm Insurance Agent | 1734 E Kensington Rd | (847) 635-6600 |
| 2 | Joe Taylor - State Farm Insurance Agent | 601 W Golf Rd Ste 102 | (847) 718-0700 |
| 3 | Held Insurance Agency | 200 E Evergreen Ave # 105 | (847) 264-4644 |
| 4 | Farmers Insurance - Chad Rebecca | 800 Central Rd #132 | (847) 971-3421 |
| 5 | Frank Randazzo American Family Insurance | 401 E Prospect Ave #104 | (847) 394-4075 |
| 6 | Magnum Insurance Agency | 1720 Algonquin Rd | (847) 879-7115 |
| 7 | Casandra Nawrocki - State Farm Insurance Agent | 350 W Kensington Rd STE 106 | (847) 637-8999 |
| 8 | Farmers Insurance - Joe DAngelo | 411 E Business Center Dr Ste 113A | (847) 590-0924 |
| 9 | Insure Direct Ltd | 834 E Rand Rd Unit 8 | (847) 632-1830 |
| 10 | TW Insurance Agency, Inc.: Allstate Insurance | 2037 E Euclid Ave | (847) 296-1444 |
Jordan Barajas - State Farm Insurance Agent serves the Mt Prospect, Illinois area, offering long-term care insurance agent services to local residents. The agency helps individuals and families plan for future health and daily living costs that regular health insurance may not cover. It focuses on policies that protect assets and provide care options at home or in facilities. This office assists clients with comparing plan features and understanding the application requirements.
Joe Taylor - State Farm Insurance Agent in Mt Prospect, IL provides long-term care insurance services, including policy selection guidance and initial plan setup. Service plans focus on routine policy reviews to adjust coverage as client needs evolve. The agent also assists with claims support and benefit explanations. These services are available for single-family homes, apartments, retail businesses, and restaurants.
Homeowners and families in Mt Prospect, IL seeking to protect their savings from the high costs of future care often work with Held Insurance Agency. This agency specializes in helping clients evaluate and secure long-term care insurance policies that cover assisted living, nursing home, or home health aide services. Their guidance focuses on understanding policy benefits and coverage options tied to individual needs. Additionally, Held Insurance Agency serves clients in nearby communities throughout Cook County, including the Arlington Heights and Des Plaines areas.
Farmers Insurance - Chad Rebecca serves Mt Prospect, Illinois, and the surrounding communities in the greater Chicago area with long-term care insurance policies. It handles individual coverage options designed to help clients plan for future personal care needs while protecting their savings. The agency typically begins each job by assessing a client’s current health situation and financial goals, then presents suitable plan features that offer flexibility for various future care settings.
At Frank Randazzo American Family Insurance in Mt Prospect, IL, clients choose between one-time consultations for policy evaluation and recurring service options for ongoing portfolio adjustments. Coverage consultations explain long-term care insurance as a means to address future assisted living or in-home care costs, helping protect personal savings from medical expenses. The agency adapts recommendations to fit individual financial strategies and health considerations common among local residents. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s preference and the complexity of their insurance needs.
As area seniors consider their health care options for the coming winter, need for coverage against rising long-term care costs becomes critical. Magnum Insurance Agency, based in Mt Prospect, Illinois, provides local guidance on Long-Term Care Insurance policies. The agency helps clients understand how these plans protect savings from the financial impact of assisted living or home health services. An initial consultation typically involves a personal review of your current assets and potential future care needs.
Casandra Nawrocki - State Farm Insurance Agent in Mt. Prospect, IL, specializes as a long-term care insurance agent, helping clients plan for future personal care needs at home or in a facility. In addition to this niche, it offers general insurance services to protect assets and manage everyday risks. The agency assists individuals with navigating policies that cover extended care costs not handled by standard health plans. As colder weather increases the likelihood of slips and falls for older adults, the agency can review coverage options to address potential resulting care requirements.
As winter approaches in Mt Prospect, IL, many local families begin planning for the financial challenges of potential long-term care needs. Farmers Insurance - Joe DAngelo provides guidance on long-term care insurance policies tailored to help residents protect their savings against the high costs of extended medical support. The agency focuses on explaining coverage options that address home care, assisted living, and nursing facility expenses. An initial consultation helps potential clients review their personal circumstances to determine suitable coverage amounts and policy structures for their future planning.
Insure Direct Ltd provides long-term care insurance planning for clients in and around Mt Prospect, IL, specializing in policies that cover extended personal and skilled care needs. As a dedicated agency, it helps individuals prepare for the financial impact of chronic illness or disability over time. Its services are available to office environments, warehouse operations, and food service establishments seeking to offer coverage to their workforce.
TW Insurance Agency, Inc.: Allstate Insurance in Mt Prospect, IL provides long-term care insurance services to area residents, covering policies that help protect assets while addressing future care needs. Commercial coverage is also offered to local businesses seeking protection for themselves or key employees. The agency serves clients throughout Mt Prospect and the surrounding communities. Regular policy reviews and annual check-ins allow the agency to adjust coverage as personal or market conditions change, ensuring continued alignment with clients’ evolving long-term care goals between scheduled visits.
What Does a a Long-Term Care Insurance Agent in Mt Prospect Cost?
Long-term care insurance premiums in Illinois vary by age, health, and policy features. A typical policy for a 55-year-old in good health costs between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs are higher for couples or policies with larger benefit pools. This is general information, not insurance advice.
About long-term care insurance agents in Mt Prospect
A long-term care insurance agent in Mt Prospect, Illinois can help you find a policy that covers nursing home, assisted living, or home care. Illinois offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Working with a local agent ensures you understand state-specific rules and plan options.
Frequently Asked Questions
What does a long-term care insurance agent in Mt Prospect do?
An agent helps you compare policies from different companies to find coverage for care services. They explain benefit amounts, elimination periods, and inflation protection options. In Illinois, agents must be licensed by the state Department of Insurance.
How does the Illinois Partnership for Long-Term Care program work?
This program lets you keep assets equal to the amount your policy pays out. For example, if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars of assets from Medicaid recovery. Only policies with a special endorsement qualify for this program.
Are there age limits for buying long-term care insurance in Illinois?
Most companies offer policies to people between ages 18 and 84, but premiums increase with age. Illinois law requires insurers to offer a 30-day free look period after purchase. Buying in your 50s or 60s typically locks in lower rates.
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