The top-rated long-term care insurance agent in Naperville, Illinois is JL Insurance Inc., rated 5.0 stars across 446 reviews. Other highly rated options include Caspian Insurance & Financial Services, Trunnell Insurance Services LLC, Southwest Insurance Center. This directory lists 19 long-term care insurance agents serving Naperville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JL Insurance Inc. | 2108 W Ferry Rd unit 104 | (630) 778-0545 |
| 2 | Caspian Insurance & Financial Services | 2323 Naperville Rd STE 250 | (331) 226-2200 |
| 3 | Trunnell Insurance Services LLC | 1300 Iroquois Ave #200 | (630) 947-7980 |
| 4 | Southwest Insurance Center | 1776 Legacy Cir Suite Suite 118 | (815) 230-3500 |
| 5 | David Thommes at Comparion Insurance Agency | One Energy Center, 40 Shuman Blvd Suite 295 | (331) 702-7477 |
| 6 | ClearPoint Insurance and Financial Services | 1807 Diehl Rd #105 | (630) 940-5693 |
| 7 | Dylan Hayes at Comparion Insurance Agency | One Energy Center, 40 Shuman Blvd Suite 295 | (331) 702-7473 |
| 8 | Millington Insurance Solutions, LLC | 55 Shuman Blvd #1050 | (630) 922-9909 |
| 9 | Advance Insurance Consultants, Inc. | 1783 S Washington St suite # 101-B | (630) 718-9492 |
| 10 | Advantage Insurance Services, Inc | 1730 Park St STE 218 | (630) 548-4900 |
JL Insurance Inc. serves Naperville, Illinois and the broader DuPage County area as a long-term care insurance agent. The company helps individuals evaluate policy options designed to cover assisted living, nursing home care, and home health services. By assessing each client's financial situation and future health concerns, the agent guides them through the complexities of insurance coverage. JL Insurance Inc. handles standalone long-term care policies and hybrid life insurance plans with long-term care benefits.
Caspian Insurance & Financial Services in Naperville, IL, serves individuals and families who need guidance securing long-term care coverage to protect their savings from the high costs of extended support services. The agency helps clients evaluate policy options, compare benefit structures, and choose plans that align with personal health and financial goals. It also extends its long-term care insurance agent services to neighboring communities in the western Chicago suburbs, including Aurora.
Trunnell Insurance Services LLC, a long-term care insurance agent located in Naperville, Illinois, helps clients understand and select long-term care policies tailored to their future needs. Services include policy enrollment, plan comparisons, and ongoing support for claims assistance. Regular maintenance plans involve annual policy reviews to assess coverage against changing health care costs and personal circumstances. The company extends its guidance to both individuals and families living in local single-family homes, apartments, retail spaces, and restaurants.
As Naperville residents face the rising costs of extended healthcare, many look for ways to protect assets and ensure future care options. Southwest Insurance Center serves this local community by offering guidance on long-term care insurance policies. The agency helps individuals evaluate coverage plans suited to their personal finances and health goals. A typical process begins with a complimentary initial-assessment meeting to review current health needs and policy options, setting the foundation for a tailored long-term care strategy.
David Thommes at Comparion Insurance Agency serves Naperville, Illinois and the surrounding communities in the western suburbs of the Chicago area. This agency handles the full range of long-term care insurance policies, covering needs like home care, assisted living, and nursing facility stays for local residents approaching retirement or with chronic conditions. For guidance, the typical job begins with a personalized consultation to review individual financial situations, health timelines, and family history before presenting tailored plan options that match each customer’s expected future care needs.
ClearPoint Insurance and Financial Services specializes in helping individuals secure long-term care insurance policies. The company guides clients through selecting coverage that addresses future care needs, including in-home assistance or nursing facility stays. Serving residents of Naperville and the surrounding area, the firm explains the various policy options available to protect assets from the high costs of extended care. It particularly assists those reviewing their retirement plans or approaching enrollment periods to consider how long-term care coverage fits into their overall financial strategy before a health event makes such protection unavailable.
For one-time consultations or long-term scheduled premium reviews, Dylan Hayes at Comparion Insurance Agency in Naperville, IL assists clients in evaluating long-term care insurance coverage options. This involves assessing policy benefits, elimination periods, and daily benefit amounts to match individual needs and future care preferences. As a dedicated insurance agent, this business provides ongoing policy updates and claims support when required. Their local service operates on both a one-time and as-needed basis, depending on the specific requirements of the policyholder.
As Naperville families begin planning for future health needs, Millington Insurance Solutions, LLC helps individuals explore long-term care insurance options that can protect savings from rising care costs. The company guides clients through policy features, benefit periods, and inflation protection in straightforward appointments. Each consultation focuses on matching coverage to local care preferences and financial circumstances. A new client typically begins with a complimentary initial assessment of current health assets and long-term goals.
Advance Insurance Consultants, Inc. provides long-term care insurance guidance to individuals and families in the Naperville, Illinois area. The company specializes in helping clients understand policy options for covering extended care needs, including services from home health aides and assisted living facilities. Such policies can address the financial risk associated with chronic illness or disability. Their services extend to various commercial sectors that may seek coverage for key personnel, including offices, warehouses, and food service operations.
What Does a a Long-Term Care Insurance Agent in Naperville Cost?
Long-term care insurance premiums in Illinois vary by age health and coverage level. For a 55 year old a policy with a 150 dollar daily benefit and 3 year term may cost between 1500 and 3000 dollars per year. Costs increase with age and added benefits like inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Naperville
Long-term care insurance agents in Naperville Illinois help residents plan for future care costs. Illinois offers a partnership program that allows policyholders to protect assets equal to the benefits paid. Agents guide you through options that comply with Illinois state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Naperville do?
An agent helps you compare policies from different carriers and explains coverage details. They assess your health history and financial situation to find suitable plans. Agents also clarify Illinois specific rules like the 30 day free look period.
Does Illinois have special rules for long-term care insurance?
Yes Illinois requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a partnership program that coordinates with Medicaid. Policies must include a 30 day free look period for cancellation.
How do I choose a long-term care insurance agent in Naperville?
Look for an agent licensed in Illinois with experience in long-term care products. Ask about their knowledge of the Illinois partnership program. Check their reputation with the Illinois Department of Insurance.
Long-Term Care Insurance Agents in Other Illinois Cities
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