The top-rated long-term care insurance agent in Peoria, Illinois is KJ Liberty Insurance Solutions, rated 5.0 stars across 125 reviews. Other highly rated options include Joey Olson - COUNTRY Financial Representative, Blue Peak Insurance Agency, Preston Insurance Agency Illinois LLC, Division of Ansay & Associates. This directory lists 17 long-term care insurance agents serving Peoria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | KJ Liberty Insurance Solutions | 809 W Detweiller Dr | (309) 713-5344 |
| 2 | Joey Olson - COUNTRY Financial Representative | 4726 N Sterling Ave | (309) 689-3407 |
| 3 | Blue Peak Insurance Agency | 1717 W Candletree Dr Suite D | (309) 648-7355 |
| 4 | Preston Insurance Agency Illinois LLC, Division of Ansay & Associates | 2000 W Pioneer Pkwy Suite 24 | (309) 688-0644 |
| 5 | Ledbetter Insurance | 308 N Western Ave | (309) 673-5544 |
| 6 | The Carlson Agency - COUNTRY Financial | 4726 N Sterling Ave | (309) 621-7586 |
| 7 | 309 Insurance Solutions | 7800 N Pioneer Ct | (309) 388-2224 |
| 8 | Fortner Insurance Agency, Inc. | 3304 N Prospect Rd | (309) 682-0519 |
| 9 | Illinois Mutual Life Insurance Company | 300 SW Adams St | (800) 437-7355 |
| 10 | Dempster Insurance Agency, LLC | 3510 W Willow Knolls Dr #101 | (309) 682-2400 |
KJ Liberty Insurance Solutions serves the Peoria, Illinois metro area as a local long-term care insurance agent. The company helps residents evaluate and secure coverage designed to protect assets against the high cost of extended care. It guides clients through policy options that may cover care at home, in assisted living facilities, or in nursing homes. This agent assists with comparing benefit periods and daily coverage amounts from various carriers. KJ Liberty Insurance Solutions specifically handles individual long-term care insurance policies and hybrid life insurance policies with long-term care riders.
Joey Olson - COUNTRY Financial Representative offers long-term care insurance planning for individuals and families in Peoria, Illinois. This agency helps clients understand policy options that cover expenses related to extended care needs, whether at home, in assisted living, or in a nursing facility. Services include reviewing coverage needs and explaining benefit structures. Ongoing support is available for policy adjustments and claims assistance as circumstances change. The agency serves homeowners, single-family residences, apartment dwellers, retail business owners, and restaurants in the local area.
Serving Peoria homeowners and families, Blue Peak Insurance Agency provides long-term care insurance policies to help clients prepare for future health needs. The agent assists residents in understanding coverage options for home-based care, assisted living, and nursing facility services in the local area. Policies are designed to protect savings against the high costs of extended care. This agency also serves individuals in nearby East Peoria, helping them secure beneficial long-term coverage for their retirement planning.
Serving Peoria, Illinois, and the surrounding central Illinois communities, Preston Insurance Agency Illinois LLC, Division of Ansay & Associates, specializes exclusively as a long-term care insurance agent. The firm assists clients in understanding policies that help cover the costs of extended home health care, assisted living, or nursing facility stays. In handling a typical case, the agency begins with a thorough needs assessment, then compares available policy options to find appropriate coverage that fits the individual’s financial and health situation.
Ledbetter Insurance specializes in guiding clients through the complexities of long-term care coverage in Peoria, Illinois. As a dedicated agent in this field, the company helps individuals assess their potential future needs for assisted living, nursing home, or home health care services. It works with area residents to compare policy options designed to protect savings from the high cost of extended care. The agency also assists families during the open enrollment period, when many people review and adjust their coverage plans for the upcoming calendar year.
The Carlson Agency in Peoria, IL assists clients in distinguishing between one-time long-term care policy reviews and recurring service options for ongoing coverage adjustments. Their work focuses on matching individuals with plans that help cover the costs of assisted living or nursing home care. This agency typically serves clients on an as-needed basis, responding to requests for policy analysis or new plan inquiries whenever circumstances change.
309 Insurance Solutions assists individuals in Peoria, Illinois with planning for future long-term healthcare needs. The company specializes in long-term care insurance, which provides coverage for services not typically paid by standard health insurance or Medicare. Clients can explore policies that help cover expenses for in-home care, assisted living, or nursing facility stays. This agent serves the local community by advising on reducing potential financial strains from extended health events. Policies can be tailored for various commercial sectors including offices, warehouses, and food service establishments.
Fortner Insurance Agency, Inc. serves the Peoria, Illinois area as a resource for long-term care insurance. They assist local residents in evaluating policies that cover care in various settings, including homes, assisted living facilities, and nursing homes. Their work emphasizes clarifying benefit triggers and coverage limits so clients can plan for future needs. In addition to individual coverage discussions, they address how a policy integrates with other retirement assets. Between annual reviews or claims assistance, they remain available for scheduled follow-up visits or to answer new questions as clients’ circumstances evolve.
As central Illinois families prepare for the costs of aging, often prompted by a recent health scare or a retiree’s milestone birthday, Illinois Mutual Life Insurance Company in Peoria addresses this concern directly. They specialize in connecting local seniors with long-term care insurance policies that cover home health aides or assisted living. An initial consultation typically reviews the applicant’s medical history and current coverage gaps to recommend a suitable benefit plan. A first step involves scheduling a free, no-obligation assessment of a household’s potential future care needs.
Dempster Insurance Agency, LLC in Peoria, IL is recognized for guiding families through long-term care insurance options. The agency focuses on policies that help cover expenses associated with assisted living, home health aides, and nursing home stays not paid for by standard health insurance. Services include explaining policy features, comparing coverage levels, and assisting with benefit eligibility questions. For clients seeking broader financial protection, the company also provides guidance on pairing long-term care coverage with other insurance plans.
What Does a a Long-Term Care Insurance Agent in Peoria Cost?
In Illinois, long-term care insurance premiums vary based on age, health, and benefit amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About long-term care insurance agents in Peoria
Long-term care insurance agents in Peoria, Illinois help residents plan for future care needs. Illinois offers a Partnership program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these policies work with Illinois state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Peoria do?
A long-term care insurance agent in Peoria helps you compare policies from different carriers. They explain coverage options, benefit periods, and inflation protection. They also guide you on how Illinois Partnership policies can help preserve assets.
Does Illinois have special rules for long-term care insurance?
Yes, Illinois requires insurers to offer inflation protection and nonforfeiture benefits. The Illinois Long-Term Care Partnership Program allows policyholders to keep assets equal to the benefits paid out. Agents must be licensed and follow state consumer protection laws.
How do I choose a long-term care insurance agent in Peoria?
Look for an agent who is licensed in Illinois and has experience with long-term care policies. Ask about their familiarity with the Illinois Partnership program. Check their reputation with the Illinois Department of Insurance.
Long-Term Care Insurance Agents in Other Illinois Cities
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