The top-rated long-term care insurance agent in Springfield, Illinois is Bailey Family Insurance, rated 5.0 stars across 1,026 reviews. Other highly rated options include Mark Cortesi - State Farm Insurance Agent, Gruening Health & Wealth, Laure Feld: Allstate Insurance. This directory lists 20 long-term care insurance agents serving Springfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bailey Family Insurance | 957 Clocktower Dr | (217) 441-2342 |
| 2 | Mark Cortesi - State Farm Insurance Agent | 924 Clocktower Dr ste a | (217) 787-1727 |
| 3 | Gruening Health & Wealth | 1124 Centre W Dr | (217) 970-2214 |
| 4 | Laure Feld: Allstate Insurance | 2425 W Iles Ave Ste 103 | (217) 698-0600 |
| 5 | Acceptance Insurance | 2747 S 6th St | (217) 529-2000 |
| 6 | Blue Oak Insurance Agency | 2205 Wabash Ave Suite 270 | (217) 441-2020 |
| 7 | ALF Insurance | 127 N Grand Ave E | (217) 525-5255 |
| 8 | Insurance Partners, Inc | 901 S Spring St | (217) 544-8644 |
| 9 | TROXELL | 214 S Grand Ave W | (217) 528-7533 |
| 10 | Goodenow Insurance Agency | 719 N Grand Ave E | (217) 523-5443 |
Bailey Family Insurance serves the Springfield, IL metro area, providing guidance on long-term care insurance. The agency helps local clients navigate policies that cover assisted living, home health aides, and nursing home care. Long-term care plans offered can protect retirement savings against future care costs older residents may face. The firm focuses on matching policy benefits to individual health plans and budgets in the community. Client consultations address coverage for both facility-based care and in-home support services.
Mark Cortesi - State Farm Insurance Agent in Springfield, Illinois, serves homeowners and families seeking to plan for their future care needs. The agency provides guidance on long-term care insurance policies designed to help protect savings and cover costs associated with extended support services. Agents explain policy options clearly, helping clients find coverage that aligns with their financial strategies and personal circumstances. This coverage can be vital for those preparing for potential health changes later in life. The agency also assists residents in nearby Chatham with their insurance considerations.
Gruening Health & Wealth provides a range of long-term care insurance services in the Springfield, IL area, including initial policy consultations and ongoing coverage reviews. It helps clients select plans that address future care needs while protecting personal assets. The company also offers routine policy maintenance and support for claims navigation. Its services cover individual homeowners living in single-family homes, as well as residents of apartments and those operating retail shops and local restaurants.
Laure Feld: Allstate Insurance serves Springfield, Illinois, and the surrounding Sangamon County communities. The agency handles long-term care insurance policies designed to help clients cover future assisted living, nursing home, or in-home care expenses. Typical work includes reviewing individual health histories and financial situations to identify suitable coverage options. The approach focuses on explaining policy features and benefit periods clearly, then comparing different plan structures to match each client’s anticipated care needs and budget.
Acceptance Insurance serves the Springfield, Illinois area as a Long-Term Care Insurance Agent. The firm assists local residents with financial planning for extended health and personal care needs. A key part of this work involves helping families arrange coverage for both nursing home care and in-home assistance. The company focuses on navigating policy options that protect assets and provide for daily support services. Acceptance Insurance handles the application process for home health care and nursing facility long-term coverage plans.
Blue Oak Insurance Agency specializes in matching clients with appropriate long-term care policies in Springfield, IL, to address future personal care needs. It also provides general guidance on navigating coverage options and eligibility requirements for local residents. The agency helps individuals understand how long-term care insurance can protect assets from the high costs of assisted living or home health services. During open enrollment periods, it assists clients in reviewing existing plans for potential adjustments to address changing health conditions or premium fluctuations.
ALF Insurance distinguishes between a one-time consultation that clarifies long-term care insurance options and recurring policy reviews that adapt coverage to changing needs. Their work with Springfield residents centers on structuring coverage to address future care costs while managing premiums. These professionals evaluate potential care scenarios to help clients protect assets and preserve independence. Service operates on a one-time, scheduled, or as-needed basis, allowing clients to choose the level of ongoing support that fits their personal financial planning.
As Springfield’s older residents face the rising costs of extended medical support, planning for future care becomes essential. Insurance Partners, Inc. helps individuals navigate long-term care insurance options designed to preserve savings while securing necessary services. Their agents assess each client’s current health history and financial situation to recommend suitable policy structures. By comparing coverage from multiple carriers, they aim to find balanced solutions for local families. An initial needs assessment begins with a confidential review of your personal circumstances and long-term priorities.
Troxell assists clients in navigating the complexities of financial protection relating to extended care needs. As a long-term care insurance agent in Springfield, Illinois, the company focuses on helping individuals plan for potential future assistance with daily living activities. This specialty area involves policies that cover services like in-home help or skilled nursing facility stays. Troxell serves local commercial sectors needing employee benefits solutions, including offices, warehouses, and food service establishments.
Serving residential clients in Springfield, Goodenow Insurance Agency assists individuals in planning for the financial challenges of extended care. The agency also provides long-term care insurance solutions for commercial clients and coverage throughout the surrounding area. Business hours are maintained for consultations and policy management. After an initial plan is established, the agency offers follow-up services to review coverage needs and ensure policies remain aligned with changing health circumstances between regular visits.
What Does a a Long-Term Care Insurance Agent in Springfield Cost?
Long-term care insurance agent services in Illinois typically do not charge a separate fee because agents earn commissions from insurance companies. Policy premiums vary widely based on age, health, and coverage level. For a 55-year-old in Springfield, a policy might cost between $1,500 and $3,000 per year. Older applicants or those with health issues may pay more. This is general information and not insurance advice.
About long-term care insurance agents in Springfield
Long-term care insurance agents in Springfield Illinois help residents plan for future care costs. These agents can explain how Illinois law affects policy benefits and the Illinois Partnership for Long-Term Care program. Working with a local agent ensures you understand state specific rules and coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Springfield do?
A long-term care insurance agent helps you compare policies from different companies. They explain benefit triggers, elimination periods, and inflation protection options. In Illinois, agents must be licensed and follow state insurance regulations.
Does Illinois have a partnership program for long-term care insurance?
Yes, Illinois has the Illinois Partnership for Long-Term Care program. This program allows policyholders to protect a portion of their assets if they later need Medicaid. An agent can explain how partnership policies work in Springfield.
How long does it take to get a long-term care insurance policy in Illinois?
The application process usually takes 2 to 6 weeks in Illinois. This includes medical underwriting and policy review. Illinois law gives you a 30-day free look period to cancel the policy for a full refund.
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