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Find Long-Term Care Insurance Agents Near You in St. Charles, IL
Directory of long-term care insurance agents in St. Charles, Illinois. Verify credentials with the state department of insurance before hiring.
18 agents listed
Updated May 2026
St. Charles, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 18 long-term care insurance agents in St. Charles, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bill Nelson - State Farm Insurance Agent
1309 W Main St, St. Charles, IL 60174
(630) 443-5100
billnelsonagency.com
Chris Knapp - State Farm Insurance
1103 W Main St, St. Charles, IL 60174
(630) 584-8500
callchrisknapp.com
Better Choice Insurance Group
300 Cardinal Dr #220, St. Charles, IL 60175
(847) 908-5665
betterchoiceins.com
Jeff Jones - COUNTRY Financial Agent
2N710 S Randall Rd, St. Charles, IL 60174
(630) 492-5293
agents.countryfinancial.com
Rosenberg Insurance & Financial
1121 E Main St Suite 200, St. Charles, IL 60174
(630) 576-0009
rosenberginsfin.com
Hazen Insurance Agency, Inc.
1100 W Main St STE B, St. Charles, IL 60174
(630) 485-5100
hazeninsurance.com
MLD Agency Inc.
333 N Randall Rd Ste 28, St. Charles, IL 60175
(630) 845-8678
mldagencyinc.com
RKM Insurance Services, INC.
100 Illinois St Ste 200A, St. Charles, IL 60174
(630) 796-4422
facebook.com
AMI Group, Inc.
4N701 School Rd, St. Charles, IL 60175
(847) 888-9820
aminsurancegroup.com
Insurance Program Managers Group
225 Smith Rd, St. Charles, IL 60174
(888) 377-5845
ipmg.com
Brian Feltes & Associates, Inc.
2435 Dean St #2d, St. Charles, IL 60175
(630) 762-9090
feltesinsurance.com
Nationwide Insurance: Julien Insurance Agency Inc.
218 State St Ste 2, St. Charles, IL 60174
(630) 845-2740
agency.nationwide.com
Star Insurance CO
345 S 2nd Ave, St. Charles, IL 60174
(309) 270-8015
Bob Effner - COUNTRY Financial Representative
2N710 S Randall Rd, St. Charles, IL 60174
(630) 588-2002
advisors.countryfinancial.com
Rak Agency Inc
6N343 E Ridgewood Dr, St. Charles, IL 60175
(630) 443-8100
rakagencyinc.com
EverSmart Insurance Agency
1121 E Main St #430, St. Charles, IL 60174
(224) 858-6321
eversmartins.com
Debruyne Insurance Agency, Inc.
605 W Main St, St. Charles, IL 60174
(630) 377-7799
debinsinc.com
Illinois State Medical Insurance Services
6N282 Burrside Ln, St. Charles, IL 60175
(630) 513-0052
A long-term care insurance agent in St. Charles, Illinois helps residents plan for future care needs. Illinois offers a Partnership program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these policies work with local care costs and state regulations.
What Does a Long-Term Care Insurance Agent in St. Charles Cost?
In Illinois, long-term care insurance premiums typically range from 1,500 to 4,000 dollars per year for a person in their 50s. For someone in their 60s, costs can be 2,500 to 6,000 dollars annually. Policies with a 90-day elimination period and a 3-year benefit period are common. Actual costs depend on your age, health, and the specific policy features you select. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Illinois Long-Term Care Partnership Program?
The Illinois Long-Term Care Partnership Program allows policyholders to keep assets equal to the amount their policy pays out. This means if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars of assets from Medicaid spend-down requirements. An agent can help you choose a policy that qualifies for this program.
How do I choose a long-term care insurance agent in St. Charles?
Look for an agent who is licensed in Illinois and has experience with long-term care policies. Ask about their knowledge of Illinois-specific rules, such as the 90-day waiting period for benefits and inflation protection requirements. A good agent will explain policy options without pressuring you.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.