The top-rated long-term care insurance agent in Streamwood, Illinois is Rogelio Soto - State Farm Insurance Agent, rated 4.9 stars across 466 reviews. Other highly rated options include State Farm: Kevin Navarro, Daniel Sparks American Family Insurance, Craig Brown - State Farm Insurance Agent. This directory lists 13 long-term care insurance agents serving Streamwood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rogelio Soto - State Farm Insurance Agent | 1056 E Schaumburg Rd | (630) 213-6800 |
| 2 | State Farm: Kevin Navarro | 945 S Bartlett Rd unit b | (630) 372-0011 |
| 3 | Daniel Sparks American Family Insurance | 820 S Bartlett Rd 109 110 | (630) 830-0074 |
| 4 | Craig Brown - State Farm Insurance Agent | 694 S Barrington Rd | (630) 837-8250 |
| 5 | NorthWestern Insurance Agency | 820 S Bartlett Rd #101 | (630) 540-5000 |
| 6 | Nationwide Insurance: Joseph A Karl | 32 W Streamwood Blvd | (630) 540-1931 |
| 7 | Ramos Insurance Agency | 140 Barrington Rd | (630) 504-0071 |
| 8 | Darren Ward - COUNTRY Financial Agent | 527 S Bartlett Rd | (630) 858-9318 |
| 9 | Farmers Insurance - Leticia Duenas | 525 S Bartlett Rd | (630) 394-9944 |
| 10 | Brian Phillips - State Farm Insurance Agent | 106 Barrington Rd | (630) 837-3100 |
Rogelio Soto - State Farm Insurance Agent serves Streamwood and the surrounding Cook County area. The agency specializes in helping individuals plan for long-term care costs during retirement. It focuses on policies that cover home care and assisted living expenses not paid by Medicare. The agent assists clients in reviewing coverage options tailored to their age and health history. The agency handles both life insurance-linked long-term care policies and traditional standalone plans.
As a long-term care insurance agent based in Streamwood, IL, State Farm: Kevin Navarro helps clients plan for future health and daily living needs. Services include policy consultations to explain coverage options for extended care at home or in a facility. Ongoing support involves reviewing existing plans to adjust benefits as circumstances change. The agent serves homeowners in this region and the greater Chicago area, working with individuals in single-family homes and apartments as well as local retail and restaurant businesses.
Daniel Sparks American Family Insurance serves homeowners and individuals in the Streamwood, Illinois area who need long-term care insurance to help cover the costs of assistance with daily living activities. The agency provides access to policies that can protect personal savings from the high expenses of extended care at home or in a facility. Clients can also receive guidance on how such coverage fits within a broader financial plan. The agency additionally covers the surrounding Elgin community.
Serving the Streamwood, Illinois area and surrounding communities, Craig Brown - State Farm Insurance Agent works as a long-term care insurance agent, handling policies designed to help cover the costs of extended care at home, in assisted living, or in a nursing facility. The job involves explaining coverage options, helping clients understand how a plan might fit with other assets. For a typical job, the agent meets with clients to discuss their healthcare goals and then compares available policy features to match individual needs.
As Streamwood seniors plan for potential future care needs, many seek guidance through the complex choices of long-term care coverage. NorthWestern Insurance Agency serves this local community by explaining policy options that help protect assets against the high costs of extended nursing or in-home assistance. They present clear comparisons of plan benefits and premiums so clients can make informed decisions. A comprehensive needs evaluation and policy review always begins the process.
Nationwide Insurance: Joseph A Karl specializes in helping local clients plan for future long-term care needs, offering guidance on policies that cover services like home health aides, assisted living, and nursing home stays. Based in Streamwood, IL, the agency works with individuals and families to explain complex coverage options and compare plans from multiple providers. It helps residents address the seasonal concern of adjusting coverage after a major life change, such as a winter move into a senior community or a springtime retirement.
Ramos Insurance Agency in Streamwood, IL helps clients distinguish between a one-time policy purchase, which provides a fixed pool of long-term care benefits, and recurring service options like annuities or riders that offer ongoing coverage adjustments. This planning addresses the potential need for assistance with daily activities such as bathing or dressing, as well as nursing home or home health care expenses in the region. Their guidance focuses on tailoring coverage to individual retirement budgets and family circumstances. All services operate strictly through as-needed consultations and policy reviews.
Darren Ward - COUNTRY Financial Agent in Streamwood, IL assists individuals and families in planning for future care needs. The agency specializes in long-term care insurance, offering policies designed to help cover expenses related to extended medical or personal care services. This insurance can complement other retirement planning by providing a financial safeguard against the high cost of ongoing assistance. Commercial clients with offices, warehouses, and food service operations are also served, helping them protect business continuity and employee well-being.
Farmers Insurance - Leticia Duenas serves residents in Streamwood, IL, with long-term care insurance policies designed to help cover future personal care needs. Commercial coverage is also available for area business owners seeking similar financial protection for their staff. The agent provides guidance through policy selection and claims support for the local community. Clients often rely on clear follow-up appointments to manage coverage as their health situations evolve between regular annual policy reviews.
Brian Phillips - State Farm Insurance Agent in Streamwood, IL, is known for providing long-term care insurance coverage that helps individuals plan for future personal and health care needs. The agency serves local residents seeking financial protection against the high costs of extended care services. Clients can explore policy options designed to preserve savings and maintain independence over time. As an add-on specialty, the agent also offers assistance with integrating life insurance riders for enhanced long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Streamwood Cost?
Long-term care insurance premiums in Illinois vary based on age, health, benefit amount, and policy features. For a 55-year-old in good health, a policy with a 3-year benefit period and a 90-day elimination period might cost between $1,500 and $3,000 per year. Older applicants or those with health conditions may pay significantly more. This is general information and not insurance advice.
About long-term care insurance agents in Streamwood
Long-term care insurance agents in Streamwood, Illinois help residents plan for future care costs while protecting assets. These agents can explain Illinois-specific options such as the Partnership for Long-Term Care program, which allows policyholders to qualify for Medicaid without spending down all assets. Working with a local agent ensures you understand state regulations and coverage choices available in the Streamwood area.
Frequently Asked Questions
What does a long-term care insurance agent in Streamwood do?
A long-term care insurance agent helps you compare policies from multiple carriers, explains benefit options, and guides you through the application process. They can also advise on Illinois Partnership policies that offer asset protection if you later need Medicaid.
Is long-term care insurance regulated differently in Illinois?
Yes, Illinois has specific laws including a 30-day free look period for new policies and rate stability requirements. Agents must be licensed by the Illinois Department of Insurance and follow state guidelines for policy disclosures.
How do I choose a long-term care insurance agent in Streamwood?
Look for an agent with experience in long-term care coverage and knowledge of Illinois programs. Check that they are licensed in Illinois and ask about their familiarity with the Partnership program and local care costs.
Long-Term Care Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign