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Find Long-Term Care Insurance Agents Near You in Waukegan, IL

Browse long-term care insurance agents serving Waukegan, Illinois. Updated 2026-07-14.

The top-rated long-term care insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 697 reviews. Other highly rated options include Tim Vinson - State Farm Insurance Agent, Maylen Torres - State Farm Insurance Agent, Martinez Insurance Group. This directory lists 20 long-term care insurance agents serving Waukegan.

Showing 20 long-term care insurance agents in Waukegan, ILListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Manuel Torres - State Farm Insurance Agent1520 Washington St(847) 782-1475
2Tim Vinson - State Farm Insurance Agent2730 Grand Ave(847) 263-6996
3Maylen Torres - State Farm Insurance Agent318 S Green Bay Rd(773) 637-2100
4Martinez Insurance Group2243 Belvidere Rd(847) 596-7447
5Seguros Tepeyac | Tepeyac Insurance Agency1820 Washington St(847) 599-8700
6Nauta Insurance Agency Inc2111 Washington St(847) 662-8750
7Magnum Insurance Agency2312 Grand Ave(847) 596-8185
8Northwest Insurance Network328 S Green Bay Rd(847) 263-0600
9Selecto Insurance1906 Grand Ave(847) 625-6400
10Alamo Insurance & Financial Service2744 Grand Ave(847) 239-5481
MT
1520 Washington St
Manuel Torres - State Farm Insurance Agent
Long-Term Care Insurance Agent · Waukegan, IL

Manuel Torres - State Farm Insurance Agent in Waukegan, IL, serves homeowners, families, and individuals planning for future health needs with long-term care insurance guidance. The agency helps clients review policy options that may cover in-home care, assisted living, or nursing facility expenses. Residents seeking to protect assets and maintain care choices can consult the office for personalized coverage evaluations. The agent also assists customers in surrounding Lake County communities, including the neighboring city of North Chicago.

TV
2730 Grand Ave
Tim Vinson - State Farm Insurance Agent
Long-Term Care Insurance Agent · Waukegan, IL

Tim Vinson - State Farm Insurance Agent in Waukegan, IL offers long-term care insurance coverage tailored to help clients manage the financial impact of extended care needs. Services include policy selection assistance and plan reviews to ensure coverage keeps pace with changing health care costs. Simple maintenance options allow for periodic adjustments to benefits and premiums without requiring full reapplication. The agency services single-family homes, apartments, retail establishments, and restaurants throughout the local area.

MT
318 S Green Bay Rd
Maylen Torres - State Farm Insurance Agent
Long-Term Care Insurance Agent · Waukegan, IL

Serving Waukegan, Illinois, and the surrounding Lake County communities, Maylen Torres - State Farm Insurance Agent handles long-term care insurance planning and policy options. The agency assists clients in understanding coverage for nursing home, assisted living, and in-home care expenses. To address each situation, it begins with a thorough assessment of an individual’s financial goals and anticipated future care needs, then presents suitable policy choices that align with the client’s budget and timeline.

MI
2243 Belvidere Rd
Martinez Insurance Group
Long-Term Care Insurance Agent · Waukegan, IL

Martinez Insurance Group specializes in helping clients secure long-term care coverage to protect assets and maintain independence. In Waukegan, IL, it provides comprehensive guidance through the selection of policies that address future health needs and care preferences. The agency works closely with individuals and families to explain benefit options, coverage terms, and the financial implications of planning ahead. It also assists with annual policy reviews to adjust for changes in care costs or personal circumstances. As winter approaches, it helps clients evaluate coverage for increased risks of falls or seasonal health setbacks.

ST
1820 Washington St
Seguros Tepeyac | Tepeyac Insurance Agency
Long-Term Care Insurance Agent · Waukegan, IL

Seguros Tepeyac | Tepeyac Insurance Agency in Waukegan, IL distinguishes between a single-policy purchase for immediate needs and recurring plan reviews to adjust coverage as circumstances change. Their long-term care policies help clients in the region protect assets and manage expenses for extended custodial or nursing care. The agency addresses questions about policy benefits and premium structures during consultations. Service is available on a one-time, scheduled, or as-needed basis depending on each client’s requirement for initial enrollment or periodic reassessments.

NI
2111 Washington St
Nauta Insurance Agency Inc
Long-Term Care Insurance Agent · Waukegan, IL

As Waukegan residents plan for future care needs, often triggered by a family health event, Nauta Insurance Agency Inc provides guidance on long-term care insurance options. The agent reviews coverage for nursing home, assisted living, and home-based services common in Lake County. Each policy discussion centers on the client’s age and financial goals during an initial fact-finding consultation, which leads to a scheduled assessment of current health and coverage gaps.

MI
2312 Grand Ave
Magnum Insurance Agency
Long-Term Care Insurance Agent · Waukegan, IL

Magnum Insurance Agency provides long-term care insurance solutions to residents of Waukegan, Illinois. They also assist local businesses with commercial coverage options tailored to protect their operations throughout the Lake County area. Their agents guide clients through complex policy choices, helping secure financial protection for future care needs. Regular check-ins ensure coverage remains aligned with changing personal circumstances. Follow-up appointments are scheduled between annual policy reviews to address any account adjustments or questions.

NI
328 S Green Bay Rd
Northwest Insurance Network
Long-Term Care Insurance Agent · Waukegan, IL

Northwest Insurance Network helps individuals plan for future care needs by offering long-term care insurance solutions from its office in Waukegan, Illinois. The agency specializes in policies that cover extended home health care, assisted living, and nursing home stays. It works with clients to compare coverage options tailored to personal budgets and health circumstances. The firm also serves commercial clients, including local offices, warehouses, and food service businesses, advising them on group long-term care benefit packages.

SI
1906 Grand Ave
Selecto Insurance
Long-Term Care Insurance Agent · Waukegan, IL
AI
2744 Grand Ave
Alamo Insurance & Financial Service
Long-Term Care Insurance Agent · Waukegan, IL

Alamo Insurance & Financial Service in Waukegan, IL, assists local residents in selecting long-term care insurance policies designed to help cover future personal care needs. The agency's work also extends to providing commercial coverage options for area businesses requiring appropriate risk protection, serving clients throughout the Waukegan region. The agent helps clarify the differences between various policy terms and benefit triggers. Clients often return between regular visits to review their changing circumstances and adjust any existing coverage parameters accordingly.

MT
1428 N Lewis Ave
Manuel Torres - State Farm Insurance Agent
Long-Term Care Insurance Agent · Waukegan, IL
(847) 244-0400
manueltorres2.com
MA
3137 N Lewis Ave
Mike Amin American Family Insurance
Long-Term Care Insurance Agent · Waukegan, IL
(847) 336-5558
amfam.com/agents/illinois/waukegan/Mike-Amin
NI
229 S Green Bay Rd
Need Insurance Plus More Corp
Long-Term Care Insurance Agent · Waukegan, IL
(847) 599-1530
needinsuranceplusmore.com
PW
1400 Sunset Ave Ste 1
Paul W Kaiser & Associates
Long-Term Care Insurance Agent · Waukegan, IL
(847) 623-0300
pwkaiser.com
SS
820 Hickory St
Secure Sure Insurance LLC
Long-Term Care Insurance Agent · Waukegan, IL
(847) 388-6682
BA
912 W Greenwood Ave
Brand And Associates, Inc.: Allstate Insurance
Long-Term Care Insurance Agent · Waukegan, IL
(773) 917-7952
agents.allstate.com/brand-and-associates-inc-waukegan-il.html
CE
601 W Greenwood Ave
Carl E Mellen & Co
Long-Term Care Insurance Agent · Waukegan, IL
(847) 244-3500
carlmellen.com
AI
1908 Grand Ave
Angel Insurance Agency
Long-Term Care Insurance Agent · Waukegan, IL
(224) 480-6759
myangelinsurance.com
SM
2744 Grand Ave Suite C
Senior Medicare Solutions
Long-Term Care Insurance Agent · Waukegan, IL
(847) 672-9111
slmedicaresolutions.com
LW
312 Grand Ave
LR WINDSOR
Long-Term Care Insurance Agent · Waukegan, IL
(312) 630-2597
lrwindsor.com

What Does a a Long-Term Care Insurance Agent in Waukegan Cost?

In Illinois, annual premiums for a 55-year-old can range from 1,500 to 3,000 dollars for a policy with 150,000 dollars in benefits and 3 percent inflation protection. Costs increase with age and for those with health conditions. This is general information and not insurance advice.

About long-term care insurance agents in Waukegan

Long-term care insurance agents in Waukegan help residents plan for future care costs like nursing homes or home health aides. Illinois offers a Partnership program that allows policyholders to protect some assets while qualifying for Medicaid. Local agents can explain how these state-specific rules affect your coverage choices.

Frequently Asked Questions

What is the Illinois Long-Term Care Partnership Program?

It is a state program that lets you keep a portion of your assets equal to what your policy pays out if you later need Medicaid. This helps Waukegan residents avoid spending down all savings before receiving government assistance.

How do I choose a long-term care insurance agent in Waukegan?

Look for an agent licensed in Illinois who has experience with local carriers and the Partnership program. Ask about their familiarity with Lake County regulations and whether they offer policies that cover both facility and home care.

What factors affect long-term care insurance costs in Illinois?

Premiums depend on your age, health, benefit amount, and inflation protection. Illinois law requires policies to include certain consumer protections like a 30-day free look period. An agent can compare quotes from multiple insurers for you.

Long-Term Care Insurance Agents in Other Illinois Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.