The top-rated long-term care insurance agent in Woodridge, Illinois is Jason Herbers: Allstate Insurance, rated 4.9 stars across 1,610 reviews. Other highly rated options include Grape Insurance Agency, Farmers Insurance - Lauren Bierschenk, Don Hankin Insurance. This directory lists 15 long-term care insurance agents serving Woodridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Herbers: Allstate Insurance | 7440 Woodward Ave Ste H | (630) 796-7333 |
| 2 | Grape Insurance Agency | 3540 Seven Bridges Dr Ste. 240 | (833) 472-7346 |
| 3 | Farmers Insurance - Lauren Bierschenk | 3540 Seven Bridges Dr Ste 340 | (630) 333-1860 |
| 4 | Don Hankin Insurance | 6823 Hobson Valley Dr Ste 102 | (630) 988-8989 |
| 5 | Allers Morrison Insurance dba Cardinal Insurance Partners | 3540 Seven Bridges Dr Ste 310 | (630) 969-4200 |
| 6 | Dan Holquist - State Farm Insurance Agent | 2824 75th St | (630) 515-1575 |
| 7 | Bess Mocek - State Farm Insurance Agent | 7544 Janes Ave | (630) 910-7077 |
| 8 | Jeff Whaley Jr - State Farm Insurance Agent | 3038 Hobson Rd Ste 111 | (630) 544-3720 |
| 9 | Vital Insurance Agency, Inc. | 940 S Frontage Rd | (630) 296-9583 |
| 10 | RJM Insurance & Financial Services Inc | 3510 Hobson Rd UNIT 301 | (630) 737-1776 |
Jason Herbers: Allstate Insurance serves the greater Woodridge, Illinois area, specializing in long-term care insurance agent services. The company helps clients plan for future needs by offering coverage designed to protect savings from the high costs of extended care. Policies available through this office address support for daily living activities and care in various settings. The agency handles both individual long-term care policies and consultations to review coverage options for retirement planning.
Grape Insurance Agency serves homeowners and individuals in Woodridge, Illinois who are planning for their future care needs. It provides guidance on long-term care insurance policies to help clients protect their assets. The agency explains coverage options and risk management strategies suitable for aging residents. It advises on potential costs and policy benefits relevant to the local area. Its service area includes neighboring communities like Downers Grove, Lenont, and parts of the mjrtro Chicago region.
Serving Woodridge, IL, and the surrounding Chicagoland communities, Farmers Insurance - Lauren Bierschenk handles long-term care insurance planning for individuals and families. This agency focuses on policies designed to cover assistance with daily living activities that typical health insurance does not cover. Each policy is reviewed to address specific potential future needs based on the client's current financial and health situation. The firm begins by assessing a client's assets and goals, then presents comparative options from multiple carriers to fit their budget and coverage requirements.
Don Hankin Insurance in Woodridge, IL offers clients both one-time consultations to assess immediate needs and recurring service appointments for ongoing policy reviews. Coverage options typically include policies designed to help pay for assisted living, nursing home care, or in-home support services. Understanding these choices requires comparing benefit periods, daily benefit amounts, and inflation protection features. The agent provides guidance on how long-term care insurance integrates with personal savings and other assets. Service runs on a scheduled basis as determined by individual client needs and policy renewal cycles.
Allers Morrison Insurance, operating as Cardinal Insurance Partners in Woodridge, Illinois, provides comprehensive guidance on long-term care insurance policies designed to protect savings and assets as clients age. Its services include policy selection analysis, personalized needs assessments, and assistance navigating plan provisions. Ongoing maintenance support is offered through periodic policy reviews and help with claims coordination. The agency works with a diverse range of clients, including individual homeowners, residents of apartments and condominiums, retail business operators, and restaurant owners seeking coverage for themselves or employees.
Dan Holquist - State Farm Insurance Agent offers long-term care insurance services in Woodridge, Illinois. It helps local residents evaluate coverage options for assisted living, nursing home care, and home health services. The agency also provides general insurance assistance for auto, home, and life policies. As families plan for changing health needs, it commonly assists with reviewing policy options before Medicare open enrollment season begins each fall.
With many Woodridge families planning for future healthcare expenses, Bess Mocek - State Farm Insurance Agent provides guidance on long-term care insurance policies. This local agency helps clients evaluate options for covering extended nursing or home-based assistance. They work with individuals to clarify coverage limits and policy terms. The typical first step with this agent involves an initial assessment meeting to review current health and financial goals.
Jeff Whaley Jr - State Farm Insurance Agent in Woodridge, IL, provides personalized financial protection guidance, emphasizing long-term care insurance to help clients plan for future health needs. The agency assists individuals in understanding policy options that cover extended care services not typically included in standard health plans. Local residents benefit from tailored advice regarding coverage for nursing homes, assisted living, and home-based care. Additionally, the firm offers its expertise to commercial clients operating offices, warehouses, and food service establishments.
Vital Insurance Agency, Inc. serves the Woodridge, IL area with a focus on long-term care insurance for residents. The agency also provides commercial coverage options for local businesses. It helps clients plan for future care needs through individual policies. The agent explains coverage details and can assist with policy selection. Regular follow-up and policy review are offered between scheduled visits to ensure coverage remains appropriate.
What Does a a Long-Term Care Insurance Agent in Woodridge Cost?
Typical costs for long-term care insurance in Illinois vary by age and health. A 55 year old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and 3 year term. Premiums can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Woodridge
Long-term care insurance agents in Woodridge Illinois help residents plan for future care needs. They explain policy features such as inflation protection and benefit triggers. Illinois offers a Partnership program that allows policyholders to protect assets while qualifying for Medicaid.
Frequently Asked Questions
What does a long-term care insurance agent in Woodridge do?
An agent helps you compare policies from different carriers. They review your health and financial situation to recommend suitable coverage. They also explain Illinois specific rules like the 90 day free look period.
How does the Illinois Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid. The agent can explain how a qualified partnership policy works. It helps Illinois residents protect savings while receiving care.
What is the 90 day free look period in Illinois?
Illinois law gives you 90 days to review a new long-term care policy. If you cancel within that time, you get a full refund. An agent can help you understand the policy details before the period ends.
Long-Term Care Insurance Agents in Other Illinois Cities
Addison · Algonquin · Arlington Heights · Aurora · Bartlett · Batavia · Belleville · Berwyn · Bloomington · Bolingbrook · Buffalo Grove · Burbank · Calumet City · Carol Stream · Champaign