The top-rated long-term care insurance agent in Prince Frederick, Maryland is Wayne Shoemaker - State Farm Insurance Agent, rated 4.9 stars across 260 reviews. Other highly rated options include Mike Paxson - State Farm Insurance Agent, Midtown Insurance Group, LLC, An Erie Insurance Agency, Marshall & Associates Insurance Inc. This directory lists 14 long-term care insurance agents serving Prince Frederick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Wayne Shoemaker - State Farm Insurance Agent | 205 Steeple Chase Dr #305 | (410) 535-0434 |
| 2 | Mike Paxson - State Farm Insurance Agent | 140 Main St | (410) 535-4774 |
| 3 | Midtown Insurance Group, LLC, An Erie Insurance Agency | 55 Church St | (410) 449-6500 |
| 4 | Marshall & Associates Insurance Inc | 501 Main St #202 | (410) 586-2381 |
| 5 | OakPoint Insurance | 3695 Hallowing Point Rd Suite 5 | (410) 535-0997 |
| 6 | A & W Insurance Services, Inc. | 710 Solomons Island Rd N | (410) 535-2700 |
| 7 | CoreSafe Insurance LLC | 154 W Dares Beach Rd | (410) 729-6687 |
| 8 | Easy Insurance Service MD | 354 Costley Way | (410) 260-0112 |
| 9 | Bright Hope Insurance Prince Frederick | 205 W Dares Beach Rd | (410) 705-5922 |
| 10 | Nationwide Insurance: R&G Insurance Associates Inc | 15 Church St | (410) 535-2626 |
Wayne Shoemaker - State Farm Insurance Agent serves Prince Frederick, MD, and the surrounding Calvert County area, specializing in long-term care insurance planning. This agent works with clients to assess future care needs and offers policies that help cover the costs of assisted living, nursing home stays, and in-home care services. By structuring coverage for extended care scenarios, the agency helps protect personal assets from the high expenses of chronic illness or disability. The office also assists with policy options for Medicare supplement plans and life insurance with living benefits.
Mike Paxson - State Farm Insurance Agent in Prince Frederick, MD, provides long-term care insurance plans designed to help individuals cover future care needs. Their service approach includes policy reviews and consultation to assist clients in understanding coverage options and maintaining their plans as circumstances change. Ongoing support addresses questions about policy benefits, claims assistance, and premium management. This agent services clients with long-term care planning for single-family homes and apartments.
Homeowners and individuals in Prince Frederick, Maryland, turn to Midtown Insurance Group, LLC, An Erie Insurance Agency for their long-term care insurance needs. This local agency helps clients plan for future care expenses, offering policies that cover services like nursing home stays or in-home assistance. By reviewing each client’s personal financial situation and health history, the agent identifies suitable coverage options to protect assets and provide financial stability. The agency also serves residents throughout Calvert County, including neighboring communities such as Dunkirk and St. Leonard.
Marshall & Associates Insurance Inc in Prince Frederick provides both one-time policy reviews and ongoing service options for long-term care coverage. Their work helps clients evaluate plans that address future personal care needs without requiring immediate commitment to a full policy schedule. These agents assist with navigating coverage details relevant to local assisted living and home health options. Service runs on a one-time, scheduled, or as-needed basis depending upon client preference.
As residents of Prince Frederick begin planning for the possibility of needing extended support, securing coverage for home health aides or nursing facility stays becomes a practical concern. OakPoint Insurance assists individuals in navigating policies that help preserve personal savings against the high cost of such services. The agency reviews client needs to recommend appropriate benefit amounts and elimination periods tailored to local care expenses. A typical first step is a no-obligation consultation to examine current assets and health history.
A & W Insurance Services, Inc. serves Prince Frederick and the surrounding communities in Calvert County. It handles the placement of long-term care insurance policies to help individuals prepare for future care needs. The agency works with clients to assess their financial and personal circumstances. To complete a typical policy, it reviews available coverage options to find a suitable match for each client's situation.
When Maryland’s coastal winter weather increases fall risks in Prince Frederick homes, many families seek dependable asset protection plans, and CoreSafe Insurance LLC addresses that need as a dedicated long-term care insurance agent. This agency helps local residents review coverage options for in-home and facility-based care, ensuring policies match individual health and financial situations. An initial telephone or in-person intake conversation is the first step in developing a personalized long-term care strategy.
Easy Insurance Service MD specializes in long-term care insurance, offering policies that help cover the costs of nursing homes, assisted living, and home care. Located in Prince Frederick, MD, the agency assists clients in Frederick County and the surrounding region with evaluating and selecting individual coverage plans. The agents work to match policies to personal financial and health care needs. This service is particularly helpful for those planning for winter months, when seasonal illnesses often make discussions about future care arrangements more urgent.
Bright Hope Insurance Prince Frederick assists individuals in evaluating their long-term care coverage needs and exploring policy options. The company specializes in adding long-term care benefits to existing health or life insurance plans. This allows clients to build a customized safety net for future care expenses. Serving the Prince Frederick, Maryland area, the agency works with a variety of commercial sectors, including offices, warehouses, and food service operations.
Nationwide Insurance: R&G Insurance Associates Inc serves residents of Prince Frederick, MD, with long-term care insurance agent services. The agency offers coverage for individuals planning for future care needs, helping clients protect assets and access quality care options. Commercial long-term care policies are also available for businesses in the surrounding area. The company guides clients through plan selection and ongoing policy management, providing follow-up service between regular visits to review coverage as needs evolve.
What Does a a Long-Term Care Insurance Agent in Prince Frederick Cost?
Long-term care insurance premiums in Maryland vary based on age, health, and coverage level. For a 55-year-old, a policy with a $165 daily benefit and 3-year term may cost between $1,200 and $2,500 per year. Costs increase with age and optional inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Prince Frederick
Long-term care insurance agents in Prince Frederick, Maryland help residents plan for future care needs. Maryland offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents guide clients through options for home care, assisted living, and nursing facility coverage.
Frequently Asked Questions
What is the Maryland Long-Term Care Partnership Program?
The Maryland Long-Term Care Partnership Program lets policyholders keep a portion of their assets equal to the benefits paid by their policy if they later need Medicaid. This program is available through qualified private insurance policies sold by licensed agents in Prince Frederick.
How do I choose a long-term care insurance agent in Prince Frederick?
Look for an agent licensed in Maryland with experience in long-term care policies. Ask about their knowledge of the state partnership program and whether they represent multiple insurance companies to offer a range of options.
Are there tax incentives for long-term care insurance in Maryland?
Yes, Maryland allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and the policy type. Consult a tax professional for details specific to your situation.
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