The top-rated long-term care insurance agent in Rockville, Maryland is American Income Life: Kyle Wrobel, rated 4.9 stars across 405 reviews. Other highly rated options include Boizelle Insurance Partnership, Patrick Donoho - GEICO Insurance Agent, The Insurance Store. This directory lists 31 long-term care insurance agents serving Rockville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | American Income Life: Kyle Wrobel | 11820 Parklawn Dr #330 | (301) 822-4330 |
| 2 | Boizelle Insurance Partnership | 2101 Gaither Rd #270 | (301) 948-2010 |
| 3 | Patrick Donoho - GEICO Insurance Agent | 1170 Rockville Pike #1A | (301) 354-4444 |
| 4 | The Insurance Store | 622 Hungerford Dr #1 | (301) 279-5505 |
| 5 | George Vassilas - State Farm Insurance Agent | 5010 Nicholson Ln h | (301) 424-9100 |
| 6 | RG Insurance - Corporate Office | 7361 Calhoun Pl #460 | (800) 310-3991 |
| 7 | Bogart & Brownell of Maryland, Incorporated | 7361 Calhoun Pl #560 | (301) 444-4500 |
| 8 | Disability Insurance Quotes | 9200 Corporate Blvd Suite 390 | (888) 513-2300 |
| 9 | Comfi-Kare LLC | 1395 Piccard Dr Suite 200 | (240) 981-4713 |
| 10 | Still Creek Insurance | 3 Research Pl #103 | (301) 355-3972 |
American Income Life: Kyle Wrobel serves the Rockville, Maryland metro area with long-term care insurance agent services. This agency helps local families plan for future extended care needs by explaining policy options that protect assets and cover home health, assisted living, or nursing facility costs. The office guides clients in choosing coverage tailored to their age and financial situation. Specific services it handles include individualized needs assessments for long-term care insurance and enrollment in hybrid life insurance policies that include long-term care benefits.
Boizelle Insurance Partnership offers long-term care insurance planning and policy placement services to individuals in the Rockville, Maryland area. The company assists clients in evaluating policy options that address potential future care needs, including coverage for home care, assisted living, and nursing facility expenses. Regular policy reviews and support for beneficiaries during claims filing help maintain coverage throughout retirement. The agency serves a diverse range of clients, including single-family homeowners, apartment residents, and owners of retail and restaurant properties.
Patrick Donoho - GEICO Insurance Agent serves homeowners, business owners, and retirees in the Rockville, Maryland area who are planning for future healthcare costs. As a long-term care insurance agent, the company helps clients understand policy options that provide financial protection against the high expenses of extended nursing or assisted living care. It guides individuals through the process of selecting coverage that aligns with their retirement and health care strategies. The agency also serves families and professionals throughout Montgomery County and neighboring communities such as Gaithersburg.
The Insurance Store specializes in matching individuals with long-term care insurance policies to protect assets and maintain independence. Serving Rockville, MD, the agency guides clients through the complexities of coverage options and benefit structures. Its general service work includes assessing personal needs, comparing plans from multiple carriers, and assisting with applications. The team helps families prepare for the financial strain of assisted living or home health care, particularly when seasonal visitors or winter weather increases the urgency of securing local support before a sudden need arises.
George Vassilas - State Farm Insurance Agent serves Rockville, Maryland, and the surrounding Montgomery County communities, handling long-term care insurance policies for local residents. This agent assists clients in understanding how these policies help cover costs for extended custodial care that typical health insurance does not address. The agency generally works by evaluating an individual’s current financial situation and future health care needs before presenting suitable plan options.
RG Insurance - Corporate Office in Rockville, MD assists clients with long-term care insurance, distinguishing between one-time policy consultations and ongoing coverage management services. Coverage options address potential future needs for custodial care, assisting with asset protection as healthcare costs rise in the region. The agency serves local seniors and families planning for nursing home or home-based care. Consultations, policy reviews, and coverage updates run on an as-needed basis according to individual client schedules.
As Marylanders face rising health care costs, many residents seek protection against the financial strain of extended personal care needs. Bogart & Brownell of Maryland, Incorporated, based in Rockville, helps clients navigate long-term care insurance options. The agency explains policy features such as daily benefit amounts and elimination periods, tailoring coverage to individual budgets and future needs. An initial assessment reviews current health status and financial resources to determine suitable plan types. This step includes evaluating potential future care settings and cost projections.
Disability Insurance Quotes provides long-term care insurance guidance to residents in and around Rockville, Maryland. Commercial coverage options are also available for local businesses seeking to protect their employees and operations. Serving Montgomery County and surrounding communities, the agency assists clients in selecting appropriate plans to address potential future care needs. During initial consultations, the agent reviews policy details and helps match coverage to individual financial situations. Clients often schedule follow-up appointments during regular annual policy reviews or after major life changes.
Still Creek Insurance, based in Rockville, MD, is known for assisting individuals with long-term care insurance to protect assets and maintain independence. The agency helps clients assess their future care needs and reviews policy options from well-known insurers. Services typically include comparing plan benefits, exploring inflation protection riders, and guiding applicants through medical underwriting. For those seeking more customized support, it can add on spousal discount planning to coordinate coverage between partners.
What Does a a Long-Term Care Insurance Agent in Rockville Cost?
In Maryland annual premiums for long-term care insurance vary widely by age health and benefit amount. A 55-year-old might pay between 1500 and 3000 per year for a policy with a 165 daily benefit and 3-year term. Costs increase with age and for richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Rockville
Long-term care insurance agents in Rockville Maryland help residents protect assets while qualifying for care. Maryland offers the Long-Term Care Partnership Program which allows policyholders to keep more assets if they later need Medicaid. A local agent can explain how these state-specific rules affect your coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Rockville do?
An agent helps you compare policies from multiple insurers to find coverage that fits your budget and health needs. They explain benefit triggers elimination periods and inflation protection options. In Maryland they also guide you through the Partnership Program requirements.
How does the Maryland Long-Term Care Partnership Program work?
This program lets you keep assets equal to the benefits your policy pays out if you later apply for Medicaid. For example if your policy pays 100000 in benefits you can keep 100000 in assets and still qualify for Medicaid. An agent can show you which policies qualify for this asset protection.
What are the age and health requirements for buying a policy in Rockville?
Most insurers require you to be between 40 and 84 years old and pass medical underwriting. Some conditions like recent strokes or Alzheimer diagnosis may disqualify you. An agent can help you find a carrier that accepts your health status.
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