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HomeLong-Term Care Insurance AgentsNew Jersey › Howell Township

Find Long-Term Care Insurance Agents Near You in Howell Township, NJ

Browse long-term care insurance agents serving Howell Township, New Jersey. Updated 2026-07-14.

The top-rated long-term care insurance agent in Howell Township, New Jersey is Dave Johnson State Farm Insurance Agent, rated 4.9 stars across 79 reviews. Other highly rated options include Phil Zorzi: Allstate Insurance, Marinelli Family Insurance Agency Inc, Ken Dadd: Allstate Insurance. This directory lists 10 long-term care insurance agents serving Howell Township.

Showing 10 long-term care insurance agents in Howell Township, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dave Johnson State Farm Insurance Agent5176 US-9(732) 367-8100
2Phil Zorzi: Allstate Insurance2210 US-9(732) 367-5599
3Marinelli Family Insurance Agency Inc31 Bracken Ct(347) 749-2179
4Ken Dadd: Allstate Insurance227 Newtons Corner Rd(732) 920-6300
5StepUp Insurance Agency4114 US-9(201) 975-5503
6Vito Manco - Mutual of Omaha8 Arrowwood Ct(732) 266-0050
7A Way of Life2218 US-9(732) 677-9846
8AAA Insurance - Edward Licciardi Insurance Agency LLC2344 US-9 Unit 1A(732) 780-7889
9Farmers Insurance - Kristina Antico103 W 2nd St Ste 4(732) 837-3395
10Hilb Group2380 US-9 Suite 10(800) 528-3758
DJ
5176 US-9
Dave Johnson State Farm Insurance Agent
Long-Term Care Insurance Agent · Howell Township, NJ

Dave Johnson State Farm Insurance Agent serves Howell Township, New Jersey, and the surrounding Monmouth County area as a long-term care insurance agent. The agency helps individuals and families plan for potential future healthcare needs that are not covered by standard health insurance or Medicare. They provide guidance on policy options that can cover services like nursing home care, assisted living, and in-home support. Among the specific services this agency handles are financial planning for extended care costs and protecting assets from the high expenses of chronic illness.

PZ
2210 US-9
Phil Zorzi: Allstate Insurance
Long-Term Care Insurance Agent · Howell Township, NJ

Phil Zorzi: Allstate Insurance provides long-term care insurance guidance to clients in Howell Township and the surrounding New Jersey area. It helps individuals assess coverage options for future care needs and explains policy details. The agency offers ongoing policy reviews and assistance with plan adjustments as circumstances change, ensuring clients maintain suitable coverage over time. It educates customers on how these policies can protect savings and income. The agency services private homes, apartments, and local businesses including retail stores and restaurants within the community.

MF
31 Bracken Ct
Marinelli Family Insurance Agency Inc
Long-Term Care Insurance Agent · Howell Township, NJ

Serving Howell Township, New Jersey, and the surrounding communities, Marinelli Family Insurance Agency Inc handles long-term care insurance needs for local residents. It focuses on policies that help cover costs associated with nursing homes, assisted living facilities, and in-home care services. To develop suitable coverage plans, the agency typically begins by discussing a client's current health situation, financial goals, and family history, then compares available policy options to find a sustainable fit.

KD
227 Newtons Corner Rd
Ken Dadd: Allstate Insurance
Long-Term Care Insurance Agent · Howell Township, NJ

Homeowners and business owners in Howell Township, New Jersey turn to Ken Dadd: Allstate Insurance for guidance on long-term care insurance. This agency helps clients plan for potential future needs by explaining policy options that cover extended health and personal care services outside of standard medical plans. These services can include assistance with daily activities within one's own home or in specialized facilities. Its local service area also extends to residents across nearby Freehold Township and the greater Monmouth County region.

SI
4114 US-9
StepUp Insurance Agency
Long-Term Care Insurance Agent · Howell Township, NJ

At StepUp Insurance Agency in Howell Township, NJ, clients first decide between a one-time policy purchase or scheduled premium payments for long-term care coverage. This agency helps individuals compare plans that fund nursing home, assisted living, or in-home care, protecting assets from high future costs. Policies are tailored to each client’s age and health status. Service runs on either a one-time consultation basis or as needed for policy reviews and claims assistance.

VM
8 Arrowwood Ct
Vito Manco - Mutual of Omaha
Long-Term Care Insurance Agent · Howell Township, NJ

Vito Manco-Mutual of Omaha specializes in long-term care insurance solutions for individuals needing to cover future care expenses. The agency serves clients throughout Howell Township, New Jersey, helping them assess coverage options for nursing homes, assisted living, and in-home care. As a Mutual of Omaha representative, it provides guidance on federal programs and private insurance plans. During flu season or post-surgery recovery, the agency assists families in securing short-term care policies that address temporary rehabilitation needs.

WL
2218 US-9
A Way of Life
Long-Term Care Insurance Agent · Howell Township, NJ

As the regional population ages and local families begin planning for future care needs, many Howell Township residents find themselves evaluating the challenges of long-term care expenses. A Way of Life assists these individuals by explaining policy options through straightforward consultations. Based locally, the company clarifies how different coverage structures address various financial and personal circumstances common in Monmouth and Ocean counties. Each initial process begins with a personal assessment of current assets, health history, and family priorities, culminating in a concise risk evaluation and tailored inspection of suitable plans.

AI
2344 US-9 Unit 1A
AAA Insurance - Edward Licciardi Insurance Agency LLC
Long-Term Care Insurance Agent · Howell Township, NJ

AAA Insurance - Edward Licciardi Insurance Agency LLC in Howell Township, NJ, works with individuals to help them plan for future health care expenses and asset protection by focusing on insurance solutions for extended care needs. Its specialty adds long-term care insurance to the broader insurance services it offers, allowing the agency to assist with policies that cover services like home care or facility stays. This local agency can serve a range of commercial sectors, including offices, warehouses, and food service businesses.

FI
103 W 2nd St Ste 4
Farmers Insurance - Kristina Antico
Long-Term Care Insurance Agent · Howell Township, NJ

Farmers Insurance - Kristina Antico serves residents of Howell Township, New Jersey, with a focus on long-term care insurance planning for individuals and families. Commercial coverage is also available for local business owners seeking to protect their assets. The agency assists clients throughout the Howell area by outlining policy options that address future care needs. Follow-up consultations are scheduled between regular visits to review any changes in coverage requirements or personal circumstances.

HG
2380 US-9 Suite 10
Hilb Group
Long-Term Care Insurance Agent · Howell Township, NJ

Hilb Group, based in Howell Township, New Jersey, is known for providing Long-Term Care Insurance solutions. The firm assists local residents in evaluating coverage options that protect assets against the high costs of extended custodial care. It guides clients through policy selection, helping them understand benefit triggers and elimination periods. A key specialty available from this agency is the inclusion of inflation protection riders within a comprehensive long-term care policy.

What Does a a Long-Term Care Insurance Agent in Howell Township Cost?

In New Jersey, annual premiums for long-term care insurance vary widely. For a 55-year-old, a policy with 150,000 in initial benefits might cost between 1,500 and 3,500 per year. Costs depend on age, health, benefit amount, and optional features like inflation protection. This is general information, not insurance advice.

About long-term care insurance agents in Howell Township

Long-term care insurance agents in Howell Township, New Jersey help residents plan for future care needs. New Jersey offers a Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents can guide you through state-specific rules and help you compare plans from multiple insurers.

Frequently Asked Questions

What does a long-term care insurance agent in Howell Township do?

An agent helps you evaluate your health and financial situation to find a suitable policy. They explain coverage options, benefit periods, and inflation protection. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.

Does New Jersey have a long-term care partnership program?

Yes, New Jersey has a Long-Term Care Partnership Program. This program lets policyholders keep assets equal to the benefits paid by the policy if they later need Medicaid. Policies must meet state standards to qualify.

How much does long-term care insurance cost in New Jersey?

Costs vary by age, health, and coverage level. A typical policy for a 55-year-old in New Jersey may range from 1,500 to 3,500 per year. Premiums can increase over time, so it is important to review rate stability.

Long-Term Care Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.