The top-rated long-term care insurance agent in Lyndhurst, New Jersey is Bergen Insurance Group, rated 5.0 stars across 160 reviews. Other highly rated options include Bogle Agency Insurance, Abbott Milano Insurance Agency, Anthony Fuccilli: Allstate Insurance. This directory lists 11 long-term care insurance agents serving Lyndhurst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bergen Insurance Group | 230 Stuyvesant Ave 2nd FL | (201) 340-4080 |
| 2 | Bogle Agency Insurance | 200 Stuyvesant Ave | (201) 939-1076 |
| 3 | Abbott Milano Insurance Agency | 705 Ridge Rd | (201) 933-3333 |
| 4 | Anthony Fuccilli: Allstate Insurance | 230 Stuyvesant Ave | (201) 964-9200 |
| 5 | Anthony Benevenia - State Farm Insurance Agent | 551 Valley Brook Ave | (201) 935-0444 |
| 6 | Ever Trust Insurance Co | 1099 Wall St W | (551) 273-4785 |
| 7 | Merwin & Paolazzi Insurance Agency | 155 Park Ave Suite 201A | (201) 460-8400 |
| 8 | Manzo Insurance | 22 Ridge Rd | (201) 933-1457 |
| 9 | Vmm Benefits Inc - Aflac Insurance Agent | 746 5th St | (201) 697-0203 |
| 10 | Kaire Financial Group | 265 Ridge Rd | (201) 935-9292 |
Bergen Insurance Group serves residents of Bergen County and the surrounding region from its location in Lyndhurst, New Jersey, specializing in long-term care insurance solutions. The company assists individuals in planning for future care needs by offering policies that cover assisted living, home health aides, and nursing home expenses. Its guidance helps clients protect assets and maintain financial stability during retirement planning. Specific services include facilitating policy comparisons for comprehensive coverage and navigating benefit eligibility for in-home care services.
Bogle Agency Insurance offers a comprehensive range of long-term care insurance solutions for clients in and around Lyndhurst, New Jersey. The agency assists individuals in understanding policy options that help cover the costs of extended medical or personal care services. Regular policy reviews and claims support are provided to ensure coverage remains aligned with changing needs and circumstances. Their services cater to private clients, including those managing single-family homes and apartments, as well as retail and restaurant businesses.
Abbott Milano Insurance Agency serves individuals and families in Lyndhurst, New Jersey, who are planning for future health care needs. The agency specializes in long-term care insurance, offering policies that help cover costs for assisted living, nursing home care, or in-home support. These plans protect personal assets from the high expense of extended medical attention in the later years of life. With a focus on personalized guidance, the agency helps local clients compare coverage options to find suitable financial strategies. Its services also extend to the greater Bergen County metro area.
Serving Lyndhurst, New Jersey, and the surrounding communities of Bergen and Hudson counties, Anthony Fuccilli: Allstate Insurance addresses the financial challenges of extended care needs. This location handles the complexities of individual policy selection and long-term care insurance planning. It provides guidance on coverage options, including daily benefit amounts, elimination periods, and policy riders that impact premium costs. For a typical job, it reviews a client’s personal assets, health history, and retirement goals to recommend appropriate plan structures.
Anthony Benevenia, a long-term care insurance agent serving Lyndhurst, New Jersey, distinguishes between individual policy consultations and ongoing policy management. Coverage options focus on protecting assets while covering necessary daily assistance costs during aging or illness. The agent explains how benefits can pay for home health aides or nursing facility care, ensuring clients understand policy triggers like inability to perform daily activities. Service for existing policyholders is available on an as-needed basis for claims questions, premium reviews, or updates to beneficiary designations.
Ever Trust Insurance Co. specializes in helping clients secure long-term care insurance policies tailored to future health needs. Based in Lyndhurst, New Jersey, the agency serves local residents seeking guidance on comparing coverage options for nursing home, assisted living, and in-home care expenses. It works with individuals and families navigating the complexities of policy selection. As winter approaches, the agency is especially helpful for those reviewing insurance plans to avoid gaps in coverage during seasonal shifts in care schedules.
As New Jersey families begin planning for future care needs, understanding how to protect assets from the rising costs of nursing or in-home assistance becomes essential. Merwin & Paolazzi Insurance Agency in Lyndhurst offers guidance on long-term care insurance policies that help cover these potential expenses. The agency focuses on explaining available coverage options and how they integrate with broader financial plans. A typical first step involves a thorough review of a client's current health situation and retirement goals, allowing the agent to schedule an in-depth initial assessment of appropriate policy choices.
Manzo Insurance helps individuals plan for future care needs by specializing in long-term care insurance coverage. Serving the Lyndhurst, New Jersey area, the agency assists clients in understanding policy options that address assisted living, home health care, and nursing home expenses. Its work focuses on tailoring protection strategies for financial security during extended health events. This long-term care insurance agent can serve local offices, warehouses, and food service operations seeking employee or business continuity coverage.
Vmm Benefits Inc - Aflac Insurance Agent serves individual clients in Lyndhurst with long-term care insurance coverage, protecting households from the high costs of extended nursing or home-based care. Commercial policies are available for local businesses seeking to offer this benefit to their workforce within the broader Bergen County area. During an initial consultation, the agent reviews each client’s specific circumstances to match them with an appropriate plan. The company encourages follow-up service between regular visits to adjust coverage as personal health or financial situations evolve over time.
Kaire Financial Group, based in Lyndhurst, NJ, is known for guiding clients through the complexities of long-term care insurance planning. This agency serves individuals and families across the region who are evaluating strategies to protect assets and secure future care needs. The team focuses on matching clients with appropriate policy options to cover home health aides, assisted living, or nursing home expenses. As an added service, Kaire Financial Group can also assist with exploring hybrid policies that combine life insurance with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Lyndhurst Cost?
The cost of long-term care insurance in New Jersey varies by age, health, and coverage level. A typical policy for a 55-year-old might range from $1,500 to $3,000 per year for a moderate benefit amount. Premiums for older applicants or richer benefits can be higher. This is general information, not insurance advice.
About long-term care insurance agents in Lyndhurst
Long-term care insurance agents in Lyndhurst, New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these state-specific policies work and compare options from different carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Lyndhurst do?
An agent helps you evaluate and purchase long-term care insurance policies. They explain coverage options, premiums, and benefit triggers. In New Jersey, agents can also discuss the state Partnership program and how it coordinates with Medicaid.
Is long-term care insurance required in New Jersey?
No, long-term care insurance is not required by law in New Jersey. However, many residents choose to buy a policy to protect savings and avoid relying solely on Medicaid. An agent can help you decide if a policy fits your financial plan.
How does the New Jersey Partnership for Long-Term Care program work?
This program lets you buy a qualified long-term care insurance policy that includes asset protection. If you use the policy benefits and later need Medicaid, you can keep assets equal to the benefits paid. An agent can explain eligibility and policy requirements.
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