The top-rated long-term care insurance agent in Medford, New Jersey is J.S. Braddock Agency, rated 4.9 stars across 118 reviews. Other highly rated options include Michael J. McDyer: Allstate Insurance, Carinne Leisey-Gulati - State Farm Insurance Agent, T.C. Irons Insurance Agency. This directory lists 16 long-term care insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | J.S. Braddock Agency | 22 N Main St | (609) 654-5800 |
| 2 | Michael J. McDyer: Allstate Insurance | 649 Stokes Rd | (609) 654-1426 |
| 3 | Carinne Leisey-Gulati - State Farm Insurance Agent | 560 Stokes Rd Ste 24 | (609) 257-4164 |
| 4 | T.C. Irons Insurance Agency | 708 Stokes Rd Suite A | (609) 953-2282 |
| 5 | Mills Insurance Group LLC | 715 Stokes Rd Suite 201 | (609) 385-1975 |
| 6 | Farmers Insurance - Ronald Bradberry | 520 Stokes Rd Ste A1 | (813) 477-0297 |
| 7 | Bruce Rotkowitz: Allstate Insurance | 142 NJ-70 | (609) 714-9500 |
| 8 | Diamond Shield Insurance NJ | 6 Tidswell Ave | (609) 493-7038 |
| 9 | C.B. Smith Agency - Insurance | 152 Himmelein Rd #5 | (609) 654-6402 |
| 10 | The Naurath Agency LLC | 2 N Main St Unit 104 | (856) 477-2418 |
J.S. Braddock Agency serves the Medford, New Jersey area as a long-term care insurance agent. The agency assists clients in understanding and selecting policies that help cover the costs of nursing homes, assisted living, and in-home care. It works with individuals and families planning for future health needs. Common services include evaluating policy options from different carriers and guiding applicants through the underwriting process. The agency specifically handles private and group long-term care insurance plan applications in this region.
Michael J. McDyer: Allstate Insurance provides long-term care insurance agent services to the Medford, New Jersey area. It assists individuals in evaluating and selecting coverage options that help pay for extended care needs not covered by standard health insurance or Medicare. Service plans include policy reviews, needs assessments, and guidance through the application process. Ongoing support involves answering coverage questions and assisting with claims filing. This agency services private residences, apartment complexes, local retail businesses, and area restaurants in and around Medford.
Carinne Leisey-Gulati - State Farm Insurance Agent serves local homeowners, families, and individuals who are planning for future health care needs in Medford, New Jersey. As a long-term care insurance agent, this office helps clients understand policy options that cover services such as in-home care and assisted living facility expenses. They assist with navigating coverage to protect personal savings and assets from high medical costs. The agency also provides these services to residents in surrounding Burlington County communities, including the nearby township of Mount Laurel.
Serving Medford and the surrounding South Jersey communities, T.C. Irons Insurance Agency handles the placements of long-term care insurance policies. The agency focuses on policies that cover costs associated with nursing homes, assisted living, and home health care, meeting a crucial need for regional residents planning for future medical expenses. To handle a typical job, it begins by reviewing a client’s current financial situation and personal preferences before presenting suitable coverage options from multiple insurance providers.
Mills Insurance Group LLC specializes in long-term care insurance, helping clients in Medford, New Jersey, secure coverage for nursing home, assisted living, and home-based care services. The agency regularly reviews policy options to address evolving needs, guiding individuals and families through plan comparisons and applications. As seasonal concerns arise, such as open enrollment periods or changes in personal health after a winter injury, it assists by identifying suitable coverage adjustments and protection gaps.
Long-term care insurance agents differentiate between one-time policy reviews and recurring financial assessments, helping clients choose appropriate coverage levels. Farmers Insurance - Ronald Bradberry in Medford, New Jersey assists local residents in understanding policy benefits that address future custodial care needs. Coverage options can include daily care allowances and inflation protection riders tailored for long-term health requirements. This agency offers its long-term care insurance services on both a one-time consultation basis and an as-needed recurring schedule for policy adjustments.
As the need for long-term care planning becomes a common seasonal concern for Medford families preparing their estates, Bruce Rotkowitz: Allstate Insurance assists residents in this category. The agency helps clients evaluate protection against the high costs of extended care, discussing options that fit individual financial situations. Each consultation begins with an initial assessment of current coverage and personal health goals.
Diamond Shield Insurance NJ works with individuals and families to plan for the financial challenges of extended care needs. As a long-term care insurance agent in Medford, NJ, the company specializes in policies that help cover the costs of assisted living, nursing homes, and home health care services. These plans can protect savings from rising care expenses. It serves commercial sectors needing employee benefits, including offices, warehouses, and food service operations.
C.B. Smith Agency - Insurance provides long-term care insurance services to residents in and around Medford, New Jersey. These policies are designed to help cover the costs associated with assisted living, nursing homes, or home-based personal care. The agency also works with businesses to offer long-term care coverage as an employee benefit. Serving the broader Burlington County region, the agent assists clients with initial policy selection and claims guidance. Clients often return for annual policy reviews and updates between regular contact intervals to adjust coverage as individual needs change.
The Naurath Agency LLC, based in Medford, NJ, is known for guiding individuals and families through the complexities of long-term care insurance. Its service range includes assessing client needs for future care coverage and explaining policy options for nursing home, home health, and assisted living expenses. These services help clients plan for potential high costs later in life. Adding on a review of existing Medicare benefits can complement their long-term care planning.
What Does a a Long-Term Care Insurance Agent in Medford Cost?
Long-term care insurance premiums in New Jersey vary by age, health, and coverage amount. For a 55-year-old, a policy with a $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Costs increase with age and for longer benefit periods. This is general information and not insurance advice.
About long-term care insurance agents in Medford
Long-term care insurance agents in Medford, New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to benefits paid. Agents guide clients through policy options that comply with state regulations and meet individual needs.
Frequently Asked Questions
What does a long-term care insurance agent in Medford do?
An agent helps you compare policies from different insurers, explains benefit triggers and coverage limits, and ensures the policy meets New Jersey requirements. They also assist with the application process and medical underwriting.
Does New Jersey have a long-term care partnership program?
Yes, New Jersey has a Long-Term Care Partnership Program. Policies that meet state standards allow you to protect assets equal to the benefits paid, which helps with Medicaid eligibility later.
How do I choose a long-term care insurance agent in Medford?
Look for an agent licensed in New Jersey with experience in long-term care insurance. Ask about their familiarity with the New Jersey Partnership program and request quotes from multiple carriers.
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