Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 12 long-term care insurance agents in Middletown Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Middletown Car Care Insurance Travel Center
889 NJ-35, Middletown Township, NJ 07748
(732) 865-9360
cluballiance.aaa.com
Greg Thomas - State Farm Insurance Agent
1715 NJ-35 Suite 203, Middletown Township, NJ 07748
(732) 957-0500
gregthomas.org
Christopher Shekian: Allstate Insurance
6 Leonardville Rd, Middletown Township, NJ 07748
(732) 671-2800
agents.allstate.com
Thomas Granello: Allstate Insurance
188 Kings Hwy, Middletown Township, NJ 07748
(732) 671-4000
agents.allstate.com
Joseph Marotte: Allstate Insurance
665 NJ-35, Middletown Township, NJ 07748
(732) 671-6500
agents.allstate.com
Van Pelt & Son Agency Inc
1 Cherry Tree Farm Rd, Middletown Township, NJ 07748
(732) 671-0570
vanpeltinsurance.com
Your Town Insurance
1 Leonardville Rd, Middletown Township, NJ 07748
(732) 203-9000
yourtowninsurance.com
Prudential | John Mc Govern | Life Insurance & Annuities
1650 NJ-35 #7, Middletown Township, NJ 07748
(732) 671-5600
prudential.com
Farmers Insurance - John Macchio
753 NJ-35, Middletown Township, NJ 07748
(732) 856-9568
agents.farmers.com
Allstate Insurance: Luis Ponce
860 NJ-35, Middletown Township, NJ 07748
(732) 671-2800
Allstate Personal Financial Representative: Patrick Sheridan
665 NJ-35, Middletown Township, NJ 07748
(732) 671-6500
agents.allstate.com
Healy Brokerage LLC
70 Hialeah Ave, Middletown Township, NJ 07748
(732) 614-6103
healybrokerage.com
What Does a Long-Term Care Insurance Agent in Middletown Township Cost?
Long-term care insurance premiums in New Jersey vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a basic plan with a 3-year benefit period and a 90-day waiting period. Costs increase significantly for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Middletown Township do?
An agent helps you compare policies from different insurers, explains coverage limits and waiting periods, and guides you through New Jersey Partnership program rules. They do not provide legal advice but can clarify how policies interact with Medicaid.
Does New Jersey require long-term care insurance agents to have special licenses?
Yes, agents must hold a valid New Jersey insurance license and complete continuing education on long-term care topics. The state also requires agents to provide a detailed outline of coverage before you buy a policy.
How does the New Jersey Partnership for Long-Term Care affect my policy choice?
This program lets you keep assets equal to the benefits your policy pays, even if you later need Medicaid. A qualified agent can help you select a Partnership-approved policy that meets state requirements for asset protection.