The top-rated long-term care insurance agent in Montclair, New Jersey is Ronald DeMyers - State Farm Insurance Agent, rated 4.7 stars across 487 reviews. Other highly rated options include Yolanda Diaz: Allstate Insurance, Tommy Woods - State Farm Insurance Agent, Goosehead Insurance - Santiago Garcia. This directory lists 10 long-term care insurance agents serving Montclair.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ronald DeMyers - State Farm Insurance Agent | 119 Grove St Ste B | (973) 744-5353 |
| 2 | Yolanda Diaz: Allstate Insurance | 195 Bellevue Ave Ste B | (973) 821-9500 |
| 3 | Tommy Woods - State Farm Insurance Agent | 546 Valley Rd Ste 106 | (973) 233-4182 |
| 4 | Goosehead Insurance - Santiago Garcia | 18-20 Lackawanna Plaza Suite 200 Suite 200 | (862) 658-6464 |
| 5 | Goosehead Insurance - Franshell Rodriguez | 18-20 Lackawanna Plaza Suite 200 | (914) 370-4127 |
| 6 | William H. Connolly & Co., LLC | 56 Park St | (973) 744-8500 |
| 7 | Acrisure (Sanford Insurance Group) | 210 Bellevue Ave | (973) 783-6600 |
| 8 | Peter Correia - Insurance Agent | 491 Bloomfield Ave #201 | (973) 237-1000 |
| 9 | Eisenberg Insurance Group | 22 Melrose Pl | (973) 744-4641 |
| 10 | Logistics Insurance | 209 Cooper Ave | (888) 893-8835 ext. 501 |
Ronald DeMyers - State Farm Insurance Agent serves the Montclair, New Jersey area as a long-term care insurance agency. This firm helps clients plan for future care needs by discussing policy options that protect assets and ensure access to necessary support services. The agency handles the evaluation and enrollment of individual long-term care insurance plans. It also assists with coordinating coverage that addresses in-home care and assisted living facility expenses.
Yolanda Diaz: Allstate Insurance provides long-term care insurance planning and policy services for individuals and families in Montclair, New Jersey. The agency assists clients in evaluating coverage options to help manage future care needs, offering ongoing support with policy maintenance and claims guidance. Standard service plans include annual policy reviews and consultation on benefit adjustments. The agency services single-family homes, apartments, and retail properties within the local community.
Personal homeowners and small business owners in Montclair, NJ, rely on Tommy Woods - State Farm Insurance Agent for long-term care insurance planning. The agency helps clients prepare financially for the potential costs of extended nursing or home-based care due to aging or illness. Conversations focus on protecting savings and ensuring access to quality care without depleting retirement funds. The office also serves clients throughout Essex County and the surrounding North Jersey communities reachable from the Montclair area.
Serving Montclair, New Jersey, and the surrounding Essex County communities, Goosehead Insurance - Santiago Garcia handles long-term care insurance for clients planning for future health needs. This agency focuses on policies that help cover nursing home stays, assisted living, and in-home care expenses. The typical process involves reviewing an individual’s financial situation and health history, then comparing available plans. It follows a consultative approach to help each client select coverage that aligns with their personal budget and care preferences.
Goosehead Insurance - Franshell Rodriguez in Montclair, NJ, assists clients in distinguishing between standard health insurance and specific long-term care policies that cover assistance with daily activities. Such coverage typically includes nursing home care, home health aides, and adult day care services that traditional insurance does not address. An agent here explains policy options such as traditional plans versus hybrid policies that combine life insurance with long-term care benefits. This service is offered on an as-needed basis for individuals seeking personalized consultations.
William H. Connolly & Co., LLC specializes in helping local clients navigate the specific complexities of long-term care insurance policies and benefit options. Operating from Montclair, New Jersey, it provides general insurance agent services to residents requiring coverage for nursing homes, assisted living facilities, and in-home care. The company typically assists individuals with understanding policy features for the protection of their assets and retirement savings. It often helps families address pressing concerns before or during a hospitalization, ensuring necessary care transitions are supported financially.
Acrisure (Sanford Insurance Group) helps individuals and families plan for the financial challenges of extended care needs. As a long-term care insurance agent in Montclair, New Jersey, the company assists clients in selecting policies that cover services such as nursing home stays, assisted living, and in-home care. These plans help protect savings from the high costs of chronic or long-term health conditions. The agency serves a range of commercial sectors, including local offices, warehouses, and food service businesses.
As the population ages in Montclair, many residents begin exploring ways to finance future care without depleting savings. Peter Correia – Insurance Agent responds to this need by offering guidance on long-term care insurance policies designed to cover home health aides and assisted living expenses. The company explains coverage options, including benefit triggers and elimination periods, to help local families plan for potential declines in daily function. A straightforward initial assessment of a client’s health history and financial goals typically begins the process of tailoring an appropriate policy.
Eisenberg Insurance Group provides long-term care insurance services to residents in Montclair and the surrounding area. The agency also works with local businesses seeking commercial coverage for their employees or partners. Core services include analyzing individual needs and presenting suitable policy options from multiple carriers. The agency assists clients with policy start-up and future plan adjustments when health or financial situations change. Follow-up support continues between scheduled visits to address any questions or claims concerns that may arise over time.
Logistics Insurance, based in Montclair, New Jersey, is known for specializing in long-term care insurance coverage. The company assists individuals throughout the area in evaluating policy options that help protect assets and pay for extended care needs. Their services include comparing different plans to match a client’s health profile and financial goals. As a local agent, they provide personal guidance on navigating Medicare and state regulations regarding long-term care policies. Additionally, they offer consultations on combining long-term care coverage with annuities for comprehensive retirement planning.
What Does a a Long-Term Care Insurance Agent in Montclair Cost?
Typical annual premiums for a long-term care insurance policy in New Jersey range from 2000 to 5000 dollars for a person age 55. Costs vary based on age, health, benefit amount, and inflation options. A Montclair agent can provide quotes from multiple carriers. This is general information and not insurance advice.
About long-term care insurance agents in Montclair
Long-term care insurance agents in Montclair New Jersey help residents plan for future care needs. These agents can explain how New Jersey law offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand state-specific rules and coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Montclair do?
A long-term care insurance agent helps you compare policies from different insurers. They explain benefit amounts, elimination periods, and inflation protection. They also guide you on New Jersey specific options like the Partnership program.
Is long-term care insurance required in New Jersey?
New Jersey does not require long-term care insurance. However the state encourages planning through its Partnership program. This program lets you keep some assets if you later need Medicaid.
How do New Jersey long-term care insurance rates work?
Rates are based on your age, health, and chosen benefits. New Jersey insurers must file rates with the state Department of Banking and Insurance. Premiums can increase over time but only with state approval.
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