The top-rated long-term care insurance agent in Newark, New Jersey is Ron DeMyers - State Farm Insurance Agent, rated 4.9 stars across 185 reviews. Other highly rated options include JGo Insurance Agency LLC, Gary's Insurance Agency Newark, Prudential Insurance Company of America. This directory lists 21 long-term care insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ron DeMyers - State Farm Insurance Agent | 570 Broad St Ste 114 | (973) 648-0699 |
| 2 | JGo Insurance Agency LLC | 9 Webster St | (201) 539-7219 |
| 3 | Gary's Insurance Agency Newark | 1 Bloomfield Ave | (973) 483-3500 |
| 4 | Prudential Insurance Company of America | 213 Washington St #2917 | (973) 802-6000 |
| 5 | Halsey Street Agency Inc. | 199 Halsey St | (973) 621-0955 |
| 6 | King Health | Elizabeth Ave | (973) 524-7188 |
| 7 | Arabo Insurance Group | 675 Bergen St | (973) 391-9595 |
| 8 | Atlantis Insurance Agency | 177 Adams St | (973) 466-9090 |
| 9 | Amerigroup | Newark, NJ 07102 | (201) 298-7809 |
| 10 | Massey Insurance Agency | 46 Lyons Ave | (973) 926-6300 |
Ron DeMyers - State Farm Insurance Agent in Newark, NJ provides long-term care insurance services, focusing on plans that help cover the costs of assisted living, nursing home care, and in-home support. The office offers policy reviews and guidance on maintaining coverage as needs change. It assists clients in Newark and the surrounding area in understanding plan options and filing related claims. Typical properties serviced by this agency include single-family homes, apartments, retail locations, and restaurants.
Serving individuals and families in Newark, New Jersey, JGo Insurance Agency LLC helps clients plan for future healthcare needs by offering long-term care insurance policies. The agency assists with selecting coverage that can protect savings from the high costs of extended care services. It works to match each client’s situation with appropriate policy options from available carriers. The firm also provides guidance on understanding policy benefits and limitations. JGo Insurance Agency LLC additionally serves clients in nearby Irvington and throughout Essex County.
Gary's Insurance Agency Newark serves Newark and the surrounding Essex County area, specializing in long-term care insurance. As a local independent agency, it helps individuals navigate policies that cover nursing home stays, assisted living, and home-based care. The agency focuses on matching clients with coverage that addresses chronic illness needs and protects personal assets. It handles both private long-term care plans and partnership policies designed for New Jersey residents to meet future care requirements while preserving financial security.
Based in Newark, New Jersey, Prudential Insurance Company of America provides its services to clients throughout the city and the surrounding Essex County communities. It handles long-term care insurance, which helps policyholders cover the costs of custodial or nursing home care as they age. The agency typically begins each engagement by assessing a client’s asset portfolio and health outlook to recommend a suitable policy that protects their retirement savings from future care expenses.
Some long-term care insurance policies offer a one-time benefit payout upon a qualifying event, while others provide recurring monthly reimbursements for ongoing care services. Halsey Street Agency Inc. in Newark, NJ works with clients to compare both types of coverage to find a plan that funds home health aides or facility stays. Serving the local Newark area, their long-term care insurance consultation and policy placement service runs on a scheduled or as-needed basis.
King Health offers long-term care insurance planning for residents of Newark, NJ, helping them select policies that cover extended nursing or home-based assistance. It works with individuals evaluating their future care needs and funding options. The agency guides clients through policy comparisons and application processes to address medical and personal care expenses. During open enrollment periods or after sudden health changes, it assists with updating coverage to address new care concerns.
As winter weather increases the risk of slips and falls among older residents in Newark, families often seek reliable financial protection for extended recovery periods. Arabo Insurance Group assists local seniors and their families by providing long-term care insurance policies that specifically cover home health aides, nursing facility stays, and assisted living. Their work involves evaluating each client’s potential future care costs based on regional healthcare averages and personal health history. Every new client consultation begins with a thorough, in-person assessment of current assets and anticipated needs.
Atlantis Insurance Agency in Newark, NJ provides residential long-term care insurance services for individuals planning for future health needs. Commercial coverage is also available for businesses seeking to include these benefits in employee or partner packages. The agency serves clients throughout Newark and the surrounding Essex County communities. Policies are designed to help cover costs for extended care at home or in dedicated facilities. Service locations are revisited each time a client updates personal circumstances or adjusts their coverage through regular scheduled planning visits.
Massey Insurance Agency in Newark, New Jersey is known for helping residents secure financial protection against the high costs of extended personal care. The agency guides clients through policy options that cover home health aides, assisted living, and nursing facility stays. These plans preserve personal savings while ensuring access to necessary care. Exploring diverse insurance providers allows the firm to tailor coverage to individual needs and budgets. For an added layer of security, it also offers mediation consultation for coordinating claims and benefits with family caregivers.
What Does a a Long-Term Care Insurance Agent in Newark Cost?
Long-term care insurance premiums in New Jersey vary widely based on age, health, benefit amount, and inflation options. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old the same policy could range from 2,500 to 5,000 dollars annually. Premiums are lower for Partnership-qualified plans because they limit benefit growth. This is general information, not insurance advice.
About long-term care insurance agents in Newark
Long-term care insurance agents in Newark, New Jersey help residents find policies that cover nursing home care, home health aides, and assisted living. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how this state-specific program works and compare plans from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Newark do?
An agent helps you compare policies from different insurance companies. They explain coverage options, benefit periods, and inflation protection. They also assist with filing claims and understanding New Jersey Partnership rules.
How does the New Jersey Partnership for Long-Term Care affect my policy?
This state program lets you keep assets equal to the benefits your policy pays out. For example if your policy pays 200,000 dollars in benefits you can protect that amount from Medicaid estate recovery. An agent can help you choose a Partnership-qualified policy.
Are there age or health requirements for buying long-term care insurance in NJ?
Most insurers require you to be between 18 and 84 years old and in reasonably good health. You will need to answer medical questions and may need a phone interview. Some conditions like recent stroke or dementia can lead to denial.
Long-Term Care Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Clark · Clifton · Cranford · East Brunswick · East Hanover · Edison · Egg Harbor Township · Elizabeth · Englewood · Fair Lawn