The top-rated long-term care insurance agent in Paramus, New Jersey is Amada Senior Care, rated 4.9 stars across 168 reviews. Other highly rated options include GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency, Cangelosi Agency, Medicare Advisor Hub LLC. This directory lists 18 long-term care insurance agents serving Paramus.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Amada Senior Care | 17 Arcadian Way STE 207 | (201) 957-1096 |
| 2 | GEORGIA PINES AGENCY, LLC,Miramar Insurance Agency | 214 Rte 4 | (201) 843-8680 |
| 3 | Cangelosi Agency | 214 Rte 4 | (973) 427-9005 |
| 4 | Medicare Advisor Hub LLC | 11 Sunflower Ave 2nd Fl | (833) 585-2450 |
| 5 | Jim Bush - State Farm Insurance Agent | 237 W Midland Ave | (201) 444-4424 |
| 6 | Mariel Gramuglia at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1449 |
| 7 | Sameh Wahba: Allstate Insurance Co | 64 E Ridgewood Ave | (201) 262-9222 |
| 8 | Robert Giella at Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 221-1447 |
| 9 | Comparion Insurance Agency | 61 S Paramus Rd Suite 520 | (201) 845-4300 |
| 10 | Superb Insurance Paramus | 814 NJ-17 | (201) 249-6634 |
Amada Senior Care serves the Paramus, New Jersey area as a long-term care insurance agent. The company helps clients understand and select coverage options that address future care needs in this region. It advises individuals on policy features like daily benefit amounts and elimination periods to match personal circumstances. As an agent, Amada Senior Care handles the application process for various plans and assists residents with filing claims for benefits. It specifically works with policies covering in-home care services and assisted living facility expenses.
GEORGIA PINES AGENCY, LLC, operating as Miramar Insurance Agency in Paramus, New Jersey, assists clients with navigating long-term care insurance options. Its services include policy comparison, plan assessment, and enrollment guidance. The agency provides ongoing coverage reviews and policy maintenance to ensure plans meet evolving client needs. By helping individuals protect assets and access future care, it serves a range of residential and commercial clients, including single-family homes, apartments, retail establishments, and restaurants.
Cangelosi Agency provides long-term care insurance and related guidance to individuals and families in Paramus, New Jersey, who are planning for future health and financial security needs. Its work focuses on explaining policy options to protect assets and pay for extended personal care services. The agency helps clients assess home care, assisted living, and nursing home coverage within their budgets and personal circumstances. It also serves the greater Bergen County area and regularly works with residents throughout northern New Jersey.
Medicare Advisor Hub LLC serves Paramus, New Jersey, and the surrounding Bergen County communities. The company handles the selection of long-term care insurance policies to help clients protect assets and plan for future care needs. It evaluates individual financial situations and health factors to identify suitable coverage options. For a typical job, the company provides a consultation to assess specific goals and then compares policy features from multiple insurers.
Jim Bush - State Farm Insurance Agent in Paramus, New Jersey advises clients that long-term care insurance can aid in paying for care during extended illnesses or disabilities, contrasting one-time nursing home stays with recurring services like home health aides or adult day care. Coverage options are individually designed to help manage costs for assistance with daily living activities. The agent’s consultations are available on an as-needed basis to address changing client circumstances or new policy questions.
As the population of Paramus continues to age, many families face the rising costs of extended medical and personal care. Mariel Gramuglia at Comparion Insurance Agency offers guidance on long-term care insurance policies designed to protect savings against those expenses. This independent agency reviews current health coverage and financial goals to recommend suitable plans. The process typically begins with a general consultation to assess individual needs and clarify available options.
Sameh Wahba: Allstate Insurance Co assists clients with long-term care insurance planning. The agency specializes in policies that help cover the costs of custodial care, assisted living, and nursing home stays. It works with individuals to manage the financial risks associated with aging and chronic illness. The company serves local residences, home-based professionals, and various commercial sectors, including offices, warehouses, and food service operations.
Serving residential clients in Paramus, Robert Giella at Comparion Insurance Agency provides guidance on long-term care insurance policies. Commercial coverage is also available for businesses seeking employee benefits in this area. The agent works with individuals to understand policy options that address future care needs. After an initial consultation, many clients return to review coverage adjustments or address new questions during regular check-ins.
Comparion Insurance Agency focuses on helping clients secure long-term care insurance policies, an essential safeguard for managing potential future medical and personal support expenses. The Paramus-based agency assists individuals in navigating plan options that cover in-home care, assisted living, and nursing facility costs. With the high cost of extended care in New Jersey, its specialists work to tailor coverage that protects assets and provides access to quality care. Their services are particularly valuable as clients reassess their financial and health needs following the new Open Enrollment period.
Superb Insurance Paramus, based in Paramus, NJ, is a long-term care insurance agent known for helping clients plan for future care needs. It provides guidance on policies that cover nursing home stays, assisted living, and home health aides. The agent works with individuals and families to compare coverage options suitable for New Jersey residents. As a specialty service, it can also offer customization of plans to include inflation protection riders.
What Does a a Long-Term Care Insurance Agent in Paramus Cost?
Long-term care insurance premiums in New Jersey vary widely based on age, health, and benefit amount. A typical policy for a 55-year-old might cost between $2,000 and $4,000 per year. Costs increase with age and for those with health conditions. This is general information, not insurance advice.
About long-term care insurance agents in Paramus
Long-term care insurance agents in Paramus, New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to benefits paid. Agents guide clients through policy options that comply with state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Paramus do?
An agent helps you compare policies from multiple carriers. They explain benefit triggers, inflation protection, and elimination periods. They also ensure the policy meets New Jersey Partnership requirements if you want asset protection.
Does New Jersey have special rules for long-term care insurance?
Yes. New Jersey requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 30-day free look period during which you can cancel a policy for a full refund.
How do I choose a long-term care insurance agent in Paramus?
Look for an agent licensed in New Jersey with experience in long-term care policies. Ask if they represent multiple insurance companies. Verify their credentials through the New Jersey Department of Banking and Insurance.
Long-Term Care Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cherry Hill Township · Clark · Clifton · Cranford · East Brunswick · East Hanover · Edison · Egg Harbor Township · Elizabeth · Englewood · Fair Lawn