The top-rated long-term care insurance agent in Parsippany, New Jersey is Ronald Owens at Comparion Insurance Agency, rated 5.0 stars across 292 reviews. Other highly rated options include GA Financial Group LLC, NJM Insurance Group - Parsippany, NJ, Love Parikh at Comparion Insurance Agency. This directory lists 14 long-term care insurance agents serving Parsippany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ronald Owens at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4335 |
| 2 | GA Financial Group LLC | 342 Parsippany Rd unit 6 | (862) 254-8125 |
| 3 | NJM Insurance Group - Parsippany, NJ | 1 Sylvan Way | (973) 455-7200 |
| 4 | Love Parikh at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 512-6835 |
| 5 | Comparion Insurance Agency | 4 Campus Dr #102 | (973) 539-6080 |
| 6 | Maxine Melo at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4341 |
| 7 | The Diversified Companies | 322 US-46 #260 | (973) 233-6840 |
| 8 | Benefits Insurance New Jersey | 600 Parsippany Rd | (973) 221-4606 |
| 9 | Secure Insurance LLC | 399 Jefferson Rd | (973) 221-2383 |
| 10 | Liberty Line Insurance, NJ | 5 Sylvan Way | (973) 315-5144 |
Ronald Owens at Comparion Insurance Agency serves the Parsippany area of Morris County as a long-term care insurance agent. The company helps clients plan for future needs by providing professional guidance on policies that cover services like nursing home care and assisted living support. Dedicated agents review individual financial situations to recommend suitable coverage options that protect assets and family income. Their work includes facilitating applications for waiver-covered care and structuring hybrid life insurance policies with long-term care riders.
GA Financial Group LLC serves individuals and families in Parsippany, New Jersey who seek financial protection through long-term care insurance policies. The company helps clients understand coverage options for future care needs, including home health aides, assisted living, and nursing facility expenses. By working with insurers, the firm assists customers in selecting plans thatfit their budgets and health requirements. Its services also extend to homeowners and residents living nearby, including the neighboring community of Morris Plains and other towns within the Morris County metro area.
NJM Insurance Group in Parsippany, NJ provides comprehensive long-term care insurance agent services, including policy selection guidance, application assistance, and personalized coverage reviews. They offer ongoing plan maintenance to ensure clients' policies remain aligned with their evolving healthcare needs and financial goals. Clients receive support with claims initiation and benefit coordination over the life of their policy. The company serves homeowners and individuals residing in single-family homes, apartments, and assisted living facilities, as well as those requiring coverage for retail spaces and restaurants.
Love Parikh at Comparion Insurance Agency serves clients in Parsippany, New Jersey, and the surrounding communities. The company handles long-term care insurance policies that help individuals cover the costs of extended care services. For each case, the agent begins by reviewing a client’s current health situation and financial resources. This preliminary information is used to explain available coverage options and benefits in clear terms. The agency then compares policy features from several carriers to recommend a plan suited to the client’s specific needs and budget.
Comparion Insurance Agency serves homeowners, families, and individuals in Parsippany, New Jersey, seeking long-term care insurance. The agency helps clients understand policy options that cover future needs for assisted living, nursing home care, or home health services. Agents provide clear comparisons of plans to match personal budgets and health circumstances. They guide customers through the application process and address questions about benefit periods and inflation protection. Coverage assistance extends to nearby Morristown as well as other communities throughout Morris County.
Serving clients in Parsippany, New Jersey, Maxine Melo at Comparion Insurance Agency specializes in long-term care insurance to help individuals and families plan for future personal care needs. The agency assists clients in navigating policy options that protect assets while preserving independence in aging. General services include reviewing coverage gaps and coordinating benefits with existing Medicare or retirement plans. As winter approaches, the company helps local residents address the growing financial uncertainty of extended skilled nursing or home care costs during this season.
Based in Parsippany, NJ, The Diversified Companies helps clients choose between one-time policy consultations and recurring reviews that adjust coverage over time. Their services center on long-term care insurance, which covers expenses for extended nursing or in-home assistance not typically paid by standard health plans. They clarify how such policies preserve savings against the rising costs of care in the local area. Service runs on a scheduled, appointment-based model, typically initiated by a client’s request.
Benefits Insurance New Jersey works with individuals and families to plan for future care needs, offering guidance on policies that cover home health aides, assisted living, and nursing facility stays. The agency specializes in long-term care insurance, helping clients understand coverage options, benefit triggers, and inflation protection clauses available in New Jersey. Businesses in the area may engage the agency for group benefit consultations, serving offices, warehouses, and food service operations.
Secure Insurance LLC provides long-term care insurance services to residents in Parsippany, New Jersey, helping individuals plan for future care needs. Commercial coverage is also available for businesses seeking to protect their employees or clients in the area. The agency assists clients in understanding their policy options, ensuring they have appropriate coverage for their specific situations. Routine follow-up appointments are conducted after each enrollment, and repeat service is offered between regular annual visits to address any changes in coverage requirements.
What Does a a Long-Term Care Insurance Agent in Parsippany Cost?
Long-term care insurance premiums in New Jersey vary widely based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month for a 165 dollar daily benefit with a 3 year term. Costs increase with age and for richer benefits. This is general information not insurance advice.
About long-term care insurance agents in Parsippany
A long-term care insurance agent in Parsippany can help you explore policies that cover home care assisted living or nursing home costs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect a portion of their assets when qualifying for Medicaid. Working with a local agent ensures you understand how state rules affect your coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Parsippany do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers elimination periods and inflation protection options. They also guide you through New Jersey specific rules like the Partnership program.
Does New Jersey require long-term care insurance?
No New Jersey does not require you to buy long-term care insurance. However the state encourages planning through its Partnership program which can help you qualify for Medicaid without spending down all assets. An agent can explain how this works for your situation.
How do I choose a long-term care insurance agent in Parsippany?
Look for an agent licensed in New Jersey with experience in long-term care policies. Ask about their knowledge of the Partnership program and how they handle claims. Check their reviews and confirm they represent multiple insurance companies to give you unbiased options.
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