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Long-Term Care Insurance Agents in Passaic, NJ

Browse long-term care insurance agents serving Passaic, New Jersey. Contact information and addresses listed below.

11 agents listed
Updated May 2026
Passaic, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 long-term care insurance agents in Passaic, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
InsureOne Insurance
145 Main Ave FLR 1, Passaic, NJ 07055
(973) 526-7905 locations.insureone.com
Alex Vargas - State Farm Insurance Agent
45 Hoover Ave, Passaic, NJ 07055
(973) 955-4530 alexvargasagency.com
MG Agency
78 Market St A, Passaic, NJ 07055
(973) 365-0137 progressiveagent.com
Falen Agency INC
181 Prospect St, Passaic, NJ 07055
(973) 473-5617
Happily Insurance NJ
205 Monroe St Apartment 1, Passaic, NJ 07055
(973) 773-1033
ASB Insurance Passaic
615 Main Ave, Passaic, NJ 07055
(551) 239-6914
First Americano Insurance
54 Main Ave, Passaic, NJ 07055
(201) 720-5550
Prime Insurance Agency
135 South St, Passaic, NJ 07055
(862) 203-6045
Hugo G. Balta Insurance Agency
205 Monroe St, Passaic, NJ 07055
(973) 773-1033
Medicare Advisors Insurance Group LLC - Passaic
335a Passaic St, Passaic, NJ 07055
(973) 246-3710 medicareabc.com
Gross & Company Insurance
2 Brighton Ave Suite 6, Passaic, NJ 07055
(212) 620-4040 nonprofitinsurance.co

Long-term care insurance agents in Passaic, New Jersey help residents plan for future care needs such as nursing home or home health aide services. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect a portion of their assets equal to the benefits paid out. A local agent can explain how this state-specific program works and help you compare policies from different carriers.

What Does a Long-Term Care Insurance Agent in Passaic Cost?

In New Jersey, long-term care insurance premiums depend on your age, health, and chosen benefits. For a 55-year-old in good health, annual premiums often range from 1,500 to 3,500 for a policy with a 3-year benefit period and 3% compound inflation protection. Rates increase significantly for older applicants, and a 65-year-old might pay 3,000 to 6,000 per year for similar coverage. Costs also vary by insurer and the daily benefit amount selected. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Passaic do?
A long-term care insurance agent in Passaic helps you evaluate and purchase policies that cover services like assisted living, nursing home care, and in-home care. They review your health history, budget, and goals to recommend suitable plans from licensed insurers. Agents also explain New Jersey rules, such as the Partnership program and tax deduction options for premiums.
How do New Jersey long-term care insurance laws affect my policy?
New Jersey law requires insurers to offer inflation protection and nonforfeiture benefits on certain policies. The state also has a 30-day free look period during which you can cancel a new policy for a full refund. Agents must be licensed by the New Jersey Department of Banking and Insurance to sell these products.