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Find Long-Term Care Insurance Agents Near You in Paterson, NJ

Browse long-term care insurance agents serving Paterson, New Jersey. Updated 2026-07-14.

The top-rated long-term care insurance agent in Paterson, New Jersey is Frantz Gaston Jr - State Farm Insurance Agent, rated 4.9 stars across 2,852 reviews. Other highly rated options include Exclusive Insurance Brkg, Veronica's Insurance Agency, Freeway Insurance. This directory lists 19 long-term care insurance agents serving Paterson.

Showing 19 long-term care insurance agents in Paterson, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Frantz Gaston Jr - State Farm Insurance Agent750 Broadway D(973) 782-4343
2Exclusive Insurance Brkg271 Union Ave(973) 341-6810
3Veronica's Insurance Agency693 Market St(973) 333-3493
4Freeway Insurance758 Main St(973) 662-7002
5Rayne Health Advisors337 Straight St(201) 563-5729
6Carmen's Insurance Agency553 Main St(973) 279-0270
7Adamas Insurance Brokerage125 Broadway #102(973) 358-0013
8Amana Insurance Agency1029 Main St(973) 955-4100
9Olmen Insurance Agency494 21st Ave(973) 279-4364
10Goosehead Insurance - Haya Matari1113 Main St(862) 214-2585
FG
750 Broadway D
Frantz Gaston Jr - State Farm Insurance Agent
Long-Term Care Insurance Agent · Paterson, NJ

Frantz Gaston Jr - State Farm Insurance Agent serves the Paterson, New Jersey area as a local long-term care insurance agent. This agency offers policies designed to help cover the costs of care for chronic illnesses or disabilities. Long-term care insurance assists with services such as in-home care and assisted living facility stays. For complete protection planning in Paterson, the agent provides detailed policy reviews and personalized guidance on coverage options.

EI
271 Union Ave
Exclusive Insurance Brkg
Long-Term Care Insurance Agent · Paterson, NJ

Exclusive Insurance Brkg in Paterson, NJ assists clients in evaluating and selecting long-term care insurance policies that help cover the costs of assisted living, nursing home care, and in-home support services. It offers ongoing policy management and claim assistance to ensure coverage remains aligned with changing health needs. The agency services single-family homes, apartments, retail establishments, and restaurants.

VS
693 Market St
Veronica's Insurance Agency
Long-Term Care Insurance Agent · Paterson, NJ

Serving individuals and families in Paterson, this agency focuses on helping clients plan for potential long-term care needs. Veronica's Insurance Agency provides guidance on policies that cover assisted living, nursing home stays, and in-home care. The agent works to explain coverage options, assisting customers in selecting plans that may protect their assets while addressing future health scenarios. By reviewing personal goals and financial situations, the agency tailors recommendations to each client. The practice also extends its services to nearby communities within Passaic County and the greater northern New Jersey area.

FI
758 Main St
Freeway Insurance
Long-Term Care Insurance Agent · Paterson, NJ

Freeway Insurance serves the Paterson, New Jersey area as a Long-Term Care Insurance Agent. The company assists individuals and families in planning for potential future health and custodial care expenses. Such coverage helps protect savings when aging or illness create extended care needs. A local agent explains policy benefits, including daily benefit amounts and coverage duration. This particular agency handles long-term care policy comparisons and application assistance for residents seeking financial protection.

RH
337 Straight St
Rayne Health Advisors
Long-Term Care Insurance Agent · Paterson, NJ

A long-term care insurance agent can help you select a policy for a single purchase or establish ongoing financial planning through scheduled reviews. Rayne Health Advisors in Paterson, NJ focuses on coverage that addresses potential future care needs for chronic illness or disability. Such advice may also coordinate with other financial resources to ensure comprehensive protection. Their service model is primarily structured on an as-needed basis, allowing clients to request consultations when evaluating new plans or reassessing existing coverage.

CS
553 Main St
Carmen's Insurance Agency
Long-Term Care Insurance Agent · Paterson, NJ

Serving clients in Paterson, New Jersey, and the surrounding communities of Passaic County, Carmen's Insurance Agency handles long-term care insurance policies designed to cover services like nursing home care and in-home assistance. These policies help protect personal assets by paying for extended care needs not covered by standard health insurance or Medicare. The agency works with individuals and families to evaluate potential future care risks. To handle a typical job, it begins by asking clients about their age, health history, and financial goals before presenting suitable plan options.

AI
125 Broadway #102
Adamas Insurance Brokerage
Long-Term Care Insurance Agent · Paterson, NJ

Adamas Insurance Brokerage specializes in long-term care insurance planning, offering policies designed to cover extended health needs. Based in Paterson, NJ, the agency guides clients through options for nursing home, in-home, or assisted living coverage, helping local families navigate complex policy terms. It provides general brokerage services for New Jersey residents to compare plans and assess financial implications for future care. This is particularly helpful for those preparing for the potential disruptions of winter months, when injuries or seasonal illnesses often heighten the immediate need for unforeseen long-term arrangements.

AI
1029 Main St
Amana Insurance Agency
Long-Term Care Insurance Agent · Paterson, NJ

As many residents of Paterson plan for their later years, concerns about funding extended care often grow. Amana Insurance Agency helps local individuals navigate these financial choices, offering guidance on long-term care policies. The firm addresses client questions regarding benefit structures and premium costs to provide clearer solutions. Serving the Paterson area, this agency assists in creating coverage to protect assets from care expenses. An initial assessment to review specific needs and possible coverage options is arranged.

OI
494 21st Ave
Olmen Insurance Agency
Long-Term Care Insurance Agent · Paterson, NJ

Olmen Insurance Agency offers comprehensive planning for individuals and families seeking financial protection against the high costs of extended care. Based in Paterson, New Jersey, the agency specializes exclusively in long-term care insurance, helping clients navigate policy options that cover home health aides, assisted living, and nursing home services. The agent provides clear guidance on benefit periods and daily coverage amounts tailored to local care costs. Commercial clients can also consult with this agency for coverage solutions designed to protect their businesses, including offices, warehouses, and food service establishments.

GI
1113 Main St
Goosehead Insurance - Haya Matari
Long-Term Care Insurance Agent · Paterson, NJ

Goosehead Insurance - Haya Matari provides long-term care insurance services to residents in and around Paterson, New Jersey, helping clients plan for future medical and personal care needs. The agency also assists local businesses with related commercial insurance coverage options. Serving the greater NJ area, the agency focuses on protecting assets and ensuring access to care. Clients are encouraged to follow up after an initial appointment, with the agency offering ongoing support and policy reviews between regular scheduled visits to address any changes in circumstances.

SI
436 10th Ave
SR22 Insurance Solutions
Long-Term Care Insurance Agent · Paterson, NJ
(862) 394-0184
sr22paterson.com
AO
191 Broadway
Auto One Insurance Agency
Long-Term Care Insurance Agent · Paterson, NJ
(551) 362-2647
BI
351 Union Ave
BENGAL INSURANCE AGENCY
Long-Term Care Insurance Agent · Paterson, NJ
(973) 845-6565
BC
322 Grand St
Better Choice Insurance Agency
Long-Term Care Insurance Agent · Paterson, NJ
(973) 279-4455
betterchoiceinsurancenj.com
PI
1057-1059 Main St
Peak insurance agency
Long-Term Care Insurance Agent · Paterson, NJ
(551) 362-2616
CI
108 Market St
Coversafe Insurance NJ
Long-Term Care Insurance Agent · Paterson, NJ
(973) 221-2606
UI
280 Trenton Ave
Ultimate Insurance Agency
Long-Term Care Insurance Agent · Paterson, NJ
(862) 359-1884
HP
188 Main St
Healthcare Premier
Long-Term Care Insurance Agent · Paterson, NJ
(973) 684-8484
healthcarepremier.com
HF
1141 Main St
Homestead Financial Services
Long-Term Care Insurance Agent · Paterson, NJ
(973) 652-0028
hfs-insurance.com

What Does a a Long-Term Care Insurance Agent in Paterson Cost?

Typical costs for long-term care insurance in New Jersey vary widely by age, health, and coverage level. A 55 year old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and a 3 year benefit period. Premiums for a 65 year old can range from $2,500 to $5,000 annually. Costs are higher for comprehensive policies with inflation protection. This is general information, not insurance advice.

About long-term care insurance agents in Paterson

Long-term care insurance agents in Paterson, New Jersey assist residents in finding policies that cover nursing home care, home health aides, and assisted living. New Jersey offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how state regulations affect coverage and premiums.

Frequently Asked Questions

What does a long-term care insurance agent in Paterson do?

An agent helps you compare policies from different insurers and explains coverage options. They guide you through New Jersey specific rules, such as the Partnership Program and tax deductions for premiums. They do not provide legal advice but can refer you to an elder law attorney.

How does New Jersey Long-Term Care Partnership Program work?

This program lets you keep a portion of your assets equal to the benefits paid by your policy when you later apply for Medicaid. Policies must be state certified to qualify. An agent can confirm if a policy meets New Jersey Partnership requirements.

Are long-term care insurance premiums tax deductible in New Jersey?

Yes, New Jersey allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and follows federal guidelines. An agent can provide details on how this applies to your situation.

Long-Term Care Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.