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Find Long-Term Care Insurance Agents Near You in Perth Amboy, NJ

Browse long-term care insurance agents serving Perth Amboy, New Jersey. Updated 2026-07-14.

The top-rated long-term care insurance agent in Perth Amboy, New Jersey is Gilma Escobar - State Farm Insurance Agent, rated 4.9 stars across 236 reviews. Other highly rated options include P&C Insurance Agency, Y & D @ Larimar Enterprise llc, Manzueta Insurance. This directory lists 12 long-term care insurance agents serving Perth Amboy.

Showing 12 long-term care insurance agents in Perth Amboy, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Gilma Escobar - State Farm Insurance Agent796 Amboy Ave(908) 588-9700
2P&C Insurance Agency338 Smith St(908) 884-7021
3Y & D @ Larimar Enterprise llc88 Smith St(732) 826-0400
4Manzueta Insurance289 Watson Ave(732) 376-9700
5One Stop Insurance Agency252 Madison Ave Ste 102(732) 520-2206
6Rodriguez Agency234 New Brunswick Ave
7HolaDoctor Insurance Services - Perth Amboy199A Smith St(855) 336-0001
8Medicare Options282 Hobart St(732) 934-9197
9Defend Insurance Co43 New Brunswick Ave(973) 307-0649
10Hugo Fleites inc362 State St(732) 826-1124
GE
796 Amboy Ave
Gilma Escobar - State Farm Insurance Agent
Long-Term Care Insurance Agent · Perth Amboy, NJ

Gilma Escobar - State Farm Insurance Agent serves the Perth Amboy, New Jersey area and specializes in long-term care insurance solutions. As a local agent, this office helps clients plan for future personal and custodial care needs that are not typically covered by standard health policies. The agent works with individuals and families to design coverage that protects savings and provides access to necessary care services. In this role, the agency handles policy selection for both facility-based care and home health care arrangements.

PI
338 Smith St
P&C Insurance Agency
Long-Term Care Insurance Agent · Perth Amboy, NJ

P&C Insurance Agency in Perth Amboy, NJ, primarily serves individual homeowners, families, and small business owners seeking coverage for future care needs. As a local long-term care insurance agent, this agency addresses financial planning through policies that help protect assets and cover assisted living or home health aide expenses. Clients receive guidance in comparing plan options from various carriers to fit their budget and family circumstances. The agency serves clients throughout Middlesex County, including the neighboring communities of Edison and Woodbridge.

YD
88 Smith St
Y & D @ Larimar Enterprise llc
Long-Term Care Insurance Agent · Perth Amboy, NJ

Y & D @ Larimar Enterprise llc offers long-term care insurance guidance and policy placement for clients in the Perth Amboy, New Jersey area. The agency assists individuals in evaluating their coverage needs and selecting appropriate plans to help manage future care expenses. It also provides ongoing policy maintenance, including help with claims filing and beneficiary updates. The company services a variety of residences, including single-family homes, apartments, retail buildings, and restaurants.

MI
289 Watson Ave
Manzueta Insurance
Long-Term Care Insurance Agent · Perth Amboy, NJ

When seeking long-term care insurance, clients may explore one-time policies that fund a specific future care event or recurring coverage that provides ongoing expense reimbursement throughout a care period. Manzueta Insurance, located in Perth Amboy, NJ, assists local individuals in selecting a suitable plan that addresses potential future nursing home, assisted living, or home care costs. The agency helps clarify policy riders and waiting periods tailored to their clients’ financial and health situations. Their consultation services operate on a scheduled, as-needed basis to accommodate each client’s planning timeline.

OS
252 Madison Ave Ste 102
One Stop Insurance Agency
Long-Term Care Insurance Agent · Perth Amboy, NJ

One Stop Insurance Agency serves Perth Amboy and the surrounding communities of Middlesex County, handling long-term care insurance policies for individuals planning for future health needs. These policies help cover home health aides, assisted living, and nursing facility expenses. The agency assists clients in understanding their coverage options for this specialized insurance field. To manage a typical case, it first reviews each client’s personal health and financial situation, then presents suitable plan choices from available carriers for their consideration.

RA
234 New Brunswick Ave
Rodriguez Agency
Long-Term Care Insurance Agent · Perth Amboy, NJ
HI
199A Smith St
HolaDoctor Insurance Services - Perth Amboy
Long-Term Care Insurance Agent · Perth Amboy, NJ

As winter approaches in Perth Amboy, many residents begin considering how to cover potential long-term care needs. HolaDoctor Insurance Services - Perth Amboy helps local families navigate long-term care insurance options to protect assets from rising care costs. The company advises on policies that cover in-home help, assisted living, and nursing home stays. It focuses on matching coverage levels to each client’s health status and budget. An initial consultation reviews personal circumstances and explains the inspection or assessment step that begins the policy application process.

MO
282 Hobart St
Medicare Options
Long-Term Care Insurance Agent · Perth Amboy, NJ

Medicare Options in Perth Amboy, NJ specializes in helping individuals understand and select long-term care insurance coverage. The agency provides guidance on policies designed to cover expenses related to extended personal care needs, including options for home health aides and assisted living facilities. Their services in the local area include consultations to clarify benefit structures and policy riders for added flexibility. Insurance arrangements are offered to a range of commercial sectors, including offices, warehouses, and food service businesses.

DI
43 New Brunswick Ave
Defend Insurance Co
Long-Term Care Insurance Agent · Perth Amboy, NJ

Serving residential clients in Perth Amboy, Defend Insurance Co focuses on long-term care insurance planning. Commercial coverage for local businesses is also available throughout the Middlesex County region. The agency helps individuals navigate policy options to protect assets against future care needs. Scheduling a follow-up consultation between regular annual reviews ensures coverage remains aligned with changing health circumstances.

HF
362 State St
Hugo Fleites inc
Long-Term Care Insurance Agent · Perth Amboy, NJ

Hugo Fleites inc is a long-term care insurance agent in Perth Amboy, NJ, known for helping clients plan for future care needs. The company assists individuals in reviewing policy options that cover home care, assisted living, and nursing facility expenses. Local residents seek guidance on navigating complex coverage choices and understanding benefit triggers. A typical consultation explains how policies can protect savings from rising care costs. The agency also offers information on hybrid life insurance policies that include long-term care benefits.

PF
276 Hobart St
Prudential Financial: Raul Rodriguez
Long-Term Care Insurance Agent · Perth Amboy, NJ
(732) 826-0220
MA
205D Smith St
Medicare Advisors Insurance Group LLC - Perth Amboy
Long-Term Care Insurance Agent · Perth Amboy, NJ
(732) 638-4300
medicareabc.com

What Does a a Long-Term Care Insurance Agent in Perth Amboy Cost?

The cost of long-term care insurance in New Jersey varies by age, health, and coverage amount. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs are lower for younger applicants and higher for those with health issues. This is general information and not insurance advice.

About long-term care insurance agents in Perth Amboy

A long-term care insurance agent in Perth Amboy helps you plan for future medical and personal care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how this program works and help you compare policies from different carriers.

Frequently Asked Questions

What does a long-term care insurance agent do in Perth Amboy?

An agent helps you understand policy options, compare coverage levels, and choose a plan that fits your budget. They explain New Jersey specific programs like the Partnership for Long-Term Care. They do not provide legal advice but can guide you on insurance choices.

How does the New Jersey Partnership for Long-Term Care work?

This program lets you buy a qualified long-term care policy that protects a dollar-for-dollar amount of your assets from Medicaid recovery. If you use your policy benefits, you can keep assets equal to the benefits paid. An agent can tell you if a Partnership policy is right for you.

What are the age and health requirements for long-term care insurance in New Jersey?

Most insurers accept applicants between ages 18 and 79. You must pass medical underwriting to qualify for standard rates. Some policies have limited coverage for pre-existing conditions during the first six months. An agent can help you find a policy that matches your health status.

Long-Term Care Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.