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Find Long-Term Care Insurance Agents Near You in Saddle Brook, NJ

Browse long-term care insurance agents serving Saddle Brook, New Jersey. Updated 2026-07-14.

The top-rated long-term care insurance agent in Saddle Brook, New Jersey is Manny Coby - State Farm Insurance Agent, rated 4.9 stars across 266 reviews. Other highly rated options include C. Tony Cigna: Allstate Insurance, Lee, Nolan & Koroghlian, LLC, New York Life Insurance. This directory lists 11 long-term care insurance agents serving Saddle Brook.

Showing 11 long-term care insurance agents in Saddle Brook, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Manny Coby - State Farm Insurance Agent275 Market St(201) 368-9080
2C. Tony Cigna: Allstate Insurance190 Market St(973) 778-1600
3Lee, Nolan & Koroghlian, LLCPark 80 West, Plaza, 250 Pehle Ave I, Suite 405(973) 237-0100
4New York Life Insurance250 Pehle Ave #900(201) 845-6900
5The Benefit Source, LLC250 Pehle Ave #405(973) 237-4330
6My Insurance Broker LLC250 Pehle Ave Suite 200(201) 797-2060
7뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin250 Pehle Ave #900(917) 789-4948
8Calogero Cigna: Allstate Insurance190 Market St(973) 778-1600
9Catherine Rabidis, Financial Professional - New York Life250 Pehle Ave #900(201) 845-6900
10Marsh McLennan AgencyPark 80 West, Plaza Two, 250 Pehle Ave Suite 400(201) 845-6600
MC
275 Market St
Manny Coby - State Farm Insurance Agent
Long-Term Care Insurance Agent · Saddle Brook, NJ

Manny Coby - State Farm Insurance Agent serves the Saddle Brook, New Jersey area and surrounding Bergen County communities. The agency specializes in helping individuals plan for future care needs through long-term care insurance policies. Licensed representatives assist clients in understanding policy options that can cover costs associated with extended nursing home stays, assisted living, or in-home care. Long-term care insurance helps protect retirement savings from the high expenses of chronic illness or disability. The agency handles policy comparisons and personalized coverage assessments for local residents.

CT
190 Market St
C. Tony Cigna: Allstate Insurance
Long-Term Care Insurance Agent · Saddle Brook, NJ

C. Tony Cigna: Allstate Insurance provides long-term care insurance agent services in Saddle Brook, New Jersey. This agency helps clients plan for future care needs, offering guidance on policies that cover home health aides, assisted living, and nursing facility stays. Service and maintenance plans include annual policy reviews to adjust coverage as health needs change. The agency assists with claims coordination between policyholders and care providers. It services single-family homes, apartments, retail storefronts, and restaurants.

LN
Park 80 West, Plaza, 250 Pehle Ave I, Suite 405
Lee, Nolan & Koroghlian, LLC
Long-Term Care Insurance Agent · Saddle Brook, NJ

Homeowners and small business owners in Saddle Brook, NJ depend on Lee, Nolan & Koroghlian, LLC for guidance in navigating long-term care insurance options. The agency assists clients in understanding how such policies can help protect savings and manage future care needs. They review plan features and costs, aiming to match coverage with individual circumstances and budgets. The coverage area extends throughout Bergen County and includes neighboring communities such as Elmwood Park and Hackensack.

NY
250 Pehle Ave #900
New York Life Insurance
Long-Term Care Insurance Agent · Saddle Brook, NJ

Serving Saddle Brook and the surrounding Bergen County communities, New York Life Insurance handles long-term care insurance needs for local residents. The company works with individuals to understand policy options that cover home care, assisted living, and nursing facility expenses typically incurred in the region. Its approach begins by reviewing a client’s financial situation and health concerns before recommending products from available carriers. The agent then guides the applicant through the underwriting process to secure coverage that matches their long-term goals.

BS
250 Pehle Ave #405
The Benefit Source, LLC
Long-Term Care Insurance Agent · Saddle Brook, NJ

The Benefit Source, LLC in Saddle Brook, NJ helps clients distinguish between one-time policy consultations and recurring service options for long-term care planning, focusing on coverage that protects assets in the event of future care needs. Local agents typically guide individuals through policy selection to address nursing home, assisted living, and home health care costs. Service is offered on a one-time, scheduled, or as-needed basis for ongoing policy reviews.

MI
250 Pehle Ave Suite 200
My Insurance Broker LLC
Long-Term Care Insurance Agent · Saddle Brook, NJ

My Insurance Broker LLC offers specialty services focused on long-term care insurance planning for individuals and families in Saddle Brook, New Jersey. The company helps clients navigate policy options to protect assets and ensure access to future care. General service work includes evaluating coverage needs, comparing plan designs from multiple insurers, and assisting with policy enrollment. It also helps local residents manage the application process during open enrollment periods or when a sudden health change prompts a need for immediate coverage planning.

뉴라
250 Pehle Ave #900
뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin
Long-Term Care Insurance Agent · Saddle Brook, NJ

As residents of Bergen County plan for their later years, securing coverage for extended care remains a pressing concern in Saddle Brook. 뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin addresses this need by serving families as a Long-Term Care Insurance Agent in the local area. The company guides clients through policy options that help protect savings from the high cost of future care. An initial assessment is scheduled to evaluate individual circumstances and begin the coverage exploration process.

CC
190 Market St
Calogero Cigna: Allstate Insurance
Long-Term Care Insurance Agent · Saddle Brook, NJ

As winter approaches in Saddle Brook, many families worry whether their aging parents will have sufficient funds for extended nursing care. Calogero Cigna: Allstate Insurance helps local residents plan ahead by reviewing long-term care insurance policies that cover home health aides, assisted living, and skilled nursing stays. They guide clients through benefit periods and daily coverage limits while tailoring options to individual budgets and health histories. After an initial conversation, the agent schedules a comprehensive financial and health assessment appointment.

CR
250 Pehle Ave #900
Catherine Rabidis, Financial Professional - New York Life
Long-Term Care Insurance Agent · Saddle Brook, NJ

At Catherine Rabidis, Financial Professional - New York Life in Saddle Brook, New Jersey, the practice focuses on financial planning and the integration of long-term care insurance as a key component of comprehensive client strategies. This service helps individuals prepare for potential future care needs while protecting assets. The office routinely assists professionals and business owners in the area, serving commercial sectors such as offices, warehouses, and food service establishments.

MM
Park 80 West, Plaza Two, 250 Pehle Ave Suite 400
Marsh McLennan Agency
Long-Term Care Insurance Agent · Saddle Brook, NJ
HS
250 Pehle Ave #900
Hanna Shin, Financial Professional - New York Life
Long-Term Care Insurance Agent · Saddle Brook, NJ
(917) 789-4948
newyorklife.com/agent/hshin04

What Does a a Long-Term Care Insurance Agent in Saddle Brook Cost?

In New Jersey, a typical long-term care insurance policy for a 55-year-old costs between 1,500 and 3,000 dollars per year for a 160,000 dollar benefit pool with 3 percent inflation protection. Premiums for a 65-year-old can range from 2,500 to 5,000 dollars annually. Costs vary significantly based on age, health, benefit amount, and optional riders. This is general information and does not constitute insurance advice.

About long-term care insurance agents in Saddle Brook

A long-term care insurance agent in Saddle Brook, New Jersey can help you plan for future care needs while protecting your savings. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Local agents can explain how these state-specific policies work with your overall retirement plan.

Frequently Asked Questions

What does a long-term care insurance agent in Saddle Brook do?

A long-term care insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you through New Jersey Partnership program requirements to maximize asset protection.

How does New Jersey Partnership for Long-Term Care affect my policy?

New Jersey Partnership policies let you keep assets equal to the benefits your policy pays out if you later need Medicaid. For example, if your policy pays 200,000 dollars in benefits, you can keep 200,000 dollars in assets and still qualify for Medicaid. This program is only available through certified agents who sell approved policies.

What are the age and health requirements for long-term care insurance in New Jersey?

Most carriers in New Jersey accept applicants between ages 18 and 79, with premiums lowest for those under 60. You must pass medical underwriting, which reviews your health history for conditions like dementia or stroke. Some carriers offer guaranteed issue policies for older applicants but with higher premiums and limited benefits.

Long-Term Care Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.